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| 37 CONSOLIDATED FINANCIAL STATEMENTS |
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| Rural and
Cooperative Banks |
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| as of end of
periods indicated |
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| in billion pesos |
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Selected
Accounts |
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RURAL AND
COOPERATIVE BANKS |
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March 2005 |
June 2005 |
September 2005 |
December 2005 |
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ASSET QUALITY
INDICATORS |
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GROSS ASSETS 1/ |
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108.913 |
112.327 |
115.337 |
119.993 |
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TOTAL LOAN PORTFOLIO,
GROSS |
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65.204 |
67.646 |
70.689 |
73.146 |
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LOAN LOSS RESERVES |
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2.835 |
3.016 |
3.157 |
3.119 |
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INTERBANK LOANS RECEIVABLES |
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0.000 |
0.000 |
0.000 |
0.000 |
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RESTRUCTURED LOANS, GROSS |
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0.752 |
0.821 |
0.903 |
0.875 |
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RESTRUCTURED LOANS, CURRENT/PERFORMING |
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0.534 |
0.584 |
0.693 |
0.618 |
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NON-PERFORMING LOANS 2/ |
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7.513 |
8.031 |
8.168 |
8.110 |
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ROPOA, GROSS |
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8.316 |
8.326 |
8.366 |
8.710 |
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ALLOWANCE FOR ROPOA |
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0.260 |
0.277 |
0.284 |
0.295 |
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NON-PERFORMING ASSETS (NPA) 3/ |
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15.828 |
16.357 |
16.534 |
16.821 |
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ALLOWANCE ON NPA |
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3.095 |
3.293 |
3.441 |
3.414 |
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DISTRESSED ASSETS 4/ |
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16.362 |
16.941 |
17.227 |
17.439 |
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ROPOA, GROSS (Net of Performing SCR) |
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8.316 |
8.326 |
8.366 |
8.710 |
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PERFORMING SALES CONTRACT RECEIVABLES (SCR) |
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0.000 |
0.000 |
0.000 |
0.000 |
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1/ Refers to
Total Assets, net of reserves plus Loan Loss Reserves (LLR) plus provision
for ROPOA |
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2/ In accordance
with Circular 351 |
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3/ Refers to NPLs
plus ROPOA (effective June 2003, ROPOA net of Performing Sales Receivables)
per Circular 380 |
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4/ Refers to the
sum of Non Performing Loans, ROPOA (Gross) and Restructured Loans, current. |
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Effective 31 July
2004, Restructured Loans, performing was used in lieu of Restructured Loans,
current. |
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Note: Details may not add-up to totals due to
rounding-off |
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Source: Supervisory Data Center, Supervision and
Examination Sector |
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