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| 17 CONSOLIDATED FINANCIAL STATEMENTS |
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Universal and Commercial Banks |
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as of end of periods indicated |
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in billion pesos |
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Selected
Accounts |
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UNIVERSAL
AND COMMERCIAL BANKS |
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March
2001 |
June 2001 |
Sept 2001 |
Dec 2001 |
March
2002 |
June 2002 |
Sept 2002 |
Dec 2002 |
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CONSOLIDATED STATEMENT OF CONDITION |
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ASSETS |
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2,906.372 |
2,951.829 |
2,937.623 |
2,942.772 |
2,963.990 |
3,002.346 |
3,045.181 |
3,141.412 |
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CASH AND DUE FROM BANKS |
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314.053 |
325.765 |
285.677 |
265.699 |
288.149 |
279.881 |
272.458 |
295.854 |
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TOTAL LOAN PORTFOLIO, GROSS |
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1,553.085 |
1,575.233 |
1,572.600 |
1,625.052 |
1,632.680 |
1,600.126 |
1,634.601 |
1,655.145 |
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Interbank Loans
Receivable |
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143.966 |
149.115 |
169.756 |
201.239 |
190.816 |
213.112 |
206.303 |
209.053 |
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Loans and
Discounts |
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1,064.673 |
1,069.574 |
1,054.551 |
1,067.701 |
1,033.468 |
978.406 |
941.560 |
983.111 |
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Agra/Agri
Credit Loans |
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47.076 |
45.673 |
46.192 |
48.519 |
45.845 |
70.695 |
105.581 |
114.726 |
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Development
Incentive Loans |
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25.907 |
26.313 |
24.668 |
25.810 |
25.899 |
28.018 |
29.123 |
28.463 |
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Bills Purchased |
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37.626 |
37.231 |
37.054 |
41.991 |
44.451 |
42.718 |
48.563 |
49.372 |
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Customers'
Liabilities - LC/TR |
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91.561 |
94.634 |
93.009 |
90.588 |
83.988 |
86.429 |
90.041 |
92.994 |
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Customers'
Liabilities - Accept O/S |
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9.258 |
10.211 |
11.642 |
11.195 |
17.086 |
17.587 |
19.425 |
17.419 |
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Trading Account
Securities - Loans |
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32.995 |
36.130 |
25.605 |
24.364 |
74.428 |
46.267 |
67.718 |
30.315 |
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Underwriting
Accounts |
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0.659 |
0.659 |
0.659 |
0.659 |
0.646 |
0.646 |
1.646 |
1.646 |
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Restructured
Loans |
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99.363 |
105.692 |
109.464 |
112.986 |
116.051 |
116.247 |
124.640 |
128.046 |
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Credit Card
Receivables |
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0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
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Microfinance
Loans |
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0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
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ACCUM. MARKET GAIN/LOSS - LOANS |
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(0.541) |
(0.573) |
(0.613) |
(0.617) |
(0.618) |
(0.622) |
(0.624) |
(0.626) |
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ALLOW. FOR PROBABLE LOSSES - LOANS |
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109.922 |
120.210 |
122.578 |
127.412 |
130.899 |
136.750 |
139.597 |
141.224 |
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TOTAL LOAN PORTFOLIO, NET |
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1,442.622 |
1,454.450 |
1,449.408 |
1,497.022 |
1,501.163 |
1,462.754 |
1,494.380 |
1,513.295 |
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TOTAL INVESTMENTS, GROSS |
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692.475 |
698.987 |
736.782 |
727.471 |
718.360 |
781.468 |
792.145 |
844.878 |
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Underwriting
Accounts - Equity Securities |
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0.239 |
0.672 |
0.672 |
0.642 |
0.642 |
0.642 |
0.642 |
0.642 |
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Trading Account
Securities - Investments |
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53.436 |
50.365 |
49.919 |
66.919 |
50.873 |
68.329 |
63.998 |
79.801 |
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Trading Account
Securities - Equity |
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4.680 |
4.627 |
3.464 |
2.538 |
2.310 |
2.292 |
2.299 |
2.329 |
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Avaiable for
Sale Securities (ASS) |
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87.252 |
94.972 |
83.803 |
84.337 |
105.064 |
118.288 |
112.466 |
127.763 |
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Investment in
Bonds and Other Debt Instruments |
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468.987 |
469.198 |
519.460 |
491.399 |
474.576 |
508.289 |
524.249 |
542.647 |
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Equity
Investments - Allied/Non-Allied Undertakings |
77.882 |
79.153 |
79.464 |
81.637 |
84.895 |
83.628 |
88.490 |
91.696 |
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ACCUM. MARKET GAIN/LOSS - INVESTMENTS |
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0.094 |
(0.366) |
(1.513) |
(0.282) |
1.846 |
1.725 |
2.527 |
1.201 |
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ALLOW. FOR PROBABLE LOSSES - INVESTMENTS |
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2.631 |
2.777 |
3.439 |
