9   OUTSTANDING LOANS (GROSS)
	Philippine Banking System
	classified by type of accounts
	as of end of periods indicated
	in billion pesos
Selected Accounts			UNIVERSAL AND COMMERCIAL BANKS
			1999					2000
			Mar	June	Sept	Dec		Mar	June	Sept	Dec
A.  LEVELS
	Interbank Loans Receivable		166.678	193.735	188.311	224.636		187.396	135.396	161.304	176.370
	Loans and Discounts		1,084.047	1,055.663	1,062.334	1,055.068		1,016.672	1,045.708	1,072.063	1,097.061
	Agra/Agri Credit Loans		40.415	41.506	40.721	46.023		51.162	50.423	49.621	49.575
	Development Incentive Loans		0.000	4.927	8.857	9.894		17.630	23.179	22.193	17.966
	Bills Purchased		32.357	35.715	37.565	36.019		39.173	35.210	41.983	45.980
	Customers' Liabilities - LC/TR		82.940	80.823	82.056	81.484		81.398	86.845	90.821	95.058
	Customers' Liabilities - Accept O/S		9.476	9.434	9.534	9.985		10.793	10.120	12.487	13.040
	Trading Account Securities - Loans		13.096	26.773	61.143	44.165		45.452	35.783	33.832	33.279
	Underwriting Accounts		3.532	0.592	1.009	0.990		0.757	0.684	0.684	0.659
	Restructured Loans		51.923	56.412	66.057	74.629		78.672	82.218	83.227	99.225
	GRAND TOTAL		1,484.465	1,505.581	1,557.587	1,582.894		1,529.103	1,505.565	1,568.215	1,628.214
B.  PERCENTAGE DISTRIBUTION
	Interbank Loans Receivable		11.2	12.9	12.1	14.2		12.3	9.0	10.3	10.8
	Loans and Discounts		73.0	70.1	68.2	66.7		66.5	69.5	68.4	67.4
	Agra/Agri Credit Loans		2.7	2.8	2.6	2.9		3.3	3.3	3.2	3.0
	Development Incentive Loans		0.0	0.3	0.6	0.6		1.2	1.5	1.4	1.1
	Bills Purchased		2.2	2.4	2.4	2.3		2.6	2.3	2.7	2.8
	Customers' Liabilities - LC/TR		5.6	5.4	5.3	5.1		5.3	5.8	5.8	5.8
	Customers' Liabilities - Accept O/S		0.6	0.6	0.6	0.6		0.7	0.7	0.8	0.8
	Trading Account Securities - Loans		0.9	1.8	3.9	2.8		3.0	2.4	2.2	2.0
	Underwriting Accounts		0.2	0.0	0.1	0.1		0.0	0.0	0.0	0.0
	Restructured Loans		3.5	3.7	4.2	4.7		5.1	5.5	5.3	6.1
	GRAND TOTAL		100.0	100.0	100.0	100.0		100.0	100.0	100.0	100.0
C.  GROWTH RATES
	This Quarter Growth
	Interbank Loans Receivable		(10.3)	16.2	(2.8)	19.3		(16.6)	(27.7)	19.1	9.3
	Loans and Discounts		(3.2)	(2.6)	0.6	(0.7)		(3.6)	2.9	2.5	2.3
	Agra/Agri Credit Loans		(1.9)	2.7	(1.9)	13.0		11.2	(1.4)	(1.6)	(0.1)
	Development Incentive Loans		0.0	0.0	79.8	11.7		78.2	31.5	(4.3)	(19.0)
	Bills Purchased		(3.7)	10.4	5.2	(4.1)		8.8	(10.1)	19.2	9.5
	Customers' Liabilities - LC/TR		(3.6)	(2.6)	1.5	(0.7)		(0.1)	6.7	4.6	4.7
	Customers' Liabilities - Accept O/S		(11.8)	(0.4)	1.1	4.7		8.1	(6.2)	23.4	4.4
	Trading Account Securities - Loans		(12.2)	104.4	128.4	(27.8)		2.9	(21.3)	(5.5)	(1.6)
	Underwriting Accounts		(0.4)	(83.2)	70.3	(1.9)		(23.5)	(9.6)	0.0	(3.7)
	Restructured Loans		10.3	8.6	17.1	13.0		5.4	4.5	1.2	19.2
	GRAND TOTAL		(3.8)	1.4	3.5	1.6		(3.4)	(1.5)	4.2	3.8
	Year-on-Year Growth
	Interbank Loans Receivable		23.4	9.0	9.6	20.9		12.4	(30.1)	(14.3)	(21.5)
	Loans and Discounts		(6.3)	(9.5)	(9.0)	(5.8)		(6.2)	(0.9)	0.9	4.0
	Agra/Agri Credit Loans		(4.7)	(0.1)	(2.0)	11.7		26.6	21.5	21.9	7.7
	Development Incentive Loans		0.0	0.0	0.0	0.0		0.0	370.4	150.6	81.6
	Bills Purchased		(11.2)	0.5	19.8	7.3		21.1	(1.4)	11.8	27.7
	Customers' Liabilities - LC/TR		(13.5)	(13.7)	(10.8)	(5.2)		(1.9)	7.5	10.7	16.7
	Customers' Liabilities - Accept O/S		(44.4)	(37.5)	(26.3)	(7.1)		13.9	7.3	31.0	30.6
	Trading Account Securities - Loans		(38.4)	(36.6)	70.5	196.2		247.1	33.7	(44.7)	(24.6)
	Underwriting Accounts		(0.3)	(83.0)	(64.8)	(72.1)		(78.6)	15.6	(32.2)	(33.4)
	Restructured Loans		218.9	179.3	116.1	58.5		51.5	45.7	26.0	33.0
	GRAND TOTAL		(2.6)	(5.6)	(1.8)	2.6		3.0	(0.0)	0.7	2.9
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Reports & Studies Office, Supervision and Examination Sector
Updated as of 12 March 2004