34  BALANCE SHEET STRUCTURE
Rural and Cooperative Banking System
as of end of periods indicated
in percent
Major Accounts		2005
		Mar	June	Sept	Dec		Mar	June	Sept	Dec	Dec
Total Rural and Cooperative Banks
Total Assets		100.0	100.0	100.0	0.0	0.0	0.0	0.0	0.0	0.0	100.0
	Cash and due from banks	18.3	18.2	16.9							17.5
	Loans (net)	58.9	59.3	60.4							60.1
	Investments (net)	5.7	5.7	5.9							5.5
	ROPOA (net)	7.6	7.4	7.2							10.7
	Other assets	9.4	9.4	9.6							6.2
Total Liabilities and Capital		100.0	100.0	100.0	0.0	0.0	0.0	0.0	0.0	0.0	100.0
	Deposits	69.7	70.3	70.0							69.5
	Bills Payable	7.7	7.5	7.9							8.6
	Special Financing	0.2	0.2	0.2							0.2
	Other Liabilities	6.8	6.9	6.9							7.1
	Capital accounts	15.6	15.2	15.0							14.7
Rural Banks
Total Assets		100.0	100.0	100.0	0.0	0.0	0.0	0.0	0.0	0.0	100.0
	Cash and due from banks	18.6	18.5	17.2							17.7
	Loans (net)	58.3	58.6	59.7							59.5
	Investments (net)	5.8	5.9	6.1							5.6
	ROPOA (net)	7.8	7.6	7.4							10.8
	Other assets	9.5	9.5	9.7							6.3
Total Liabilities and Capital		100.0	100.0	100.0	0.0	0.0	0.0	0.0	0.0	0.0	100.0
	Deposits	70.5	71.2	70.8							70.3
	Bills Payable	7.0	6.8	7.2							7.9
	Special Financing	0.1	0.1	0.1							0.1
	Other Liabilities	6.8	6.9	6.9							7.1
	Capital accounts	15.5	15.1	14.9							14.6
Cooperative Banks
Total Assets		100.0	100.0	100.0	0.0	0.0	0.0	0.0	0.0	0.0	100.0
	Cash and due from banks	14.7	13.4	12.5							15.3
	Loans (net)	68.9	69.9	70.3							68.1
	Investments (net)	3.8	3.4	3.4							3.3
	ROPOA (net)	4.2	4.6	5.0							8.7
	Other assets	8.4	8.6	8.8							4.6
Total Liabilities and Capital		100.0	100.0	100.0	0.0	0.0	0.0	0.0	0.0	0.0	100.0
	Deposits	58.7	58.4	57.8							58.3
	Bills Payable	17.8	17.8	17.9							18.6
	Special Financing	0.6	0.6	0.6							0.6
	Other Liabilities	6.4	6.6	6.9							6.2
	Capital accounts	16.5	16.6	16.8							16.3
Source: Supervisory Data Center, Supervision and Examination Sector