9   OUTSTANDING LOANS (GROSS)
     Philippine Banking System
     classified by type of accounts  
     as of end of periods indicated
     in billion pesos  
                       
Selected Accounts  
ALL BANKS
2001   2002  
Mar June Sept Dec   Mar June Sept Dec  
A.  LEVELS                    
  Interbank Loans Receivable 149.792 155.213 173.630 206.097   196.733 221.164 213.541 216.670  
  Loans and Discounts 1,207.969 1,211.848 1,201.068 1,216.712   1,183.353 1,135.142 1,098.039 1,137.582  
  Agra/Agri Credit Loans 71.722 70.549 71.497 74.617   71.915 97.429 133.731 143.614  
  Development Incentive Loans 26.589 27.096 25.446 26.655   26.794 28.945 33.914 33.269  
  Bills Purchased 37.997 37.618 37.684 42.480   44.984 43.432 49.445 49.923  
  Customers' Liabilities - LC/TR 91.722 94.852 93.308 90.937   84.478 87.036 90.592 93.582  
  Customers' Liabilities - Accept O/S 9.258 10.211 11.642 11.195   17.086 17.587 19.425 17.419  
  Trading Account Securities - Loans 35.040 38.967 26.022 24.931   74.888 47.048 68.964 31.651  
  Underwriting Accounts 0.659 0.659 0.659 0.659   0.646 0.646 1.646 1.646  
  Restructured Loans 103.961 112.028 114.621 117.874   121.223 121.787 129.823 132.432  
     GRAND TOTAL 1,734.711 1,759.042 1,755.578 1,812.156 1,822.100 1,800.217 1,839.120 1,857.788
                       
B.  PERCENTAGE DISTRIBUTION                    
  Interbank Loans Receivable 8.6 8.8 9.9 11.4   10.8 12.3 11.6 11.7  
  Loans and Discounts 69.6 68.9 68.4 67.1   64.9 63.1 59.7 61.2  
  Agra/Agri Credit Loans 4.1 4.0 4.1 4.1   3.9 5.4 7.3 7.7  
  Development Incentive Loans 1.5 1.5 1.4 1.5   1.5 1.6 1.8 1.8  
  Bills Purchased 2.2 2.1 2.1 2.3   2.5 2.4 2.7 2.7  
  Customers' Liabilities - LC/TR 5.3 5.4 5.3 5.0   4.6 4.8 4.9 5.0  
  Customers' Liabilities - Accept O/S 0.5 0.6 0.7 0.6   0.9 1.0 1.1 0.9  
  Trading Account Securities - Loans 2.0 2.2 1.5 1.4   4.1 2.6 3.7 1.7  
  Underwriting Accounts 0.0 0.0 0.0 0.0   0.0 0.0 0.1 0.1  
  Restructured Loans 6.0 6.4 6.5 6.5   6.7 6.8 7.1 7.1  
     GRAND TOTAL 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0
   
C.  GROWTH RATES                    
  This Quarter Growth                    
  Interbank Loans Receivable (18.0) 3.6 11.9 18.7   (4.5) 12.4 (3.4) 1.5  
  Loans and Discounts (2.0) 0.3 (0.9) 1.3   (2.7) (4.1) (3.3) 3.6  
  Agra/Agri Credit Loans (4.1) (1.6) 1.3 4.4   (3.6) 35.5 37.3 7.4  
  Development Incentive Loans 43.6 1.9 (6.1) 4.7   0.5 8.0 17.2 (1.9)  
  Bills Purchased (17.9) (1.0) 0.2 12.7   5.9 (3.5) 13.8 1.0  
  Customers' Liabilities - LC/TR (3.8) 3.4 (1.6) (2.5)   (7.1) 3.0 4.1 3.3  
  Customers' Liabilities - Accept O/S (29.0) 10.3 14.0 (3.8)   52.6 2.9 10.5 (10.3)  
  Trading Account Securities - Loans (4.7) 11.2 (33.2) (4.2)   200.4 (37.2) 46.6 (54.1)  
  Underwriting Accounts (0.0) 0.0 0.0 0.0   (2.0) 0.0 154.8 0.0  
  Restructured Loans 0.3 7.8 2.3 2.8   2.8 0.5 6.6 2.0  
     GRAND TOTAL (3.9) 1.4 (0.2) 3.2   0.5 (1.2) 2.2 1.0  
                       
  Year-on-Year Growth                    
  Interbank Loans Receivable (22.0) 10.8 4.4 12.9   31.3 42.5 23.0 5.1  
  Loans and Discounts 4.9 2.7 (0.4) (1.3)   (2.0) (6.3) (8.6) (6.5)  
  Agra/Agri Credit Loans 1.1 (0.3) (4.2) (0.2)   0.3 38.1 87.0 92.5  
  Development Incentive Loans 50.8 16.9 12.2 44.0   0.8 6.8 33.3 24.8  
  Bills Purchased (3.9) 5.7 (11.0) (8.3)   18.4 15.5 31.2 17.5  
  Customers' Liabilities - LC/TR 12.4 8.9 2.3 (4.6)   (7.9) (8.2) (2.9) 2.9  
  Customers' Liabilities - Accept O/S (14.2) 0.9 (6.8) (14.1)   84.6 72.2 66.9 55.6  
  Trading Account Securities - Loans (33.7) (9.7) (34.1) (32.2)   113.7 20.7 165.0 27.0  
  Underwriting Accounts (12.9) (3.7) (3.7) (0.0)   (2.0) (2.0) 149.6 149.6  
  Restructured Loans 28.8 32.9 31.8 13.7   16.6 8.7 13.3 12.4  
     GRAND TOTAL 2.2 5.0 0.7 0.4   5.0 2.3 4.8 2.5  
Note: Details may not add up to totals due to rounding-off      
Source : Supervisory Reports & Studies Office, Supervision and Examination Sector      
Updated as of 12 March 2004