9   OUTSTANDING LOANS (GROSS)
	Philippine Banking System
	classified by type of accounts
	as of end of periods indicated
	in billion pesos
Selected Accounts
		RURAL AND COOPERATIVE BANKS
		2001					2002
		Mar	June	Sept	Dec		Mar	June	Sept	Dec
A.  LEVELS
	Interbank Loans Receivable	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Loans and Discounts	22.861	22.678	23.101	23.692		24.294	24.788	26.037	26.430
	Agra/Agri Credit Loans	17.811	18.331	19.150	19.614		19.958	20.553	21.484	22.095
	Development Incentive Loans	0.682	0.783	0.778	0.844		0.895	0.927	1.017	1.033
	Bills Purchased	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Customers' Liabilities - LC/TR	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Customers' Liabilities - Accept O/S	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Trading Account Securities - Loans	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Underwriting Accounts	0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000
	Restructured Loans	1.218	1.322	1.284	1.194		1.315	1.359	1.272	1.218
	GRAND TOTAL	42.573	43.114	44.313	45.345		46.461	47.627	49.810	50.776
B.  PERCENTAGE DISTRIBUTION
	Interbank Loans Receivable	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Loans and Discounts	53.7	52.6	52.1	52.2		52.3	52.0	52.3	52.1
	Agra/Agri Credit Loans	41.8	42.5	43.2	43.3		43.0	43.2	43.1	43.5
	Development Incentive Loans	1.6	1.8	1.8	1.9		1.9	1.9	2.0	2.0
	Bills Purchased	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Customers' Liabilities - LC/TR	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Customers' Liabilities - Accept O/S	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Underwriting Accounts	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans	2.9	3.1	2.9	2.6		2.8	2.9	2.6	2.4
	GRAND TOTAL	100.0	100.0	100.0	100.0		100.0	100.0	100.0	100.0
C.  GROWTH RATES
	This Quarter Growth
	Interbank Loans Receivable	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Loans and Discounts	0.4	(0.8)	1.9	2.6		2.5	2.0	5.0	1.5
	Agra/Agri Credit Loans	0.3	2.9	4.5	2.4		1.8	3.0	4.5	2.8
	Development Incentive Loans	23.8	14.8	(0.6)	8.5		6.0	3.6	9.7	1.6
	Bills Purchased	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Customers' Liabilities - LC/TR	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Customers' Liabilities - Accept O/S	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Underwriting Accounts	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans	1.4	8.6	(2.9)	(7.0)		10.1	3.3	(6.4)	(4.2)
	GRAND TOTAL	0.7	1.3	2.8	2.3		2.5	2.5	4.6	1.9
	Year-on-Year Growth
	Interbank Loans Receivable	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Loans and Discounts	6.2	5.7	1.4	4.0		6.3	9.3	12.7	11.6
	Agra/Agri Credit Loans	(10.0)	(10.0)	9.1	10.5		12.1	12.1	12.2	12.6
	Development Incentive Loans	0.0	0.0	60.4	53.2		31.2	18.4	30.7	22.4
	Bills Purchased	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Customers' Liabilities - LC/TR	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Customers' Liabilities - Accept O/S	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Trading Account Securities - Loans	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Underwriting Accounts	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0
	Restructured Loans	0.0	0.0	1.8	(0.6)		7.9	2.7	(0.9)	2.0
	GRAND TOTAL	3.0	3.1	5.3	7.2		9.1	10.5	12.4	12.0
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Reports & Studies Office, Supervision and Examination Sector
Updated as of 12 March 2004