| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| 3 CONSOLIDATED STATEMENT OF CONDITION |
| Philippine
Banking System |
| as of end of
periods indicated |
| in billion
pesos |
| |
Selected Accounts |
|
ALL BANKS 1/ |
|
UNIVERSAL AND COMMERCIAL BANKS 1/ |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
Mar-06 |
Jun-06 |
Sep-06 |
Dec-06 |
|
Mar-06 |
Jun-06 |
Sep-06 |
Dec-06 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ASSETS |
|
4,299.133 |
4,517.582 |
4,538.146 |
4,865.618 |
|
3,830.094 |
4,019.682 |
4,006.729 |
4,289.285 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
CASH AND DUE FROM BANKS |
|
385.680 |
421.436 |
453.361 |
633.130 |
|
333.084 |
363.572 |
396.378 |
556.258 |
|
| |
|
TOTAL LOAN PORTFOLIO, GROSS |
|
2,199.012 |
2,206.788 |
2,261.521 |
2,427.938 |
|
1,918.766 |
1,911.225 |
1,940.846 |
2,093.787 |
|
| |
|
Interbank Loans
Receivable |
|
393.909 |
340.963 |
352.369 |
432.521 |
|
378.760 |
323.010 |
328.894 |
403.110 |
|
| |
|
Loans and
Discounts |
|
1,115.345 |
1,134.987 |
1,138.766 |
1,187.139 |
|
928.826 |
942.458 |
934.184 |
974.490 |
|
| |
|
Agra/Agri
Credit Loans |
|
178.459 |
191.080 |
188.556 |
200.096 |
|
141.275 |
153.088 |
149.838 |
159.281 |
|
| |
|
Development
Incentive Loans |
|
71.786 |
73.564 |
74.520 |
78.531 |
|
50.381 |
50.312 |
50.604 |
52.454 |
|
| |
|
Bills Purchased |
|
59.953 |
58.221 |
28.891 |
66.122 |
|
59.054 |
57.325 |
28.323 |
65.131 |
|
| |
|
Customers'
Liabilities - LC/TR |
|
97.051 |
104.751 |
107.869 |
105.273 |
|
96.450 |
104.139 |
107.027 |
104.474 |
|
| |
|
Customers'
Liabilities - Accept O/S |
|
7.594 |
7.299 |
7.015 |
7.544 |
|
7.594 |
7.299 |
7.015 |
7.544 |
|
| |
|
Trading Account
Securities - Loans |
|
106.258 |
126.728 |
192.133 |
180.617 |
|
100.679 |
117.544 |
177.184 |
173.135 |
|
| |
|
Underwriting
Accounts |
|
1.800 |
1.700 |
1.700 |
1.800 |
|
1.800 |
1.700 |
1.700 |
1.800 |
|
| |
|
Restructured
Loans |
|
106.396 |
104.388 |
103.038 |
86.432 |
|
99.703 |
97.671 |
96.210 |
79.950 |
|
| |
|
Credit Card
Receivables |
|
57.066 |
59.611 |
62.976 |
77.456 |
|
54.239 |
56.675 |
59.862 |
72.416 |
|
| |
|
Microfinance
Loans |
|
3.396 |
3.498 |
3.688 |
4.407 |
|
0.007 |
0.004 |
0.003 |
0.003 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - LOANS |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - LOANS |
|
145.430 |
145.596 |
146.912 |
133.079 |
|
132.365 |
131.204 |
131.564 |
117.471 |
|
| |
|
TOTAL LOAN PORTFOLIO, NET 2/ |
|
2,053.582 |
2,061.192 |
2,114.609 |
2,294.858 |
|
1,786.402 |
1,780.020 |
1,809.281 |
1,976.317 |
|
| |
|
TOTAL INVESTMENTS, GROSS |
|
1,225.817 |
1,408.425 |
1,336.882 |
1,268.695 |
|
1,158.434 |
1,335.980 |
1,255.181 |
1,185.356 |
|
| |
|
Underwriting
Accounts - Equity Securities |
|
0.050 |
0.000 |
0.000 |
0.102 |
|
0.050 |
0.000 |
0.000 |
0.102 |
|
| |
|
Trading Account
Securities - Investments |
