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UNIVERSAL
AND COMMERCIAL BANKS' LOANS OUTSTANDING TO THE REAL ESTATE SECTOR |
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BY PURPOSE
1/ |
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as of dates indicated |
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Dec-01 |
Dec-02 |
Dec-03 |
Dec-04 |
Dec-05 |
Mar-06 |
Jun-06 |
Sep-06 |
Dec-06 |
Mar-07 |
Jun-07 |
Sep-07 |
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Levels
(in million pesos) |
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| Total Loans Outstanding (TOL) 1/ |
(w/IBL) |
1,625,052 |
1,639,380 |
1,747,151 |
1,784,240 |
1,872,743 |
1,906,421 |
1,890,565 |
1,925,417 |
2,073,348 |
2,060,381 |
2,003,757 |
2,000,362 |
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(w/out IBL) |
1,423,813 |
1,430,327 |
1,473,138 |
1,529,400 |
1,532,749 |
1,527,661 |
1,567,555 |
1,586,622 |
1,670,238 |
1,652,514 |
1,608,427 |
1,645,573 |
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| Purpose of Loans to the Industry |
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| Acquisition of Residential Property |
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30,370 |
31,147 |
31,143 |
31,994 |
35,326 |
35,693 |
36,190 |
35,621 |
38,479 |
37,887 |
37,573 |
39,809 |
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| Land |
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9,024 |
10,073 |
8,805 |
6,006 |
4,361 |
3,772 |
3,570 |
3,887 |
3,897 |
3,142 |
2,975 |
2,654 |
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| Individual Units |
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21,346 |
21,074 |
22,338 |
25,926 |
30,965 |
31,921 |
32,619 |
31,734 |
34,582 |
34,745 |
34,598 |
37,155 |
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| Acquisition of Commercial Property |
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23,368 |
32,779 |
33,417 |
38,035 |
37,099 |
35,402 |
39,878 |
39,112 |
39,268 |
36,999 |
36,359 |
38,010 |
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| Development of Subd. for Housing |
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30,874 |
27,830 |
27,577 |
26,470 |
23,125 |
22,000 |
22,016 |
24,804 |
23,570 |
21,189 |
24,841 |
21,926 |
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| Development of Industrial Park |
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2,951 |
3,893 |
3,659 |
2,587 |
1,942 |
1,648 |
1,627 |
1,506 |
1,533 |
1,198 |
1,653 |
1,630 |
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| Development of Commercial Property |
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33,718 |
31,525 |
33,564 |
34,892 |
40,343 |
39,617 |
41,307 |
43,920 |
45,743 |
37,710 |
37,404 |
37,272 |
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| Dev. of Recreational & Amusement
Park |
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3,194 |
2,612 |
2,097 |
2,281 |
630 |
558 |
569 |
560 |
477 |
603 |
548 |
469 |
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| Development of Memorial Park |
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2,145 |
2,057 |
1,970 |
2,040 |
1,908 |
1,969 |
1,973 |
1,977 |
218 |
227 |
222 |
138 |
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| Construction of Office Condominium |
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8,294 |
5,810 |
8,978 |
9,390 |
7,682 |
6,933 |
6,761 |
4,412 |
5,188 |
5,580 |
5,890 |
6,039 |
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| Const. of Residential Condominium |
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15,178 |
6,403 |
9,580 |
7,262 |
4,768 |
4,234 |
4,683 |
4,852 |
3,743 |
3,994 |
5,742 |
5,668 |
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| Construction of Infrastructure Project |
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15,258 |
17,671 |
17,547 |
17,935 |
20,322 |
20,296 |
20,222 |
20,997 |
23,248 |
23,257 |
23,450 |
21,140 |
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| Other Purpose |
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10,318 |
8,950 |
7,636 |
8,748 |
12,993 |
12,977 |
13,156 |
12,692 |
15,197 |
11,054 |
11,739 |
14,232 |
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| TOTAL Real Estate Loan (REL) 2/ |
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175,668 |
170,677 |
177,168 |
