Philippines: Total Loans (Gross), Non-Performing Loan Ratio and Non-Performing Loans by Type of Universal and Commercial Banks by stub1, year and month

Footnotes

Non-performing loans
As of periods indicated
Levels in million pesos
Ratios in percent
Gross Loans, Loan Loss Provisions and NPLs includes transactions of local banks' foreign offices but excludes banks under liquidation.
Gross NPL represents the actual level of NPL without any adjustment for loans treated as 'loss' and fully provisioned. As a complementary measure to computing gross NPL, banks shall likewise compute their net NPLs, which shall refer to gross NPLs less specific allowances for credit losses, provided that such specific allowance for credit losses on the total loan portfolio shall not be deducted on the loan portfolio
Government banks consist of Land Bank, DBP and Al-Amanah Islamic Bank
Foreign banks consist of 24 foreign banks, excludes 2 foreign banks' subsidiaries
.. not available
Details may not add up to total due to rounding