9   OUTSTANDING LOANS (GROSS)
     Philippine Banking System
     classified by type of accounts
     as of end of periods indicated
     in billion pesos
                         
SELECTED ACCOUNTS UNIVERSAL AND COMMERCIAL BANKS  
2005  
Mar June Sept Dec   Mar June Sept Dec Dec  
A.  LEVELS                      
  Interbank Loans Receivable 297.302 307.941 304.343             339.994  
  Loans and Discounts 915.676 940.812 940.956             940.371  
  Agra/Agri Credit Loans 138.553 140.507 144.964             152.019  
  Development Incentive Loans 42.866 41.710 44.723             48.515  
  Bills Purchased 59.109 61.939 59.657             56.308  
  Customers' Liabilities - LC/TR 103.922 113.188 107.195             103.605  
  Customers' Liabilities - Accept O/S 9.103 8.397 8.909             7.844  
  Trading Account Securities - Loans 107.177 130.046 45.901             79.509  
  Underwriting Accounts 2.358 2.358 2.358             2.800  
  Restructured Loans 120.063 115.195 108.316             98.974  
  Credit Card Receivables 47.032 49.269 51.631             55.997  
  Microfinance Loans 0.000 0.000 0.002             0.005  
     GRAND TOTAL 1,843.163 1,911.364 1,818.955 0.000 0.000 0.000 0.000 0.000 0.000 1,885.939
                         
B. PERCENTAGE DISTRIBUTION                      
  Interbank Loans Receivable 16.1 16.1 16.7 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18.0  
  Loans and Discounts 49.7 49.2 51.7 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 49.9  
  Agra/Agri Credit Loans 7.5 7.4 8.0 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 8.1  
  Development Incentive Loans 2.3 2.2 2.5 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 2.6  
  Bills Purchased 3.2 3.2 3.3 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 3.0  
  Customers' Liabilities - LC/TR 5.6 5.9 5.9 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 5.5  
  Customers' Liabilities - Accept O/S 0.5 0.4 0.5 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 0.4  
  Trading Account Securities - Loans 5.8 6.8 2.5 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 4.2  
  Underwriting Accounts 0.1 0.1 0.1 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 0.1  
  Restructured Loans 6.5 6.0 6.0 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 5.2  
  Credit Card Receivables 2.6 2.6 2.8 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 3.0  
  Microfinance Loans 0.0 0.0 0.0 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 0.0  
     GRAND TOTAL 100.0 100.0 100.0 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 100.0
   
C. GROWTH RATES                      
  This Quarter Growth                      
  Interbank Loans Receivable 16.7 3.6 (1.2)             (1.2)  
  Loans and Discounts (6.6) 2.7 0.0             0.0  
  Agra/Agri Credit Loans 18.1 1.4 3.2             3.2  
  Development Incentive Loans 8.1 (2.7) 7.2             7.2  
  Bills Purchased (17.0) 4.8 (3.7)             (3.7)  
  Customers' Liabilities - LC/TR (5.0) 8.9 (5.3)             (5.3)  
  Customers' Liabilities - Accept O/S (37.0) (7.8) 6.1             6.1  
  Trading Account Securities - Loans 193.7 21.3 (64.7)             (64.7)  
  Underwriting Accounts 4.4 0.0 0.0             0.0  
  Restructured Loans (2.8) (4.1) (6.0)             (6.0)  
  Credit Card Receivables (0.1) 4.8 4.8             4.8  
  Microfinance Loans 0.0 0.0 0.0             0.0  
     GRAND TOTAL 2.6 3.7 (4.8)             (4.8)  
                         
  Year-on-Year Growth                      
  Interbank Loans Receivable (9.0) 7.6 2.0             2.0  
  Loans and Discounts (1.3) 1.8 0.5             0.5  
  Agra/Agri Credit Loans 13.9 8.8 15.1             15.1  
  Development Incentive Loans 5.9 3.8 13.3             13.3  
  Bills Purchased 15.0 22.5 7.6             7.6  
  Customers' Liabilities - LC/TR 7.1 6.3 (1.1)             (1.1)  
  Customers' Liabilities - Accept O/S (32.2) (36.4) (31.8)             (31.8)  
  Trading Account Securities - Loans 132.8 100.0 (12.9)             (12.9)  
  Underwriting Accounts (29.6) (25.1) (24.0)             (24.0)  
  Restructured Loans (10.6) (16.9) (18.7)             (18.7)  
  Credit Card Receivables 18.0 18.9 19.2             19.2  
  Microfinance Loans 0.0 0.0 0.0             0.0  
     GRAND TOTAL 2.3 6.3 0.6             0.6  
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector