UNIVERSAL AND COMMERCIAL BANKS' LOANS OUTSTANDING TO THE REAL ESTATE SECTOR          
  BY PURPOSE  1/                            
  as of dates indicated                            
   
  Dec-01 Dec-02 Dec-03 Dec-04 Dec-05 Mar-06 Jun-06 Sep-06 Dec-06 Mar-07 Jun-07 Sep-07  
                                 
  Levels  (in million pesos)      
   
  Total Loans Outstanding (TOL)  1/  (w/IBL) 1,625,052 1,639,380 1,747,151 1,784,240 1,872,743 1,906,421 1,890,565 1,925,417 2,073,348 2,060,381 2,003,757 2,000,362  
   (w/out IBL) 1,423,813 1,430,327 1,473,138 1,529,400 1,532,749 1,527,661 1,567,555 1,586,622 1,670,238 1,652,514 1,608,427 1,645,573  
   
   
  Purpose of Loans to the Industry  
      Acquisition of Residential Property 30,370 31,147 31,143 31,994 35,326 35,693 36,190 35,621 38,479 37,887 37,573 39,809  
            Land 9,024 10,073 8,805 6,006 4,361 3,772 3,570 3,887 3,897 3,142 2,975 2,654  
            Individual Units 21,346 21,074 22,338 25,926 30,965 31,921 32,619 31,734 34,582 34,745 34,598 37,155  
      Acquisition of Commercial Property 23,368 32,779 33,417 38,035 37,099 35,402 39,878 39,112 39,268 36,999 36,359 38,010  
      Development of Subd. for Housing 30,874 27,830 27,577 26,470 23,125 22,000 22,016 24,804 23,570 21,189 24,841 21,926  
      Development of Industrial Park 2,951 3,893 3,659 2,587 1,942 1,648 1,627 1,506 1,533 1,198 1,653 1,630  
      Development of Commercial Property 33,718 31,525 33,564 34,892 40,343 39,617 41,307 43,920 45,743 37,710 37,404 37,272  
      Dev. of Recreational & Amusement Park 3,194 2,612 2,097 2,281 630 558 569 560 477 603 548 469  
      Development of Memorial Park 2,145 2,057 1,970 2,040 1,908 1,969 1,973 1,977 218 227 222 138  
      Construction of Office Condominium 8,294 5,810 8,978 9,390 7,682 6,933 6,761 4,412 5,188 5,580 5,890 6,039  
      Const. of Residential Condominium 15,178 6,403 9,580 7,262 4,768 4,234 4,683 4,852 3,743 3,994 5,742 5,668  
      Construction of Infrastructure Project 15,258 17,671 17,547 17,935 20,322 20,296 20,222 20,997 23,248 23,257 23,450 21,140  
      Other Purpose 10,318 8,950 7,636 8,748 12,993 12,977 13,156 12,692 15,197 11,054 11,739 14,232  
   
       TOTAL Real Estate Loan (REL)  2/ 175,668 170,677 177,168 181,634 186,138 181,327 188,382 190,453 196,664 179,698 185,421 186,333  
   
  REL/TOL (w/IBL) 10.81 10.41 10.14 10.18 9.94 9.51 9.96 9.89 9.49 8.72 9.25 9.31  
  REL/TOL (w/out IBL) 12.34 11.93 12.03 11.88 12.14 11.87 12.02 12.00 11.77 10.87 11.53 11.32  
                                 
   
  Percent Share to Total Real Estate Loan  
   
  Purpose of Loans to the Industry  
      Acquisition of Residential Property 17.3 18.2 17.6 17.6 19.0 19.7 19.2 18.7 19.6 21.1 20.3 21.4  
            Land 5.1 5.9 5.0 3.3 2.3 2.1 1.9 2.0 2.0 1.7 1.6 1.4  
            Individual Units 12.2 12.3 12.6 14.3 16.6 17.6 17.3 16.7 17.6 19.3 18.7 19.9  
      Acquisition of Commercial Property 13.3 19.2 18.9 20.9 19.9 19.5 21.2 20.5 20.0 20.6 19.6 20.4  
      Development of Subd. for Housing 17.6 16.3 15.6 14.6 12.4 12.1 11.7 13.0 12.0 11.8 13.4 11.8  
      Development of Industrial Park 1.7 2.3 2.1 1.4 1.0 0.9 0.9 0.8 0.8 0.7 0.9 0.9  
      Development of Commercial Property 19.2 18.5 18.9 19.2 21.7 21.8 21.9 23.1 23.3 21.0 20.2 20.0  
      Dev. of Recreational & Amusement Park 1.8 1.5 1.2 1.3 0.3 0.3 0.3 0.3 0.2 0.3 0.3 0.3  
      Development of Memorial Park 1.2 1.2 1.1 1.1 1.0 1.1 1.0 1.0 0.1 0.1 0.1 0.1  
      Construction of Office Condominium 4.7 3.4 5.1 5.2 4.1 3.8 3.6 2.3 2.6 3.1 3.2 3.2  
      Const. of Residential Condominium 8.6 3.8 5.4 4.0 2.6 2.3 2.5 2.5 1.9 2.2 3.1 3.0  
      Construction of Infrastructure Project 8.7 10.4 9.9 9.9 10.9 11.2 10.7 11.0 11.8 12.9 12.6 11.3  
      Other Purpose 5.9 5.2 4.3 4.8 7.0 7.2 7.0 6.7 7.7 6.2 6.3 7.6  
   
       TOTAL Real Estate Loan (REL) 2/ 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0  
                                 
   
    1/ For supervisory purposes, BSP Circular No. 351 defines total loans as gross of allowance for probable losses and interbank loans less loans classfied as loss.  These also include transaction of local banks' foreign
           offices but exclude bank's under liquidation.  
     2/  Exclude reports of banks'  trust department.  
     Source:  Universal and Commercial Banks' Consolidated Statement of Condition/SDC