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| 16 BALANCE SHEET STRUCTURE |
|
|
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| Universal and
Commercial Banking System |
|
|
|
|
|
| as of end of
periods indicated |
|
|
|
|
|
|
|
|
|
|
| in percent |
|
|
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|
|
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| |
|
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|
|
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|
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|
| Major Accounts |
2003 |
|
2004 |
|
| Mar |
June |
Sept |
Dec |
|
Mar |
June |
Sept |
Dec |
|
| Total Universal and Commercial Banks |
|
|
|
|
|
|
|
|
|
|
| Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0
|
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Cash and due from banks |
8.3
|
8.1
|
6.7
|
7.4
|
|
7.0
|
8.0
|
7.3
|
7.6
|
|
| |
Loans (net) 1/ |
48.2
|
49.1
|
49.8
|
49.0
|
|
48.3
|
47.2
|
47.0
|
45.5
|
|
| |
Investments (net) |
27.6
|
26.9
|
27.9
|
28.6
|
|
30.2
|
30.4
|
31.4
|
32.8
|
|
| |
Other assets |
15.9
|
15.8
|
15.5
|
15.0
|
|
14.5 |
14.4
|
14.2
|
14.0
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Total Liabilities and
Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0 |
100.0
|
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Deposits |
67.8
|
67.5
|
67.5
|
67.0
|
|
66.6
|
66.3
|
66.2
|
68.3
|
|
| |
Bills Payable |
10.2
|
9.6
|
9.2
|
10.6
|
|
12.2
|
12.3
|
11.3
|
9.7
|
|
| |
Special Financing |
0.0
|
0.0
|
0.0
|
0.0
|
|
0.0
|
0.0
|
0.0
|
0.0
|
|
| |
Unreserved Subordinated
Debt |
0.0 |
0.0 |
0.9
|
1.1
|
|
1.4
|
1.4
|
1.4
|
1.4
|
|
| |
Other Liabilities |
8.8
|
9.7
|
9.1
|
8.4
|
|
7.3
|
7.4
|
8.5
|
8.0
|
|
| |
Capital accounts |
13.2
|
13.2
|
13.3
|
12.9
|
|
12.4
|
12.6
|
12.7
|
12.5
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Universal Banks |
|
|
|
|
|
|
|
|
|
|
| Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0
|
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Cash and due from banks |
7.7
|
7.8
|
6.3
|
7.0
|
|
6.5
|
8.2
|
7.4
|
7.1
|
|
| |
Loans (net) 1/ |
47.2
|
48.2
|
48.5
|
48.2
|
|
47.5
|
46.3
|
46.2
|
45.5
|
|
| |
Investments (net) |
28.4
|
27.2
|
29.0
|
29.3
|
|
31.0
|
30.7
|
31.5
|
32.9
|
|
| |
Other assets |
16.7
|
16.7
|
16.2
|
15.6
|
|
15.0 |
14.9
|
14.9
|
14.5
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Total Liabilities and
Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0 |
100.0
|
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Deposits |
68.7
|
69.1
|
68.6
|
68.1
|
|
67.0
|
67.4
|
67.6
|
69.6
|
|
| |
Bills Payable |
10.6
|
10.0
|
9.6
|
11.2
|
|
12.9
|
13.0
|
12.0
|
10.0
|
|
| |
Special Financing |
0.0
|
0.0
|
0.0
|
0.0
|
|
0.0
|
0.0
|
0.0
|
0.0
|
|
| |
Unreserved Subordinated
Debt |
0.0 |
0.0 |
1.1
|
1.3
|
|
1.7
|
1.7
|
1.7
|
1.8
|
|
| |
Other Liabilities |
8.0
|
8.1
|
7.7
|
7.0
|
|
6.5
|
6.1
|
6.6
|
7.0
|
|
| |
Capital accounts |
12.6
|
12.7
|
12.9
|
12.3
|
|
11.9
|
11.7
|
12.1
|
11.7
|
|
| Commercial Banks |
|
|
|
|
|
|
|
|
|
|
| Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0
|
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Cash and due from banks |
10.7
|
9.1
|
8.8
|
9.2
|
|
9.3
|
7.5
|
7.1
|
9.7
|
|
| |
Loans (net) 1/ |
53.0
|
53.1
|
55.4
|
52.7
|
|
51.7
|
51.3
|
50.3
|
45.5
|
|
| |
Investments (net) |
24.0
|
25.7
|
23.6
|
25.6
|
|
26.7
|
29.2
|
31.0
|
32.6
|
|
| |
Other assets |
12.3
|
12.1
|
12.3
|
12.5
|
|
12.3 |
12.0
|
11.6
|
12.2
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| Total Liabilities and
Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
100.0
|
100.0
|
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
Deposits |
63.7
|
60.5
|
62.7
|
62.2
|
|
64.7
|
61.7
|
60.3
|
63.0
|
|
| |
Bills Payable |
8.2
|
7.9
|
7.2
|
8.3
|
|
9.3
|
9.0
|
8.1
|
8.5
|
|
| |
Special Financing |
0.0
|
0.0
|
0.0
|
0.0
|
|
0.0
|
0.0
|
0.0
|
0.0
|
|
| |
Unreserved Subordinated
Debt |
0.0 |
0.0 |
0.0 |
0.0 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
Other Liabilities |
12.7
|
16.3
|
14.9
|
14.4
|
|
11.2
|
12.8
|
16.1
|
12.6
|
|
| |
Capital accounts |
15.5
|
15.2
|
15.1
|
15.1
|
|
14.8 |
16.5
|
15.5
|
15.8
|
|
| 1/ Inclusive of
Interbank Loans Receivable |
|
|
|
|
|
| Source:
Supervisory Data Center, Supervision and Examination Sector |
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| |
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|
| Updated as of
29 December 2005 |
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