9   OUTSTANDING LOANS (GROSS)
	Philippine Banking System
	classified by type of accounts
	as of end of periods indicated
	in billion pesos
Selected Accounts
		THRIFT BANKS
		2001					2002
		Mar	June	Sept	Dec		Mar	June	Sept	Dec
A.  LEVELS
	Interbank Loans Receivable	5.826	6.097	3.873	4.858		5.917	8.052	7.238	7.617
	Loans and Discounts	120.435	119.597	123.416	125.319		125.590	131.948	130.442	128.041
	Agra/Agri Credit Loans	6.834	6.545	6.155	6.484		6.112	6.181	6.666	6.793
	Development Incentive Loans	0.000	0.000	0.000	0.000		0.000	0.000	3.774	3.773
	Bills Purchased	0.371	0.387	0.631	0.489		0.533	0.714	0.882	0.551
	Customers' Liabilities - LC/TR	0.161	0.218	0.300	0.349		0.490	0.607	0.551	0.588
	Customers' Liabilities - Accept O/S	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Trading Account Securities - Loans	2.045	2.837	0.418	0.567		0.460	0.781	1.245	1.336
	Underwriting Accounts	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Restructured Loans	3.380	5.014	3.873	3.694		3.857	4.181	3.911	3.168
	GRAND TOTAL	139.053	140.695	138.665	141.760		142.959	152.464	154.709	151.867
B.  PERCENTAGE DISTRIBUTION
	Interbank Loans Receivable	4.2	4.3	2.8	3.4		4.1	5.3	4.7	5.0
	Loans and Discounts	86.6	85.0	89.0	88.4		87.9	86.5	84.3	84.3
	Agra/Agri Credit Loans	4.9	4.7	4.4	4.6		4.3	4.1	4.3	4.5
	Development Incentive Loans	0.0	0.0	0.0	0.0		0.0	0.0	2.4	2.5
	Bills Purchased	0.3	0.3	0.5	0.3		0.4	0.5	0.6	0.4
	Customers' Liabilities - LC/TR	0.1	0.2	0.2	0.2		0.3	0.4	0.4	0.4
	Customers' Liabilities - Accept O/S	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans	1.5	2.0	0.3	0.4		0.3	0.5	0.8	0.9
	Underwriting Accounts	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans	2.4	3.6	2.8	2.6		2.7	2.7	2.5	2.1
	GRAND TOTAL	100.0	100.0	100.0	100.0		100.0	100.0	100.0	100.0
C.  GROWTH RATES
	This Quarter Growth
	Interbank Loans Receivable	(6.4)	4.7	(36.5)	25.4		21.8	36.1	(10.1)	5.2
	Loans and Discounts	6.3	(0.7)	3.2	1.5		0.2	5.1	(1.1)	(1.8)
	Agra/Agri Credit Loans	(8.0)	(4.2)	(6.0)	5.3		(5.7)	1.1	7.9	1.9
	Development Incentive Loans	0.0	0.0	0.0	0.0		0.0	0.0	0.0	(0.0)
	Bills Purchased	15.0	4.2	62.9	(22.4)		8.8	34.1	23.5	(37.5)
	Customers' Liabilities - LC/TR	(43.0)	35.3	37.6	16.4		40.4	23.9	(9.2)	6.7
	Customers' Liabilities - Accept O/S	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans	(41.1)	38.7	(85.3)	35.8		(18.9)	69.8	59.4	7.3
	Underwriting Accounts	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans	3.3	48.3	(22.8)	(4.6)		4.4	8.4	(6.5)	(19.0)
	GRAND TOTAL	3.5	1.2	(1.4)	2.2		0.8	6.6	1.5	(1.8)
	Year-on-Year Growth
	Interbank Loans Receivable	25.0	30.8	(21.7)	(22.0)		1.6	32.1	86.9	56.8
	Loans and Discounts	6.7	6.0	10.9	10.6		4.3	10.3	5.7	2.2
	Agra/Agri Credit Loans	0.0	0.0	(17.2)	(12.7)		(10.6)	(5.6)	8.3	4.8
	Development Incentive Loans	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Bills Purchased	0.1	4.3	64.7	51.5		43.4	84.5	39.9	12.6
	Customers' Liabilities - LC/TR	(31.4)	(7.2)	(14.1)	23.4		204.2	178.6	83.8	68.5
	Customers' Liabilities - Accept O/S	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans	(72.3)	(61.6)	(92.6)	(83.7)		(77.5)	(72.5)	198.1	135.6
	Underwriting Accounts	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans	65.1	144.9	54.3	12.9		14.1	(16.6)	1.0	(14.2)
	GRAND TOTAL	9.0	10.3	4.6	5.5		2.8	8.4	11.6	7.1
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Reports & Studies Office, Supervision and Examination Sector
Updated as of 12 March 2004