6  CONSOLIDATED STATEMENT OF CONDITION
	Philippine Banking System
	as of end of periods indicated
	in billion pesos
Selected Accounts		UNIVERSAL AND COMMERCIAL BANKS
		2001					2002
		Mar	June	Sept	Dec		Mar	June	Sept	Dec
ASSETS		2,906.372	2,951.829	2,937.623	2,942.772		2,963.990	3,002.346	3,045.181	3,141.412
	Cash and Due from Banks	314.053	325.765	285.677	265.699		288.149	279.881	272.458	295.854
	Loan Portfolio (net) 1/	1,442.621	1,454.450	1,449.408	1,497.022		1,501.163	1,462.753	1,494.380	1,513.295
	Investments (net)	689.938	695.844	731.830	722.993		715.644	777.382	789.011	840.348
	Other Assets	459.760	475.770	470.708	457.058		459.034	482.330	489.332	491.915
LIABILITIES AND CAPITAL		2,906.372	2,951.829	2,937.623	2,942.772		2,963.990	3,002.346	3,045.181	3,141.412
	Liabilities	2,509.914	2,560.712	2,552.735	2,553.930		2,565.862	2,602.806	2,630.994	2,732.625
	Deposit Liabilities	1,908.768	1,979.779	1,953.394	1,991.989		2,005.458	2,017.908	2,049.488	2,125.907
	Peso Liabilities	1,248.710	1,284.833	1,286.121	1,323.907		1,379.535	1,378.869	1,411.628	1,447.062
	Demand and NOW	192.425	203.125	201.278	207.081		226.606	247.021	258.472	262.792
	Savings	981.889	1,004.628	1,003.927	1,033.887		1,065.252	1,039.961	1,060.436	1,091.090
	Time	74.396	77.080	80.916	82.939		87.677	91.887	92.720	93.180
	Foreign Currency	660.058	694.946	667.273	668.082		625.923	639.039	637.860	678.845
	Bills Payable	346.693	329.473	341.193	310.427		297.887	329.043	308.289	326.346
	Deposit Substitutes	3.811	3.732	4.301	4.145		3.680	3.957	3.441	4.224
	Others	342.882	325.741	336.892	306.282		294.207	325.086	304.848	322.122
	Special Financing	1.653	1.574	1.837	1.598		1.347	1.183	1.111	1.099
	Time Certificates of Deposits - SF	0.263	0.199	0.406	0.170		0.225	0.076	0.033	0.021
	Special Time Deposits	1.390	1.375	1.431	1.428		1.122	1.107	1.078	1.078
	Unsecured Subordinated Debt	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Other Liabilities	252.800	249.886	256.311	249.916		261.170	254.672	272.106	279.273
	Capital Accounts	396.458	391.117	384.888	388.842		398.128	399.540	414.187	408.787
	Capital Stock	166.477	168.027	168.078	170.961		172.867	176.813	177.724	172.213
	Assigned Capital	12.177	12.176	12.370	12.370		12.786	12.786	12.786	12.786
	Net Due to H.O., Branches/Agencies	44.983	46.117	45.570	45.550		45.882	45.915	47.315	47.178
	Surplus, Surplus Reserves
	&  Undivided Profits	172.821	164.797	158.870	159.961		166.593	164.026	176.362	176.610
1/ Inclusive of Interbank Loans Receivable
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Reports and Studies Office, Supervision and Examination Sector
Updated as of 12 March 2004