22   CREDIT CARD RECEIVABLES
Universal and Commercial Banking System
classified by status of loan
as of end of periods indicated
in billion pesos
ACCOUNTS		BANK PROPER
		2001					2002
		Mar	June	Sept	Dec		Mar	June	Sept	Dec
Total Universal and Commercial Banks
	Current	16.820	17.749	18.076	19.481		16.820	25.359	26.637	28.556
	Past Due	4.900	4.841	5.068	5.354		4.900	6.718	6.291	6.573
	1-30   days past due	1.626	1.652	1.652	1.813		1.626	1.781	1.358	1.427
	31-60   days past due	0.552	0.551	0.622	0.689		0.551	0.763	0.827	0.873
	61-90   days past due	0.415	0.455	0.419	0.460		0.415	0.477	0.500	0.512
	91-180 days past due	0.972	1.059	1.046	1.027		0.973	1.483	1.252	1.482
	181-360 days past due	0.953	0.661	0.892	0.943		0.953	1.169	1.137	1.168
	Over 360 days past due	0.383	0.463	0.436	0.422		0.382	1.045	1.217	1.111
	GRAND TOTAL	21.720	22.590	23.144	24.835		21.720	32.077	32.927	35.129
Universal Banks
	Current	5.619	5.903	5.962	6.700		5.619	11.546	12.624	13.379
	Past Due	2.780	2.652	3.026	3.099		2.780	4.522	3.835	4.068
	1-30   days past due	0.490	0.540	0.664	0.700		0.490	0.728	0.137	0.133
	31-60   days past due	0.209	0.224	0.270	0.310		0.209	0.406	0.418	0.421
	61-90   days past due	0.215	0.241	0.223	0.239		0.215	0.277	0.265	0.295
	91-180 days past due	0.598	0.641	0.658	0.578		0.599	0.986	0.829	1.009
	181-360 days past due	0.944	0.652	0.883	0.935		0.944	1.158	1.117	1.158
	Over 360 days past due	0.323	0.353	0.328	0.338		0.323	0.967	1.070	1.052
	GRAND TOTAL	8.399	8.554	8.988	9.800		8.399	16.068	16.459	17.447
Commercial Banks
	Current	11.201	11.846	12.113	12.780		11.201	13.813	14.013	15.177
	Past Due	2.120	2.189	2.042	2.255		2.120	2.196	2.456	2.505
	1-30   days past due	1.136	1.111	0.988	1.114		1.136	1.053	1.221	1.294
	31-60   days past due	0.343	0.327	0.352	0.379		0.342	0.357	0.409	0.452
	61-90   days past due	0.200	0.214	0.196	0.221		0.200	0.200	0.235	0.217
	91-180 days past due	0.374	0.418	0.388	0.449		0.374	0.497	0.423	0.473
	181-360 days past due	0.009	0.009	0.009	0.008		0.009	0.011	0.021	0.010
	Over 360 days past due	0.060	0.111	0.108	0.084		0.059	0.078	0.147	0.059
	GRAND TOTAL	13.321	14.036	14.155	15.036		13.321	16.009	16.469	17.682
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Reports & Studies Office, Supervision and Examination Sector
Updated as of 12 March 2004