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| 28 CONSOLIDATED FINANCIAL STATEMENTS |
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| Thrift Banking
System |
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| as of end of
periods indicated |
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| in billion pesos |
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Selected
Accounts |
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THRIFT
BANKS |
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January
2005 |
February
2005 |
March 2005 |
April 2005 |
May 2005 |
June 2005 |
September 2005 |
October 2005 |
November 2005 |
December 2005 |
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ASSET QUALITY
INDICATORS |
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GROSS ASSETS 1/ |
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320.935 |
324.686 |
326.433 |
324.670 |
329.419 |
333.487 |
346.080 |
346.870 |
354.783 |
363.550 |
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TOTAL LOAN PORTFOLIO,
GROSS |
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172.125 |
172.264 |
173.755 |
174.965 |
179.612 |
184.556 |
183.240 |
183.799 |
187.990 |
205.597 |
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LOAN LOSS RESERVES |
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6.633 |
6.249 |
6.333 |
6.860 |
6.898 |
7.010 |
7.576 |
7.657 |
7.742 |
8.839 |
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INTERBANK LOANS RECEIVABLES |
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7.403 |
7.294 |
7.216 |
6.682 |
9.287 |
10.221 |
9.364 |
7.890 |
8.709 |
15.149 |
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RESTRUCTURED LOANS, GROSS |
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4.437 |
4.366 |
4.569 |
4.545 |
4.518 |
4.319 |
4.568 |
5.221 |
5.230 |
5.880 |
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RESTRUCTURED LOANS, CURRENT/PERFORMING |
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3.271 |
3.422 |
3.542 |
3.449 |
3.063 |
3.198 |
3.437 |
4.091 |
4.027 |
4.561 |
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NON-PERFORMING LOANS 2/ |
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18.570 |
17.655 |
17.580 |
17.126 |
17.082 |
16.348 |
16.654 |
16.875 |
16.983 |
18.457 |
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ROPOA, GROSS |
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34.810 |
34.556 |
34.935 |
35.271 |
34.731 |
34.693 |
34.855 |
34.261 |
33.087 |
32.063 |
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ALLOWANCE FOR ROPOA |
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1.670 |
1.674 |
1.705 |
1.854 |
1.897 |
1.978 |
1.922 |
2.006 |
2.062 |
2.240 |
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NON-PERFORMING ASSETS (NPA) 3/ |
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50.052 |
48.859 |
49.112 |
48.952 |
48.369 |
47.581 |
47.401 |
46.883 |
47.024 |
45.920 |
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ALLOWANCE ON NPA |
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8.303 |
7.924 |
8.038 |
8.715 |
8.795 |
8.987 |
9.498 |
9.662 |
9.804 |
11.079 |
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DISTRESSED ASSETS 4/ |
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56.652 |
55.633 |
52.514 |
55.846 |
54.876 |
54.239 |
54.946 |
55.227 |
25.261 |
55.081 |
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ROPOA, GROSS (Net of Performing SCR) |
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31.481 |
31.203 |
31.532 |
31.826 |
31.287 |
31.232 |
30.747 |
30.007 |
30.040 |
27.464 |
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PERFORMING SALES CONTRACT RECEIVABLES (SCR) |
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3.329 |
3.352 |
3.402 |
3.445 |
3.444 |
3.460 |
4.108 |
4.253 |
3.047 |
4.600 |
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1/ Refers to
Total Assets, net of reserves plus Loan Loss Reserves (LLR) plus provision
for ROPOA |
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2/ In accordance
with Circular 351 |
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3/ Refers to NPLs
plus ROPOA (effective June 2003, ROPOA net of Performing Sales Receivables)
per Circular 380 |
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4/ Refers to the
sum of Non Performing Loans, ROPOA (Gross) and Restructured Loans, current. |
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Effective 31 July
2004, Restructured Loans, performing was used in lieu of Restructured Loans,
current. |
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Note: Details may not add-up to totals due to
rounding-off |
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Source: Supervisory Data Center, Supervision and
Examination Sector |
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