181,634 |
186,138 |
181,327 |
188,382 |
190,453 |
196,664 |
179,698 |
185,421 |
186,333 |
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REL/TOL (w/IBL) |
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10.81 |
10.41 |
10.14 |
10.18 |
9.94 |
9.51 |
9.96 |
9.89 |
9.49 |
8.72 |
9.25 |
9.31 |
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REL/TOL (w/out IBL) |
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12.34 |
11.93 |
12.03 |
11.88 |
12.14 |
11.87 |
12.02 |
12.00 |
11.77 |
10.87 |
11.53 |
11.32 |
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Percent Share to Total Real Estate Loan |
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| Purpose of Loans to the Industry |
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| Acquisition of Residential Property |
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17.3 |
18.2 |
17.6 |
17.6 |
19.0 |
19.7 |
19.2 |
18.7 |
19.6 |
21.1 |
20.3 |
21.4 |
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| Land |
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5.1 |
5.9 |
5.0 |
3.3 |
2.3 |
2.1 |
1.9 |
2.0 |
2.0 |
1.7 |
1.6 |
1.4 |
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| Individual Units |
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12.2 |
12.3 |
12.6 |
14.3 |
16.6 |
17.6 |
17.3 |
16.7 |
17.6 |
19.3 |
18.7 |
19.9 |
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| Acquisition of Commercial Property |
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13.3 |
19.2 |
18.9 |
20.9 |
19.9 |
19.5 |
21.2 |
20.5 |
20.0 |
20.6 |
19.6 |
20.4 |
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| Development of Subd. for Housing |
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17.6 |
16.3 |
15.6 |
14.6 |
12.4 |
12.1 |
11.7 |
13.0 |
12.0 |
11.8 |
13.4 |
11.8 |
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| Development of Industrial Park |
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1.7 |
2.3 |
2.1 |
1.4 |
1.0 |
0.9 |
0.9 |
0.8 |
0.8 |
0.7 |
0.9 |
0.9 |
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| Development of Commercial Property |
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19.2 |
18.5 |
18.9 |
19.2 |
21.7 |
21.8 |
21.9 |
23.1 |
23.3 |
21.0 |
20.2 |
20.0 |
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| Dev. of Recreational & Amusement
Park |
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1.8 |
1.5 |
1.2 |
1.3 |
0.3 |
0.3 |
0.3 |
0.3 |
0.2 |
0.3 |
0.3 |
0.3 |
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| Development of Memorial Park |
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1.2 |
1.2 |
1.1 |
1.1 |
1.0 |
1.1 |
1.0 |
1.0 |
0.1 |
0.1 |
0.1 |
0.1 |
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| Construction of Office Condominium |
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4.7 |
3.4 |
5.1 |
5.2 |
4.1 |
3.8 |
3.6 |
2.3 |
2.6 |
3.1 |
3.2 |
3.2 |
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| Const. of Residential Condominium |
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8.6 |
3.8 |
5.4 |
4.0 |
2.6 |
2.3 |
2.5 |
2.5 |
1.9 |
2.2 |
3.1 |
3.0 |
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| Construction of Infrastructure Project |
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8.7 |
10.4 |
9.9 |
9.9 |
10.9 |
11.2 |
10.7 |
11.0 |
11.8 |
12.9 |
12.6 |
11.3 |
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| Other Purpose |
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5.9 |
5.2 |
4.3 |
4.8 |
7.0 |
7.2 |
7.0 |
6.7 |
7.7 |
6.2 |
6.3 |
7.6 |
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| TOTAL Real Estate Loan (REL) 2/ |
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100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
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| 1/ For supervisory purposes, BSP
Circular No. 351 defines total loans as gross of allowance for probable
losses and interbank loans less loans classfied as loss. These also include transaction of local banks' foreign |
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liquidation. |
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| 2/
Exclude reports of banks'
trust department. |
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| Source: Universal and Commercial Banks' Consolidated Statement of
Condition/SDC |
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