34  BALANCE SHEET STRUCTURE
            Rural and Cooperative Banking System
            as of end of periods indicated    
            in percent  
                       
Major Accounts 2001   2002  
Mar June Sept Dec   Mar June Sept Dec  
Total Rural and Cooperative Banks                    
   Total Assets 100.0 100.0 100.0 100.0   100.0 100.0 100.0 100.0  
                       
  Cash and due from banks 18.1 18.8 17.1 18.0   18.1 19.0 17.8 18.6  
  Loans (net) 60.4 59.3 60.8 60.1   59.6 58.8 60.0 59.5  
  Investments (net) 4.6 4.9 5.2 4.7   4.8 5.2 5.2 5.0  
  Other assets 16.9 17.0 16.9 17.2   17.5 17.0 17.0 16.9  
                       
   Total Liabilities and Capital 100.0 100.0 100.0 100.0   100.0 100.0 100.0 100.0  
                       
  Deposits 65.1 66.3 66.3 66.0   66.9 68.0 67.7 67.7  
  Bills Payable 11.6 10.8 10.4 11.1   10.2 9.7 9.8 10.3  
  Special Financing 0.4 0.3 0.3 0.3   0.3 0.3 0.2 0.3  
  Other Liabilities 6.4 6.4 6.3 6.2   6.0 6.1 5.6 5.5  
  Capital accounts 16.5 16.1 16.6 16.5   16.6 16.0 16.7 16.3  
                       
Rural Banks                    
   Total Assets 100.0 100.0 100.0 100.0   100.0 100.0 100.0 100.0  
                       
  Cash and due from banks 18.8 19.5 17.5 18.4   18.5 19.4 18.0 18.9  
  Loans (net) 59.5 58.4 59.9 59.2   58.7 57.9 59.2 58.7  
  Investments (net) 4.8 5.0 5.3 4.9   5.0 5.4 5.4 5.1  
  Other assets 16.9 17.1 17.3 17.5   17.8 17.3 17.4 17.3  
                       
   Total Liabilities and Capital 100.0 100.0 100.0 100.0   100.0 100.0 100.0 100.0  
                       
  Deposits 66.8 68.0 67.5 67.1   68.0 69.1 68.6 68.6  
  Bills Payable 10.0 9.3 9.4 10.1   9.3 8.7 9.0 9.4  
  Special Financing 0.3 0.3 0.2 0.2   0.2 0.2 0.2 0.2  
  Other Liabilities 6.0 6.1 6.3 6.1   6.0 6.1 5.5 5.4  
  Capital accounts 16.8 16.4 16.6 16.5   16.6 15.9 16.7 16.3  
                       
Cooperative Banks                    
   Total Assets 100.0 100.0 100.0 100.0   100.0 100.0 100.0 100.0  
                       
  Cash and due from banks 10.1 11.1 11.4 12.3   11.8 13.7 14.5 14.5  
  Loans (net) 71.2 70.7 73.5 73.2   73.4 71.7 70.9 70.4  
  Investments (net) 2.6 2.5 3.5 2.7   2.8 3.0 2.9 3.3  
  Other assets 16.1 15.7 11.6 11.8   12.0 11.6 11.7 11.8  
                       
   Total Liabilities and Capital 100.0 100.0 100.0 100.0   100.0 100.0 100.0 100.0  
                       
  Deposits 45.2 46.0 49.9 50.2   51.5 53.1 54.5 55.0  
  Bills Payable 30.4 29.2 24.9 25.2   24.0 23.0 22.0 22.4  
  Special Financing 1.1 1.0 1.2 1.1   1.1 1.0 0.9 0.9  
  Other Liabilities 10.5 10.5 6.9 6.8   6.8 6.3 6.1 5.9  
  Capital accounts 12.7 13.4 17.1 16.6   16.7 16.6 16.5 15.8  
   
Source: Supervisory Reports and Studies Office, Supervision and Examination Sector  
Updated as of 12 March 2004