8 CONSOLIDATED FINANCIAL STATEMENTS
	Universal and Commercial Banks
	as of end of periods indicated
	in billion pesos
	Selected Accounts			UNIVERSAL AND COMMERCIAL BANKS
				March 2001	June 2001	Sept 2001	Dec 2001	March 2002	June 2002	Sept 2002	Dec 2002
	OUTSTANDING LOANS BY ECONOMIC ACTIVITY
		TOTAL LOAN PORTFOLIO, GROSS		1,553.085	1,575.233	1,572.600	1,625.052	1,632.680	1,600.126	1,634.601	1,655.145
		Agriculture, Hunting & Forestry		54.515	50.579	50.434	51.998	47.067	43.405	66.835	68.219
		Fishery		4.737	5.210	5.328	4.810	4.551	4.180	4.021	4.194
		Mining and Quarrying		18.103	19.815	19.661	19.890	17.806	16.615	15.523	14.448
		Manufacturing		382.419	388.013	392.159	390.644	371.892	364.254	338.808	381.258
		Electricity, Gas & Water		76.010	68.885	71.781	70.563	66.334	65.333	71.687	71.437
		Construction		51.332	42.704	44.353	42.344	42.685	40.387	39.939	35.543
		Wholesale & Retail Trade, Repair of Motor Vehicles		195.865	218.960	207.391	217.891	203.880	206.230	216.539	218.898
		Transportation, Storage & Communication		98.119	89.690	84.756	83.331	91.992	77.276	72.795	71.914
		Financial Intermediation (inclusive of IBL)		298.251	322.202	322.687	356.258	389.014	391.004	402.435	385.377
		Real Estate, Renting & Business Activities		203.178	204.803	204.222	203.721	212.088	206.728	202.510	203.790
		Public Adm. & Defense: Compulsory Social Securities		24.827	20.503	19.873	21.913	23.056	24.677	22.853	21.243
		Education		8.230	8.081	8.593	8.903	8.481	8.629	8.641	8.564
		Health and Social Work		3.950	7.109	4.150	4.181	5.223	5.735	4.899	5.286
		Other Community, Social & Personal Serv. Act.		111.439	107.014	114.503	122.012	121.812	119.553	141.239	137.617
		Private Households w/ Employed Persons		7.792	7.724	8.300	9.671	8.994	8.414	8.762	10.417
		Others		14.316	13.941	14.409	16.923	17.805	17.704	17.118	16.940
	Note: Presented data are based on financial statements periodically submitted by banks in accordance with existing regulations.
		Said submissions are processed and aggregated to derive industry results.  For unsubmitted and/or defective bank reports
		for the period, the most recent processed report available is used as proxy in the generation of said industry aggregates.
		Details may not add up to totals due to rounding.
	Source: Bangko Sentral ng Pilipinas