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| 10 CONSOLIDATED FINANCIAL STATEMENTS |
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| Philippine Banking System |
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| as of end of
periods indicated |
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| in billion
pesos |
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Selected
Accounts |
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ALL BANKS |
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March
2005 |
June 2005 |
September 2005 |
December 2005 |
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ASSET QUALITY
INDICATORS |
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GROSS ASSETS 1/ |
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4,412.611 |
4,488.985 |
4,399.449 |
4,478.590 |
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TOTAL LOAN PORTFOLIO,
GROSS |
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2,072.090 |
2,150.158 |
2,062.546 |
2,145.230 |
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LOAN LOSS RESERVES |
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143.142 |
136.212 |
137.935 |
136.531 |
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INTERBANK LOANS RECEIVABLES |
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304.519 |
318.163 |
313.706 |
349.176 |
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RESTRUCTURED LOANS, GROSS |
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125.384 |
120.335 |
113.787 |
106.044 |
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RESTRUCTURED LOANS, CURRENT/PERFORMING |
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62.509 |
70.770 |
62.693 |
56.458 |
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NON-PERFORMING LOANS 2/ |
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232.282 |
199.251 |
195.441 |
185.032 |
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ROPOA, GROSS |
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246.879 |
240.243 |
243.405 |
235.309 |
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ALLOWANCE FOR ROPOA |
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18.501 |
20.352 |
20.535 |
22.646 |
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NON-PERFORMING ASSETS (NPA) 3/ |
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467.463 |
427.449 |
425.646 |
406.444 |
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ALLOWANCE ON NPA |
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161.643 |
156.564 |
158.470 |
159.178 |
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DISTRESSED ASSETS 4/ |
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541.670 |
510.263 |
501.540 |
476.799 |
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ROPOA, GROSS (Net of Performing SCR) |
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235.181 |
228.199 |
230.205 |
221.412 |
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PERFORMING SALES CONTRACT RECEIVABLES (SCR) |
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11.698 |
12.044 |
13.201 |
13.897 |
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1/ Refers to
Total Assets, net of reserves plus Loan Loss Reserves (LLR) plus provision
for ROPOA |
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2/ In
accordance with Circular 351 |
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3/ Refers to
NPLs plus ROPOA (effective June 2003, ROPOA net of Performing Sales
Receivables) per Circular 380 |
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4/ Refers to
the sum of Non Performing Loans, ROPOA (Gross) and Restructured Loans,
current. |
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Effective 31 July
2004, Restructured Loans, performing was used in lieu of Restructured Loans,
current. |
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Note: Details may not add-up to totals due to
rounding-off |
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Source: Supervisory Data Center, Supervision and
Examination Sector |
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