4.196 |
4.561 |
5.811 |
5.661 |
5.730 |
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TOTAL INVESTMENTS, NET |
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689.938 |
695.844 |
731.830 |
722.993 |
715.645 |
777.382 |
789.011 |
840.348 |
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FIXED ASSETS |
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88.476 |
86.811 |
86.627 |
85.981 |
86.508 |
86.397 |
85.768 |
85.381 |
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ROPOA, GROSS |
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135.621 |
144.791 |
148.686 |
158.574 |
164.216 |
167.786 |
177.350 |
183.028 |
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ALLOWANCE FOR PROBABLE LOSSES - ROPOA |
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4.245 |
7.253 |
7.148 |
7.447 |
7.607 |
8.519 |
9.083 |
10.137 |
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ROPOA, NET |
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131.375 |
137.538 |
141.538 |
151.127 |
156.609 |
159.267 |
168.267 |
172.891 |
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OTHER ASSETS |
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239.908 |
251.421 |
242.543 |
219.951 |
215.917 |
236.665 |
235.297 |
233.642 |
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LIABILITIES AND CAPITAL |
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2,906.372 |
2,951.829 |
2,937.623 |
2,942.773 |
2,963.990 |
3,002.346 |
3,045.181 |
3,141.412 |
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Liabilities |
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2,509.914 |
2,560.712 |
2,552.735 |
2,553.931 |
2,565.862 |
2,602.806 |
2,630.994 |
2,732.625 |
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DEPOSIT LIABILITIES |
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1,908.768 |
1,979.779 |
1,953.394 |
1,991.989 |
2,005.458 |
2,017.908 |
2,049.488 |
2,125.907 |
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Domestic |
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1,248.710 |
1,284.833 |
1,286.121 |
1,323.907 |
1,379.535 |
1,378.869 |
1,411.628 |
1,447.062 |
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Demand and
Now |
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192.425 |
203.125 |
201.278 |
207.081 |
226.606 |
247.021 |
258.472 |
262.792 |
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Savings |
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981.889 |
1,004.628 |
1,003.927 |
1,033.887 |
1,065.252 |
1,039.961 |
1,060.436 |
1,091.090 |
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Time |
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74.396 |
77.080 |
80.916 |
82.939 |
87.677 |
91.887 |
92.720 |
93.180 |
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Foreign
Currency |
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660.058 |
694.946 |
667.273 |
668.082 |
625.923 |
639.039 |
637.860 |
678.845 |
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BILLS PAYABLE |
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346.693 |
329.473 |
341.193 |
310.427 |
297.887 |
329.043 |
308.289 |
326.346 |
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Deposit
Substitutes |
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3.811 |
3.732 |
4.301 |
4.145 |
3.680 |
3.957 |
3.441 |
4.224 |
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Others |
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342.882 |
325.741 |
336.892 |
306.282 |
294.207 |
325.086 |
304.848 |
322.122 |
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SPECIAL FINANCING |
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1.653 |
1.574 |
1.837 |
1.598 |
1.347 |
1.183 |
1.111 |
1.099 |
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Time
Certificates of Deposits - SF |
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0.263 |
0.199 |
0.406 |
0.170 |
0.225 |
0.076 |
0.033 |
0.021 |
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Special Time
Deposits |
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1.390 |
1.375 |
1.431 |
1.428 |
1.122 |
1.107 |
1.078 |
1.078 |
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UNSECURED SUBORDINATED DEBT |
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0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
0.000 |
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OTHER LIABILITIES |
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252.800 |
249.886 |
256.311 |
249.917 |
261.170 |
254.672 |
272.106 |
279.273 |
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Capital Accounts |
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396.458 |
391.117 |
384.888 |
388.842 |
398.128 |
399.540 |
414.187 |
408.787 |
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CAPITAL STOCK |
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166.477 |
168.027 |
168.078 |
170.961 |
172.867 |
176.813 |
177.724 |
172.213 |
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ASSIGNED CAPITAL |
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12.177 |
12.176 |
12.370 |
12.370 |
12.786 |
12.786 |
12.786 |
12.786 |
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NET DUE TO H.O. BRANCHES/AGENCIES |
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44.983 |
46.117 |
45.570 |
45.550 |
45.882 |
45.915 |
47.315 |
47.178 |
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SURPLUS, SURPLUS RESERVES,
UNDIVIDED PROFITS & APPRAISAL INCREMENT RESERVE |
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172.821 |
164.797 |
158.870 |
159.961 |
166.593 |
164.026 |
176.362 |
176.610 |
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Note: Presented data are based on financial
statements periodically submitted by banks in accordance with existing
regulations. |
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Said submissions are processed and aggregated
to derive industry results. For
unsubmitted and/or defective bank reports |
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for the period, the most recent processed
report available is used as proxy in the generation of said industry
aggregates. |
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Details may not add up to totals due to rounding. |
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Source: Bangko Sentral ng Pilipinas |
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