6      CONSOLIDATED FINANCIAL STATEMENTS
Philippine Banking System  
as of end of periods indicated
in billion pesos
 
Selected Accounts ALL BANKS
  March 2005 June 2005 September 2005 December 2005
CONSOLIDATED STATEMENT OF CONDITION
  ASSETS 4,250.967 4,332.422 4,240.978 4,319.412
CASH AND DUE FROM BANKS 322.555 330.708 353.225 385.803
TOTAL LOAN PORTFOLIO, GROSS 2,084.530 2,165.465 2,074.491 2,153.568
   Interbank Loans Receivable 304.519 318.163 313.706 349.176
   Loans and Discounts 1,093.758 1,123.084 1,128.919 1,124.016
   Agra/Agri Credit Loans 172.489 175.622 180.364 188.594
   Development Incentive Loans 50.290 49.608 54.203 69.090
   Bills Purchased 60.066 63.305 60.592 56.975
   Customers' Liabilities - LC/TR 104.525 113.836 107.839 104.261
   Customers' Liabilities - Accept O/S 9.103 8.397 8.909 7.844
   Trading Account Securities - Loans 110.583 136.137 46.414 82.500
   Underwriting Accounts 2.358 2.358 2.358 2.800
   Restructured Loans 125.384 120.335 113.787 106.044
   Credit Card Receivables 49.537 51.909 54.368 58.963
   Microfinance Loans 1.917 2.712 3.032 3.306
ACCUM. MARKET GAIN/LOSS - LOANS 0.000 0.000 0.000 0.000
ALLOW. FOR PROBABLE LOSSES - LOANS 155.582 151.519 149.880 144.870
TOTAL LOAN PORTFOLIO, NET 1,928.948 2,013.946 1,924.611 2,008.698
TOTAL INVESTMENTS, GROSS 1,406.734 1,383.940 1,361.873 1,280.999
  Underwriting Accounts - Equity Securities 0.307 0.058 0.050 0.050
  Trading Account Securities - Investments 179.838 172.562 158.669 137.666
  Trading Account Securities - Equity 0.523 0.696 0.231 0.253
  Avaiable for Sale Securities (ASS) 605.635 554.319 523.134 614.364
  Investment in Bonds and Other Debt Instruments 516.676 552.151 567.738 429.782
  Equity Investments - Allied/Non-Allied Undertakings 103.755 104.155 112.050 98.884
ACCUM. MARKET GAIN/LOSS - INVESTMENTS (1.349) 1.331 2.596 9.774
ALLOW. FOR PROBABLE LOSSES - INVESTMENTS 9.722 11.744 11.352 7.166
TOTAL INVESTMENTS, NET 1,395.663 1,373.528 1,353.118 1,283.607
FIXED ASSETS 95.373 96.037 96.902 94.278
ROPOA, GROSS 246.879 240.243 243.405 235.309
ALLOWANCE FOR PROBABLE LOSSES - ROPOA 18.501 20.352 20.535 22.646
ROPOA, NET 228.377 219.891 222.870 212.663
OTHER ASSETS 280.052 298.311 290.252 334.363
   LIABILITIES AND CAPITAL 4,250.967 4,332.422 4,240.978 4,319.412
Liabilities 3,735.624 3,817.441 3,720.371 3,801.319
DEPOSIT LIABILITIES 2,851.854 2,917.367 2,917.030 2,970.740
   Domestic 1,954.963 2,021.817 2,021.631 2,086.675
      Demand and Now 350.526 367.815 360.572 374.438
      Savings 1,141.037 1,166.200 1,167.514 1,206.432
      Time 463.400 487.802 493.545 505.805
   Foreign Currency 896.891 895.551 895.398 884.065
BILLS PAYABLE 399.191 433.846 445.822 464.599
   Deposit Substitutes 8.875 4.921 4.991 3.643
   Others 390.316 428.925 440.830 460.957
SPECIAL FINANCING 0.249 0.233 0.205 0.202
   Time Certificates of Deposits - SF 0.123 0.100 0.100 0.100
   Special Time Deposits 0.126 0.132 0.105 0.102
UNSECURED SUBORDINATED DEBT 50.450 50.744 51.836 50.799
OTHER LIABILITIES 433.879 415.251 305.479 314.978
Capital Accounts 515.343 514.980 520.607 518.093
  CAPITAL STOCK 229.036 231.149 231.907 234.062
  ASSIGNED CAPITAL 15.989 16.089 16.089 16.089
  NET DUE TO H.O. BRANCHES/AGENCIES 60.059 57.431 58.555 58.607
  SURPLUS, SURPLUS RESERVES, UNDIVIDED PROFITS & APPRAISAL INCREMENT RESERVE 210.259 210.311 214.056 209.334
       
 
Note: Presented data are based on financial statements periodically submitted by banks in accordance with existing regulations.
Said submissions are processed and aggregated to derive industry results.  For unsubmitted and/or defective bank reports
for the period, the most recent processed report available is used as proxy in the generation of said industry aggregates.
Details may not add up to totals due to rounding.
Source: Supervisory Data Center, Supervision and Examination Sector