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| 16
BALANCE SHEET STRUCTURE |
|
Universal and Commercial Banking System |
| as of end of
periods indicated |
|
| in percent |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Major Accounts |
2001 |
|
2002 |
|
| Mar |
June |
Sept |
Dec |
|
Mar |
June |
Sept |
Dec |
|
| Total Universal and Commercial Banks |
|
|
|
|
|
|
|
|
|
|
| Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0 |
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Cash and due from banks |
10.8
|
11.0
|
9.7
|
9.0
|
|
9.7
|
9.3
|
8.9
|
9.4
|
|
| |
Loans (net) 1/ |
49.6
|
49.3
|
49.4 |
50.9
|
|
50.7 |
48.7
|
49.1
|
48.2
|
|
| |
Investments (net) |
23.8 |
23.6
|
24.9
|
24.6
|
|
24.1
|
25.9
|
25.9
|
26.7 |
|
| |
Other assets |
15.8
|
16.1
|
16.0
|
15.5
|
|
15.5
|
16.1
|
16.1
|
15.7
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Total Liabilities and
Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0 |
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Deposits |
65.7
|
67.1
|
66.5
|
67.7
|
|
67.7
|
67.2
|
67.3
|
67.7
|
|
| |
Bills Payable |
11.9
|
11.2
|
11.6
|
10.5
|
|
10.1
|
11.0
|
10.1
|
10.4
|
|
| |
Special Financing |
0.1
|
0.1
|
0.1
|
0.1
|
|
0.0
|
0.0
|
0.0
|
0.0
|
|
| |
Unreserved Subordinated
Debt |
0.0 |
0.0 |
0.0 |
0.0 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
Other Liabilities |
8.7
|
8.5
|
8.7
|
8.5
|
|
8.8
|
8.5
|
8.9
|
8.9
|
|
| |
Capital accounts |
13.6
|
13.2
|
13.1
|
13.2
|
|
13.4
|
13.3
|
13.6
|
13.0
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Universal Banks |
|
|
|
|
|
|
|
|
|
|
| Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0 |
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Cash and due from banks |
9.7
|
10.2
|
9.0
|
8.1
|
|
9.2
|
8.9 |
8.5
|
9.2
|
|
| |
Loans (net) 1/ |
47.9
|
47.0
|
47.2
|
49.3
|
|
48.9
|
46.8
|
47.6
|
46.3
|
|
| |
Investments (net) |
25.2
|
25.1
|
26.4
|
25.9
|
|
25.5
|
27.3
|
26.9
|
27.9 |
|
| |
Other assets |
17.2
|
17.7
|
17.4
|
16.7
|
|
16.4
|
17.0
|
17.0 |
16.6
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Total Liabilities and
Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0 |
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Deposits |
66.5
|
68.0
|
67.2
|
68.2
|
|
68.6
|
68.4
|
68.4
|
68.5
|
|
| |
Bills Payable |
13.2
|
12.6
|
13.0
|
11.7
|
|
10.6
|
11.4
|
10.4
|
11.0
|
|
| |
Special Financing |
0.1
|
0.1
|
0.1
|
0.1
|
|
0.1
|
0.0
|
0.0
|
0.0
|
|
| |
Unreserved Subordinated
Debt |
0.0 |
0.0 |
0.0 |
0.0 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
Other Liabilities |
7.1
|
6.6
|
7.0
|
7.2
|
|
7.7
|
7.3
|
8.0
|
7.9
|
|
| |
Capital accounts |
13.1
|
12.7
|
12.7
|
12.8
|
|
13.0
|
12.8
|
13.1
|
12.5
|
|
| Commercial Banks |
|
|
|
|
|
|
|
|
|
|
| Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0 |
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Cash and due from banks |
14.7
|
13.9
|
12.6
|
12.4
|
|
11.6
|
11.1
|
10.7
|
10.2
|
|
| |
Loans (net) 1/ |
56.0
|
57.3
|
57.6 |
56.8
|
|
57.4
|
56.0
|
54.8
|
56.2
|
|
| |
Investments (net) |
18.5
|
18.2 |
19.1
|
19.7
|
|
19.2
|
20.6
|
22.2
|
22.0
|
|
| |
Other assets |
10.8 |
10.6
|
10.7
|
11.1
|
|
11.8 |
12.3
|
12.3
|
11.6
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Total Liabilities and
Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0 |
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Deposits |
62.8
|
63.7
|
63.6
|
65.7
|
|
64.0
|
62.7
|
63.1
|
64.0
|
|
| |
Bills Payable |
7.2
|
6.1
|
6.3
|
6.1
|
|
7.9
|
9.1
|
9.1
|
7.7
|
|
| |
Special Financing |
0.0
|
0.0
|
0.0
|
0.0
|
|
0.0
|
0.0
|
0.0
|
0.0
|
|
| |
Unreserved Subordinated
Debt |
0.0 |
0.0 |
0.0 |
0.0 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
Other Liabilities |
14.4
|
14.9
|
15.3
|
13.4
|
|
12.9
|
12.9
|
12.3
|
13.2
|
|
| |
Capital accounts |
15.6
|
15.2
|
14.8
|
14.7
|
|
15.2
|
15.2
|
15.5
|
15.2
|
|
| 1/ Inclusive of Interbank
Loans Receivable |
|
| Source:
Supervisory Reports and Studies Office, Supervision and Examination Sector |
|
|
|
|
|
|
|
|
|
|
|
|
|
| Updated as of
12 March 2004 |
|
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