|
142.377 |
159.668 |
179.322 |
164.154 |
|
139.377 |
157.237 |
176.169 |
161.080 |
|
| |
|
Trading Account
Securities - Equity |
|
0.190 |
0.180 |
0.352 |
0.309 |
|
0.190 |
0.180 |
0.352 |
0.309 |
|
| |
|
Avaiable for
Sale Securities (ASS) |
|
527.223 |
627.196 |
623.776 |
631.253 |
|
503.357 |
598.435 |
582.620 |
587.239 |
|
| |
|
Investment in
Bonds and Other Debt Instruments |
|
449.664 |
508.530 |
432.103 |
367.374 |
|
409.795 |
467.922 |
395.380 |
331.939 |
|
| |
|
Equity
Investments - Allied/Non-Allied Undertakings |
|
106.314 |
112.851 |
101.329 |
105.502 |
|
105.664 |
112.206 |
100.660 |
104.687 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - INVESTMENTS |
|
12.574 |
(3.333) |
11.039 |
29.011 |
|
11.660 |
(3.497) |
11.039 |
29.011 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - INVESTMENTS |
|
7.582 |
5.564 |
6.008 |
7.927 |
|
7.256 |
5.293 |
5.665 |
7.585 |
|
| |
|
TOTAL INVESTMENTS, NET |
|
1,230.809 |
1,399.528 |
1,341.913 |
1,289.778 |
|
1,162.838 |
1,327.190 |
1,260.555 |
1,206.782 |
|
| |
|
FIXED ASSETS |
|
94.506 |
94.471 |
92.066 |
90.673 |
|
78.581 |
76.932 |
76.797 |
75.401 |
|
| |
|
ROPA, GROSS |
|
232.966 |
229.863 |
230.467 |
217.239 |
|
192.324 |
187.849 |
184.974 |
170.339 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - ROPA |
|
22.302 |
21.254 |
22.208 |
18.559 |
|
19.776 |
18.564 |
18.508 |
15.158 |
|
| |
|
ROPA, NET |
|
210.664 |
208.609 |
208.258 |
198.680 |
|
172.548 |
169.286 |
166.466 |
155.181 |
|
| |
|
OTHER ASSETS |
|
323.892 |
332.347 |
327.938 |
358.499 |
|
296.642 |
302.682 |
297.252 |
319.347 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
LIABILITIES AND CAPITAL |
|
4,299.133 |
4,517.582 |
4,538.146 |
4,865.618 |
|
3,830.094 |
4,019.682 |
4,006.729 |
4,289.285 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Liabilities |
|
3,759.729 |
4,003.560 |
4,004.784 |
4,296.604 |
|
3,354.437 |
3,569.999 |
3,539.686 |
3,796.932 |
|
| |
|
DEPOSIT LIABILITIES |
|
2,968.097 |
3,221.219 |
3,264.702 |
3,497.557 |
|
2,622.123 |
2,849.232 |
2,869.137 |
3,071.115 |
|
| |
|
Domestic |
|
2,106.104 |
2,281.815 |
2,338.568 |
2,567.754 |
|
1,797.375 |
1,950.660 |
1,983.994 |
2,183.915 |
|
| |
|
Demand and
Now |
|
394.127 |
418.232 |
427.293 |
477.221 |
|
369.734 |
391.491 |
399.484 |
448.842 |
|
| |
|
Savings |
|
1,206.441 |
1,311.089 |
1,350.550 |
1,401.068 |
|
1,050.632 |
1,144.496 |
1,178.621 |
1,222.490 |
|
| |
|
Time |
|
505.536 |
552.494 |
560.724 |
689.465 |
|
377.009 |
414.673 |
405.889 |
512.583 |
|
| |
|
Foreign
Currency |
|
861.992 |
939.404 |
926.135 |
929.804 |
|
824.748 |
898.572 |
885.143 |
887.200 |
|
| |
|
BILLS PAYABLE |
|
426.906 |
413.315 |
373.888 |
379.778 |
|
391.596 |
379.037 |
335.141 |
338.316 |
|
| |
|
Deposit
Substitutes |
|
2.021 |
3.495 |
6.198 |
9.326 |
|
1.123 |
2.842 |
5.164 |
9.053 |
|
| |
|
Others |
|
