6  CONSOLIDATED STATEMENT OF CONDITION
	Philippine Banking System
	as of end of periods indicated
	in billion pesos
Selected Accounts			UNIVERSAL AND COMMERCIAL BANKS 1/
			1999					2000
			Mar	June	Sept	Dec		Mar	June	Sept	Dec
ASSETS			2,447.131	2,516.550	2,574.784	2,679.564		2,619.627	2,683.115	2,753.668	2,935.976
	Cash and Due from Banks		294.570	294.404	271.513	311.583		265.646	310.808	290.814	321.572
	Loan Portfolio (net) 2/		1,416.724	1,432.265	1,480.905	1,491.857		1,434.451	1,403.913	1,463.246	1,520.470
	Investments (net)		450.850	477.867	472.060	481.275		527.072	556.816	557.785	624.440
	Other Assets		284.986	312.014	350.306	394.849		392.459	411.578	441.823	469.493
LIABILITIES AND CAPITAL			2,447.131	2,516.550	2,574.784	2,679.564		2,619.627	2,683.115	2,753.668	2,935.976
	Liabilities		2,098.535	2,162.012	2,200.978	2,302.029		2,245.282	2,309.006	2,379.537	2,553.619
	Deposit Liabilities		1,585.114	1,619.953	1,673.039	1,752.034		1,725.468	1,753.563	1,794.654	1,903.456
	Peso Liabilities		987.230	1,038.772	1,066.272	1,130.478		1,120.443	1,138.596	1,149.326	1,215.286
	Demand and NOW		148.374	163.526	170.436	170.284		182.509	187.687	189.911	189.186
	Savings		788.083	816.806	834.389	899.219		871.108	881.941	888.863	956.010
	Time		50.773	58.440	61.447	60.975		66.825	68.969	70.552	70.090
	Foreign Currency		597.885	581.181	606.767	621.557		605.025	614.966	645.327	688.170
	Bills Payable		282.355	305.986	285.500	317.781		292.091	316.101	329.209	376.835
	Deposit Substitutes		6.687	6.171	4.298	7.458		7.948	7.579	10.594	4.513
	Others		275.668	299.815	281.202	310.324		284.144	308.522	318.615	372.322
	Special Financing		3.664	3.428	3.423	4.006		2.226	2.056	1.954	1.875
	Time Certificates of Deposits - SF		3.662	3.418	3.412	2.739		0.699	0.453	0.278	0.187
	Special Time Deposits		0.002	0.010	0.011	1.267		1.527	1.603	1.676	1.689
	Other Liabilities		227.400	232.646	239.016	228.207		225.497	237.286	253.720	271.452
	Capital Accounts		348.596	354.538	373.806	377.535		374.345	374.109	374.131	382.358
	Capital Stock		142.501	146.914	159.156	164.851		165.155	163.532	157.019	167.339
	Assigned Capital		9.047	9.047	9.047	9.447		9.541	9.541	9.753	9.753
	Net Due to H.O., Branches/Agencies		35.045	35.045	33.695	35.295		35.575	35.575	36.425	36.425
	Surplus, Surplus Reserves
	&  Undivided Profits		162.002	163.532	171.907	167.941		164.073	165.461	170.934	168.840
1/ Adjusted to net off the account "Due from Head Office" with "Due to Head Office" of branches of foreign banks
2/ Inclusive of Interbank Loans Receivable
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Reports and Studies Office, Supervision and Examination Sector
Updated as of 12 March 2004