8 CONSOLIDATED FINANCIAL STATEMENTS
	Universal and Commercial Banks
	as of end of periods indicated
	in billion pesos
	Selected Accounts			UNIVERSAL AND COMMERCIAL BANKS
				March 1999	June 1999	Sept 1999	Dec 1999	March 2000	June 2000	Sept 2000	Dec 2000
	OUTSTANDING LOANS BY ECONOMIC ACTIVITY
		TOTAL LOAN PORTFOLIO, GROSS		1,484.465	1,505.581	1,557.587	1,582.894	1,529.103	1,505.565	1,568.215	1,628.214
		Agriculture, Hunting & Forestry		60.930	59.249	57.032	55.131	52.610	50.497	43.663	56.038
		Fishery		4.664	3.391	3.561	3.713	3.952	4.957	11.349	5.366
		Mining and Quarrying		18.855	16.462	16.232	16.466	16.906	21.637	124.744	21.127
		Manufacturing		350.261	341.761	355.491	384.196	361.595	376.143	301.630	405.664
		Electricity, Gas & Water		49.203	48.031	54.839	53.347	56.619	62.297	66.969	75.479
		Construction		56.508	55.740	54.777	53.517	50.937	49.269	88.842	46.499
		Wholesale & Retail Trade, Repair of Motor Vehicles		206.432	192.918	196.801	205.932	183.651	187.101	165.469	205.608
		Transportation, Storage & Communication		94.481	94.766	87.846	91.373	90.591	94.865	91.681	99.776
		Financial Intermediation (inclusive of IBL)		302.799	329.806	356.691	377.360	346.643	300.265	288.372	338.100
		Real Estate, Renting & Business Activities		198.290	221.892	220.585	189.976	212.632	219.971	180.304	223.535
		Public Adm. & Defense: Compulsory Social Securities		12.293	4.808	11.839	11.272	15.737	12.005	12.698	13.256
		Education		4.935	4.956	5.179	6.532	6.614	6.697	6.509	7.406
		Health and Social Work		7.724	2.766	2.487	2.971	4.137	5.061	27.641	3.648
		Other Community, Social & Personal Serv. Act.		97.434	106.884	112.643	114.304	108.035	94.871	77.111	101.212
		Private Households w/ Employed Persons		6.154	5.869	7.142	3.927	5.144	6.177	6.031	8.843
		Others		13.501	16.281	14.439	12.877	13.300	13.754	75.203	16.657
	Note: Presented data are based on financial statements periodically submitted by banks in accordance with existing regulations.
		Said submissions are processed and aggregated to derive industry results.  For unsubmitted and/or defective bank reports
		for the period, the most recent processed report available is used as proxy in the generation of said industry aggregates.
		Details may not add up to totals due to rounding.
	Source: Bangko Sentral ng Pilipinas