424.885 |
409.821 |
367.691 |
370.452 |
|
390.474 |
376.195 |
329.977 |
329.263 |
|
| |
|
SPECIAL FINANCING |
|
0.204 |
0.197 |
0.179 |
0.171 |
|
0.025 |
0.025 |
0.011 |
0.010 |
|
| |
|
Time
Certificates of Deposits - SF |
|
0.104 |
0.103 |
0.102 |
0.099 |
|
0.005 |
0.005 |
0.005 |
0.005 |
|
| |
|
Special Time
Deposits |
|
0.100 |
0.095 |
0.077 |
0.072 |
|
0.020 |
0.020 |
0.005 |
0.005 |
|
| |
|
UNSECURED SUBORDINATED DEBT |
|
52.711 |
54.096 |
64.379 |
75.629 |
|
52.711 |
54.096 |
64.379 |
75.629 |
|
| |
|
OTHER LIABILITIES |
|
311.812 |
314.733 |
301.635 |
343.468 |
|
287.982 |
287.608 |
271.019 |
311.860 |
|
| |
|
Capital Accounts |
|
539.403 |
514.022 |
533.363 |
569.014 |
|
475.657 |
449.684 |
467.043 |
492.354 |
|
| |
|
CAPITAL STOCK |
|
244.635 |
252.530 |
246.641 |
252.375 |
|
193.823 |
199.792 |
192.743 |
197.122 |
|
| |
|
ASSIGNED CAPITAL |
|
16.089 |
16.089 |
16.589 |
16.792 |
|
16.089 |
16.089 |
16.589 |
16.792 |
|
| |
|
NET DUE TO H.O. BRANCHES/AGENCIES |
|
60.522 |
58.211 |
60.334 |
62.725 |
|
60.522 |
58.211 |
60.334 |
62.725 |
|
| |
|
SURPLUS, SURPLUS RESERVES & UNDIVIDED PROFITS |
|
218.157 |
187.192 |
209.798 |
237.122 |
|
205.223 |
175.591 |
197.377 |
215.715 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| 3 CONSOLIDATED STATEMENT OF CONDITION |
| Philippine
Banking System |
| as of end of
periods indicated |
| in billion
pesos |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
Selected Accounts |
|
THRIFT BANKS |
|
RURAL AND COOPERATIVE BANKS |
|
| |
|
Mar-06 |
Jun-06 |
Sep-06 |
Dec-06 |
|
Mar-06 |
Jun-06 |
Sep-06 |
Dec-06 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ASSETS |
|
352.470 |
375.719 |
404.792 |
440.859 |
|
116.568 |
122.181 |
126.625 |
135.473 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
CASH AND DUE FROM BANKS |
|
32.291 |
35.792 |
35.297 |
52.122 |
|
20.305 |
22.073 |
21.686 |
24.750 |
|
| |
|
TOTAL LOAN PORTFOLIO, GROSS |
|
206.288 |
218.981 |
240.409 |
250.888 |
|
73.958 |
76.582 |
80.267 |
83.262 |
|
| |
|
Interbank Loans
Receivable |
|
15.149 |
17.953 |
23.474 |
29.411 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Loans and
Discounts |
|
146.940 |
151.108 |
160.607 |
167.686 |
|
39.579 |
41.421 |
43.975 |
44.964 |
|
| |
|
Agra/Agri
Credit Loans |
|
8.299 |
8.505 |
8.500 |
9.382 |
|
28.885 |
29.486 |
30.218 |
31.433 |
|
| |
|
Development
Incentive Loans |
|
19.756 |
21.476 |
21.937 |
24.006 |
|
1.649 |
1.775 |
1.980 |
2.072 |
|
| |
|
Bills Purchased |
|
0.900 |
0.896 |
0.568 |
0.990 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Customers'
Liabilities - LC/TR |
|
0.601 |
0.612 |
0.842 |
0.799 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Customers'
Liabilities - Accept O/S |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Trading Account
Securities - Loans |
|
5.579 |
9.184 |
14.949 |
