9   OUTSTANDING LOANS (GROSS)
	Philippine Banking System
	classified by type of accounts
	as of end of periods indicated
	in billion pesos
Selected Accounts
		ALL BANKS
		2001					2002
		Mar	June	Sept	Dec		Mar	June	Sept	Dec
A.  LEVELS
	Interbank Loans Receivable	149.792	155.213	173.630	206.097		196.733	221.164	213.541	216.670
	Loans and Discounts	1,207.969	1,211.848	1,201.068	1,216.712		1,183.353	1,135.142	1,098.039	1,137.582
	Agra/Agri Credit Loans	71.722	70.549	71.497	74.617		71.915	97.429	133.731	143.614
	Development Incentive Loans	26.589	27.096	25.446	26.655		26.794	28.945	33.914	33.269
	Bills Purchased	37.997	37.618	37.684	42.480		44.984	43.432	49.445	49.923
	Customers' Liabilities - LC/TR	91.722	94.852	93.308	90.937		84.478	87.036	90.592	93.582
	Customers' Liabilities - Accept O/S	9.258	10.211	11.642	11.195		17.086	17.587	19.425	17.419
	Trading Account Securities - Loans	35.040	38.967	26.022	24.931		74.888	47.048	68.964	31.651
	Underwriting Accounts	0.659	0.659	0.659	0.659		0.646	0.646	1.646	1.646
	Restructured Loans	103.961	112.028	114.621	117.874		121.223	121.787	129.823	132.432
	GRAND TOTAL	1,734.711	1,759.042	1,755.578	1,812.156		1,822.100	1,800.217	1,839.120	1,857.788
B.  PERCENTAGE DISTRIBUTION
	Interbank Loans Receivable	8.6	8.8	9.9	11.4		10.8	12.3	11.6	11.7
	Loans and Discounts	69.6	68.9	68.4	67.1		64.9	63.1	59.7	61.2
	Agra/Agri Credit Loans	4.1	4.0	4.1	4.1		3.9	5.4	7.3	7.7
	Development Incentive Loans	1.5	1.5	1.4	1.5		1.5	1.6	1.8	1.8
	Bills Purchased	2.2	2.1	2.1	2.3		2.5	2.4	2.7	2.7
	Customers' Liabilities - LC/TR	5.3	5.4	5.3	5.0		4.6	4.8	4.9	5.0
	Customers' Liabilities - Accept O/S	0.5	0.6	0.7	0.6		0.9	1.0	1.1	0.9
	Trading Account Securities - Loans	2.0	2.2	1.5	1.4		4.1	2.6	3.7	1.7
	Underwriting Accounts	0.0	0.0	0.0	0.0		0.0	0.0	0.1	0.1
	Restructured Loans	6.0	6.4	6.5	6.5		6.7	6.8	7.1	7.1
	GRAND TOTAL	100.0	100.0	100.0	100.0		100.0	100.0	100.0	100.0
C.  GROWTH RATES
	This Quarter Growth
	Interbank Loans Receivable	(18.0)	3.6	11.9	18.7		(4.5)	12.4	(3.4)	1.5
	Loans and Discounts	(2.0)	0.3	(0.9)	1.3		(2.7)	(4.1)	(3.3)	3.6
	Agra/Agri Credit Loans	(4.1)	(1.6)	1.3	4.4		(3.6)	35.5	37.3	7.4
	Development Incentive Loans	43.6	1.9	(6.1)	4.7		0.5	8.0	17.2	(1.9)
	Bills Purchased	(17.9)	(1.0)	0.2	12.7		5.9	(3.5)	13.8	1.0
	Customers' Liabilities - LC/TR	(3.8)	3.4	(1.6)	(2.5)		(7.1)	3.0	4.1	3.3
	Customers' Liabilities - Accept O/S	(29.0)	10.3	14.0	(3.8)		52.6	2.9	10.5	(10.3)
	Trading Account Securities - Loans	(4.7)	11.2	(33.2)	(4.2)		200.4	(37.2)	46.6	(54.1)
	Underwriting Accounts	(0.0)	0.0	0.0	0.0		(2.0)	0.0	154.8	0.0
	Restructured Loans	0.3	7.8	2.3	2.8		2.8	0.5	6.6	2.0
	GRAND TOTAL	(3.9)	1.4	(0.2)	3.2		0.5	(1.2)	2.2	1.0
	Year-on-Year Growth
	Interbank Loans Receivable	(22.0)	10.8	4.4	12.9		31.3	42.5	23.0	5.1
	Loans and Discounts	4.9	2.7	(0.4)	(1.3)		(2.0)	(6.3)	(8.6)	(6.5)
	Agra/Agri Credit Loans	1.1	(0.3)	(4.2)	(0.2)		0.3	38.1	87.0	92.5
	Development Incentive Loans	50.8	16.9	12.2	44.0		0.8	6.8	33.3	24.8
	Bills Purchased	(3.9)	5.7	(11.0)	(8.3)		18.4	15.5	31.2	17.5
	Customers' Liabilities - LC/TR	12.4	8.9	2.3	(4.6)		(7.9)	(8.2)	(2.9)	2.9
	Customers' Liabilities - Accept O/S	(14.2)	0.9	(6.8)	(14.1)		84.6	72.2	66.9	55.6
	Trading Account Securities - Loans	(33.7)	(9.7)	(34.1)	(32.2)		113.7	20.7	165.0	27.0
	Underwriting Accounts	(12.9)	(3.7)	(3.7)	(0.0)		(2.0)	(2.0)	149.6	149.6
	Restructured Loans	28.8	32.9	31.8	13.7		16.6	8.7	13.3	12.4
	GRAND TOTAL	2.2	5.0	0.7	0.4		5.0	2.3	4.8	2.5
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Reports & Studies Office, Supervision and Examination Sector
Updated as of 12 March 2004