9   OUTSTANDING LOANS (GROSS)
	Philippine Banking System
	classified by type of accounts
	as of end of periods indicated
	in billion pesos
Selected Accounts
			THRIFT BANKS
			1999					2000
			Mar	June	Sept	Dec		Mar	June	Sept	Dec
A.  LEVELS
	Interbank Loans Receivable		6.606	7.141	7.126	8.409		4.662	4.631	4.949	6.226
	Loans and Discounts		108.132	107.432	109.466	108.157		112.879	79.991	111.238	113.327
	Agra/Agri Credit Loans		5.887	6.196	6.528	7.371		0.000	34.452	7.431	7.425
	Development Incentive Loans		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Bills Purchased		0.254	0.563	0.264	0.289		0.371	0.406	0.383	0.323
	Customers' Liabilities - LC/TR		0.222	0.181	0.241	0.231		0.235	0.369	0.349	0.283
	Customers' Liabilities - Accept O/S		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Trading Account Securities - Loans		0.322	6.101	10.268	1.485		7.383	9.334	5.651	3.474
	Underwriting Accounts		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Restructured Loans		2.263	2.211	2.080	2.169		2.047	2.223	2.509	3.271
	GRAND TOTAL		123.685	129.823	135.973	128.111		127.577	131.405	132.510	134.330
B.  PERCENTAGE DISTRIBUTION
	Interbank Loans Receivable		5.3	5.5	5.2	6.6		3.7	3.5	3.7	4.6
	Loans and Discounts		87.4	82.8	80.5	84.4		88.5	60.9	83.9	84.4
	Agra/Agri Credit Loans		4.8	4.8	4.8	5.8		0.0	26.2	5.6	5.5
	Development Incentive Loans		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Bills Purchased		0.2	0.4	0.2	0.2		0.3	0.3	0.3	0.2
	Customers' Liabilities - LC/TR		0.2	0.1	0.2	0.2		0.2	0.3	0.3	0.2
	Customers' Liabilities - Accept O/S		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans		0.3	4.7	7.6	1.2		5.8	7.1	4.3	2.6
	Underwriting Accounts		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans		1.8	1.7	1.5	1.7		1.6	1.7	1.9	2.4
	GRAND TOTAL		100.0	100.0	100.0	100.0		100.0	100.0	100.0	100.0
C.  GROWTH RATES
	This Quarter Growth
	Interbank Loans Receivable		(34.1)	8.1	(0.2)	18.0		(44.6)	(0.7)	6.9	25.8
	Loans and Discounts		(3.0)	(0.6)	1.9	(1.2)		4.4	(29.1)	39.1	1.9
	Agra/Agri Credit Loans		(1.2)	5.2	5.4	12.9		(100.0)	0.0	0.0	(0.1)
	Development Incentive Loans		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Bills Purchased		(23.8)	121.5	(53.1)	9.4		28.4	9.4	(5.7)	(15.6)
	Customers' Liabilities - LC/TR		0.6	(18.5)	33.7	(4.4)		1.8	56.9	(5.2)	(19.0)
	Customers' Liabilities - Accept O/S		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans		(16.8)	1,796.2	68.3	(85.5)		397.1	26.4	(39.5)	(38.5)
	Underwriting Accounts		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans		7.4	(2.3)	(5.9)	4.3		(5.6)	8.6	12.9	30.4
	GRAND TOTAL		(5.2)	5.0	4.7	(5.8)		(0.4)	3.0	0.8	1.4
	Year-on-Year Growth
	Interbank Loans Receivable		(32.7)	(40.9)	(48.8)	(16.1)		(29.4)	(35.1)	(30.6)	(26.0)
	Loans and Discounts		(6.3)	(4.7)	(1.9)	(2.9)		4.4	(25.5)	1.6	4.8
	Agra/Agri Credit Loans		4.7	9.2	18.3	23.8		(100.0)	456.0	13.8	0.7
	Development Incentive Loans		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Bills Purchased		25.1	42.2	9.0	(13.4)		46.0	(27.9)	45.0	11.8
	Customers' Liabilities - LC/TR		(35.4)	(38.3)	7.0	4.8		6.0	104.1	44.7	22.6
	Customers' Liabilities - Accept O/S		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans		(70.5)	110.5	4.8	283.9		2,194.7	53.0	(45.0)	133.9
	Underwriting Accounts		0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans		193.4	40.8	3.9	2.9		(9.5)	0.5	20.6	50.8
	GRAND TOTAL		(7.2)	(4.3)	(5.1)	(1.8)		3.1	1.2	(2.5)	4.9
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Reports & Studies Office, Supervision and Examination Sector
Updated as of 12 March 2004