7.481 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Underwriting
Accounts |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Restructured
Loans |
|
5.880 |
5.892 |
5.999 |
5.618 |
|
0.813 |
0.825 |
0.828 |
0.864 |
|
| |
|
Credit Card
Receivables |
|
2.827 |
2.936 |
3.114 |
5.040 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Microfinance
Loans |
|
0.357 |
0.418 |
0.418 |
0.474 |
|
3.032 |
3.076 |
3.267 |
3.930 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - LOANS |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - LOANS |
|
9.530 |
10.796 |
11.606 |
11.856 |
|
3.536 |
3.596 |
3.741 |
3.752 |
|
| |
|
TOTAL LOAN PORTFOLIO, NET 2/ |
|
196.758 |
208.185 |
228.802 |
239.032 |
|
70.422 |
72.986 |
76.526 |
79.510 |
|
| |
|
TOTAL INVESTMENTS, GROSS |
|
60.768 |
65.808 |
74.899 |
76.509 |
|
6.615 |
6.636 |
6.803 |
6.829 |
|
| |
|
Underwriting
Accounts - Equity Securities |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Trading Account
Securities - Investments |
|
3.000 |
2.431 |
3.153 |
3.074 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Trading Account
Securities - Equity |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Avaiable for
Sale Securities (ASS) |
|
23.865 |
28.762 |
41.156 |
44.013 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Investment in
Bonds and Other Debt Instruments |
|
33.383 |
34.102 |
30.048 |
28.737 |
|
6.485 |
6.505 |
6.675 |
6.698 |
|
| |
|
Equity
Investments - Allied/Non-Allied Undertakings |
|
0.520 |
0.513 |
0.542 |
0.685 |
|
0.129 |
0.131 |
0.128 |
0.131 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - INVESTMENTS |
|
0.914 |
0.165 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - INVESTMENTS |
|
0.219 |
0.157 |
0.231 |
0.231 |
|
0.107 |
0.115 |
0.112 |
0.112 |
|
| |
|
TOTAL INVESTMENTS, NET |
|
61.463 |
65.816 |
74.667 |
76.278 |
|
6.508 |
6.522 |
6.691 |
6.717 |
|
| |
|
FIXED ASSETS |
|
11.774 |
13.333 |
10.974 |
10.856 |
|
4.151 |
4.207 |
4.295 |
4.416 |
|
| |
|
ROPA, GROSS |
|
32.063 |
32.833 |
35.948 |
35.586 |
|
8.579 |
9.180 |
9.545 |
11.315 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - ROPA |
|
2.240 |
2.409 |
3.413 |
3.077 |
|
0.286 |
0.282 |
0.288 |
0.324 |
|
| |
|
ROPA, NET |
|
29.823 |
30.425 |
32.536 |
32.509 |
|
8.293 |
8.898 |
9.257 |
10.991 |
|
| |
|
OTHER ASSETS |
|
20.362 |
22.168 |
22.516 |
30.063 |
|
6.888 |
7.496 |
8.170 |
9.089 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
LIABILITIES AND CAPITAL |
|
352.470 |
375.719 |
404.792 |
440.859 |
|
116.568 |
122.181 |
126.625 |
135.473 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Liabilities |
|
305.512 |
328.458 |
356.859 |
383.966 |
|
99.780 |
105.103 |
108.238 |
115.707 |
|
| |
|
DEPOSIT LIABILITIES |
|
263.383 |
285.033 |
306.000 |
332.112 |
|
82.591 |
86.954 |
89.566 |
94.329 |
|
| |
|
Domestic |
|
226.138 |
244.200 |
265.007 |
289.509 |
|
82.591 |
<