| |
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|
| 53 CONSOLIDATED
STATEMENT OF CONDITION |
|
| Rural Banking System |
|
| as of end of periods indicated |
|
| in billion pesos |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
Selected Accounts |
|
RURAL BANKS |
|
% SHARE |
| |
|
Mar-06 |
Jun-06 |
Sep-06 |
Dec-06 |
|
Mar-06 |
Jun-06 |
Sep-06 |
Dec-06 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ASSETS |
|
108.843 |
114.274 |
118.365 |
126.599 |
|
100.0 |
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
CASH AND DUE FROM BANKS |
|
19.097 |
20.807 |
20.319 |
23.082 |
|
17.5 |
18.2 |
17.2 |
18.2 |
|
| |
|
TOTAL LOAN PORTFOLIO, GROSS |
|
68.497 |
70.929 |
74.361 |
77.083 |
|
62.9 |
62.1 |
62.8 |
60.9 |
|
| |
|
Interbank Loans
Receivable |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Loans and
Discounts |
|
37.065 |
38.824 |
41.197 |
42.014 |
|
34.1 |
34.0 |
34.8 |
33.2 |
|
| |
|
Agra/Agri
Credit Loans |
|
27.116 |
27.704 |
28.399 |
29.560 |
|
24.9 |
24.2 |
24.0 |
23.3 |
|
| |
|
Development
Incentive Loans |
|
1.239 |
1.319 |
1.520 |
1.563 |
|
1.1 |
1.2 |
1.3 |
1.2 |
|
| |
|
Bills Purchased |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Customers'
Liabilities - LC/TR |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Customers'
Liabilities - Accept O/S |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Trading Account
Securities - Loans |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Underwriting
Accounts |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Restructured
Loans |
|
0.676 |
0.677 |
0.681 |
0.745 |
|
0.6 |
0.6 |
0.6 |
0.6 |
|
| |
|
Credit Card
Receivables |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Microfinance
Loans |
|
2.401 |
2.404 |
2.564 |
3.201 |
|
2.2 |
2.1 |
2.2 |
2.5 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - LOANS |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - LOANS |
|
3.223 |
3.278 |
3.381 |
3.393 |
|
3.0 |
2.9 |
2.9 |
2.7 |
|
| |
|
TOTAL LOAN PORTFOLIO, NET |
|
65.274 |
67.651 |
70.980 |
73.689 |
|
60.0 |
59.2 |
60.0 |
58.2 |
|
| |
|
TOTAL INVESTMENTS, GROSS |
|
6.342 |
6.389 |
6.500 |
6.589 |
|
5.8 |
5.6 |
5.5 |
5.2 |
|
| |
|
Underwriting
Accounts - Equity Securities |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Trading Account
Securities - Investments |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Trading Account
Securities - Equity |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Avaiable for
Sale Securities (ASS) |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Investment in
Bonds and Other Debt Instruments |
|
6.223 |
6.268 |
6.385 |
6.471 |
|
5.7 |
5.5 |
5.4 |
5.1 |
|
| |
|
Equity
Investments - Allied/Non-Allied Undertakings |
|
0.119 |
0.121 |
0.115 |
0.117 |
|
0.1 |
0.1 |
0.1 |
0.1 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - INVESTMENTS |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - INVESTMENTS |
|
0.107 |
0.115 |
0.112 |
0.112 |
|
0.1 |
0.1 |
0.1 |
0.1 |
|
| |
|
TOTAL INVESTMENTS, NET |
|
6.235 |
6.274 |
6.388 |
6.476 |
|
5.7 |
5.5 |
5.4 |
5.1 |
|
| |
|
FIXED ASSETS |
|
3.856 |
3.905 |
3.986 |
4.097 |
|
3.5 |
3.4 |
3.4 |
3.2 |
|
| |
|
ROPA, GROSS |
|
8.197 |
8.785 |
9.154 |
10.925 |
|
7.5 |
7.7 |
7.7 |
8.6 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - ROPA |
|
0.279 |
0.274 |
0.280 |
0.316 |
|
0.3 |
0.2 |
0.2 |
0.2 |
|
| |
|
ROPA, NET |
|
7.918 |
8.511 |
8.875 |
10.609 |
|
7.3 |
7.4 |
7.5 |
8.4 |
|
| |
|
OTHER ASSETS |
|
6.462 |
7.125 |
7.818 |
8.645 |
|
5.9 |
6.2 |
6.6 |
6.8 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
LIABILITIES AND CAPITAL |
|
108.843 |
114.274 |
118.365 |
126.599 |
|
100.0 |
100.0 |
100.0 |
100.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Liabilities |
|
93.314 |
98.483 |
101.227 |
108.178 |
|
85.7 |
86.2 |
85.5 |
85.4 |
|
| |
|
DEPOSIT LIABILITIES |
|
78.070 |
82.240 |
84.568 |
89.006 |
|
71.7 |
72.0 |
71.4 |
70.3 |
|
| |
|
Domestic |
|
78.070 |
82.240 |
84.568 |
89.006 |
|
71.7 |
72.0 |
71.4 |
70.3 |
|
| |
|
Demand and
Now |
|
1.671 |
1.865 |
1.931 |
2.134 |
|
1.5 |
1.6 |
1.6 |
1.7 |
|
| |
|
Savings |
|
53.549 |
56.164 |
57.455 |
60.321 |
|
49.2 |
49.1 |
48.5 |
47.6 |
|
| |
|
Time |
|
22.851 |
24.211 |
25.182 |
26.550 |
|
21.0 |
21.2 |
21.3 |
21.0 |
|
| |
|
Foreign
Currency |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
BILLS PAYABLE |
|
7.675 |
7.766 |
7.838 |
9.382 |
|
7.1 |
6.8 |
6.6 |
7.4 |
|
| |
|
Deposit
Substitutes |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
Others |
|
7.675 |
7.766 |
7.838 |
9.382 |
|
7.1 |
6.8 |
6.6 |
7.4 |
|
| |
|
SPECIAL FINANCING |
|
0.137 |
0.130 |
0.129 |
0.123 |
|
0.1 |
0.1 |
0.1 |
0.1 |
|
| |
|
Time
Certificates of Deposits - SF |
|
0.088 |
0.082 |
0.085 |
0.081 |
|
0.1 |
0.1 |
0.1 |
0.1 |
|
| |
|
Special Time
Deposits |
|
0.049 |
0.048 |
0.044 |
0.042 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
UNSECURED SUBORDINATED DEBT |
|
|
|
|
|
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
OTHER LIABILITIES |
|
7.432 |
8.347 |
8.692 |
9.668 |
|
6.8 |
7.3 |
7.3 |
7.6 |
|
| |
|
Capital Accounts |
|
15.530 |
15.790 |
17.138 |
18.421 |
|
14.3 |
13.8 |
14.5 |
14.6 |
|
| |
|
CAPITAL STOCK |
|
11.809 |
12.321 |
12.666 |
13.490 |
|
10.8 |
10.8 |
10.7 |
10.7 |
|
| |
|
ASSIGNED CAPITAL |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
NET DUE TO H.O. BRANCHES/AGENCIES |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.0 |
0.0 |
0.0 |
0.0 |
|
| |
|
SURPLUS, SURPLUS RESERVES & UNDIVIDED PROFITS |
|
3.721 |
3.469 |
4.473 |
4.931 |
|
3.4 |
3.0 |
3.8 |
3.9 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
Note: Details may not add up to totals due to
rounding-off |
|
| |
Source : Supervisory Data Center, Supervision
and Examination Sector |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Updated as of 1April 2008 |
|
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