| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| 3 CONSOLIDATED STATEMENT OF CONDITION |
| Philippine
Banking System |
| as of end of
periods indicated |
| in billion
pesos |
| |
Selected Accounts |
|
ALL BANKS 1/ |
|
UNIVERSAL AND COMMERCIAL BANKS 1/ |
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
Mar-07 |
Jun-07 |
Sep-07 |
Dec-07 |
|
Mar-07 |
Jun-07 |
Sep-07 |
Dec-07 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ASSETS |
|
4,978.313 |
4,971.497 |
4,933.842 |
5,134.116 |
|
4,367.677 |
4,357.389 |
4,303.460 |
4,488.279 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
CASH AND DUE FROM BANKS |
|
735.977 |
744.340 |
735.138 |
750.320 |
|
654.888 |
654.188 |
646.976 |
667.682 |
|
| |
|
TOTAL LOAN PORTFOLIO, GROSS |
|
2,448.477 |
2,389.375 |
2,400.940 |
2,601.696 |
|
2,079.907 |
2,024.196 |
2,015.453 |
2,203.733 |
|
| |
|
Interbank Loans
Receivable |
|
452.167 |
426.913 |
406.588 |
388.416 |
|
407.867 |
395.331 |
354.789 |
341.412 |
|
| |
|
Loans and
Discounts |
|
1,159.371 |
1,182.188 |
1,228.106 |
1,339.654 |
|
942.729 |
956.274 |
993.635 |
1,095.899 |
|
| |
|
Agra/Agri
Credit Loans |
|
192.278 |
208.248 |
191.756 |
199.855 |
|
148.032 |
162.054 |
145.686 |
152.453 |
|
| |
|
Development
Incentive Loans |
|
79.684 |
82.439 |
82.293 |
89.058 |
|
52.448 |
54.613 |
54.771 |
60.382 |
|
| |
|
Bills Purchased |
|
58.534 |
56.944 |
62.094 |
72.454 |
|
57.374 |
56.133 |
60.847 |
71.337 |
|
| |
|
Customers'
Liabilities - LC/TR |
|
97.521 |
97.463 |
98.707 |
102.416 |
|
96.616 |
96.443 |
97.635 |
101.343 |
|
| |
|
Customers'
Liabilities - Accept O/S |
|
9.313 |
9.191 |
7.454 |
7.631 |
|
9.313 |
9.191 |
7.454 |
7.631 |
|
| |
|
Trading Account
Securities - Loans |
|
230.932 |
152.141 |
151.600 |
226.016 |
|
213.626 |
139.663 |
145.864 |
214.169 |
|
| |
|
Underwriting
Accounts |
|
2.300 |
2.850 |
4.150 |
4.150 |
|
2.300 |
2.850 |
4.150 |
4.150 |
|
| |
|
Restructured
Loans |
|
82.416 |
80.029 |
75.830 |
71.353 |
|
75.731 |
73.446 |
69.279 |
65.381 |
|
| |
|
Credit Card
Receivables |
|
78.673 |
83.157 |
86.419 |
95.024 |
|
73.867 |
78.192 |
81.336 |
89.545 |
|
| |
|
Microfinance
Loans |
|
5.288 |
7.811 |
5.943 |
5.667 |
|
0.002 |
0.007 |
0.007 |
0.031 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - LOANS |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - LOANS |
|
123.440 |
124.326 |
123.735 |
115.966 |
|
107.831 |
108.020 |
107.201 |
100.077 |
|
| |
|
TOTAL LOAN PORTFOLIO, NET 2/ |
|
2,324.301 |
2,265.050 |
2,277.205 |
2,485.730 |
|
1,972.075 |
1,916.176 |
1,908.252 |
2,103.656 |
|
| |
|
TOTAL INVESTMENTS, GROSS |
|
1,278.150 |
1,349.694 |
1,310.520 |
1,250.504 |
|
1,199.575 |
1,269.231 |
1,231.518 |
1,165.717 |
|
| |
|
Underwriting
Accounts - Equity Securities |
|
0.049 |
0.047 |
0.087 |
0.070 |
|
0.049 |
0.047 |
0.087 |
0.070 |
|
| |
|
Trading Account
Securities - Investments |
|
218.376 |
209.742 |
204.024 |
170.977 |
|
214.187 |
208.551 |
202.875 |
169.168 |
|
| |
|
Trading Account
Securities - Equity |
|
0.396 |
0.473 |
1.926 |
1.457 |
|
0.396 |
0.473 |
1.926 |
1.457 |
|
| |
|
Avaiable for
Sale Securities (ASS) |
|
661.150 |
740.213 |
716.029 |
680.783 |
|
618.380 |
694.267 |
670.780 |
630.738 |
|
| |
|
Investment in
Bonds and Other Debt Instruments |
|
289.127 |
285.945 |
277.344 |
278.021 |
|
258.383 |
253.588 |
245.787 |
246.154 |
|
| |
|
Equity
Investments - Allied/Non-Allied Undertakings |
|
109.052 |
113.274 |
111.112 |
119.195 |
|
108.180 |
112.305 |
110.063 |
118.129 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - INVESTMENTS |
|
24.597 |
18.063 |
17.953 |
24.038 |
|
23.656 |
17.994 |
17.668 |
23.411 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - INVESTMENTS |
|
7.697 |
7.511 |
7.452 |
8.772 |
|
7.357 |
7.171 |
7.052 |
8.204 |
|
| |
|
TOTAL INVESTMENTS, NET |
|
1,295.049 |
1,360.246 |
1,321.022 |
1,265.770 |
|
1,215.874 |
1,280.054 |
1,242.133 |
1,180.923 |
|
| |
|
FIXED ASSETS |
|
89.771 |
88.478 |
88.490 |
89.476 |
|
74.420 |
73.580 |
73.197 |
73.904 |
|
| |
|
ROPA, GROSS |
|
209.778 |
208.369 |
204.869 |
198.947 |
|
162.698 |
162.107 |
158.120 |
153.348 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - ROPA |
|
17.553 |
17.501 |
18.208 |
17.866 |
|
14.207 |
13.901 |
14.610 |
14.465 |
|
| |
|
ROPA, NET |
|
192.208 |
190.868 |
186.661 |
181.082 |
|
148.491 |
148.206 |
143.510 |
138.883 |
|
| |
|
OTHER ASSETS |
|
341.007 |
322.516 |
325.327 |
361.738 |
|
301.929 |
285.187 |
289.392 |
323.231 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
LIABILITIES AND CAPITAL |
|
4,978.313 |
4,971.497 |
4,933.842 |
5,134.116 |
|
4,367.677 |
4,357.389 |
4,303.460 |
4,488.279 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Liabilities |
|
4,404.954 |
4,404.122 |
4,360.629 |
4,532.317 |
|
3,869.745 |
3,865.937 |
3,807.145 |
3,965.030 |
|
| |
|
DEPOSIT LIABILITIES |
|
3,636.336 |
3,667.616 |
3,518.099 |
3,664.841 |
|
3,171.840 |
3,199.404 |
3,061.001 |
3,185.489 |
|
| |
|
Domestic |
|
2,710.658 |
2,759.302 |
2,613.186 |
2,856.578 |
|
2,290.299 |
2,336.110 |
2,201.026 |
2,419.879 |
|
| |
|
Demand and
Now |
|
536.561 |
565.212 |
524.151 |
561.294 |
|
505.085 |
533.949 |
489.637 |
523.974 |
|
| |
|
Savings |
|
1,362.182 |
1,360.759 |
1,300.606 |
1,410.710 |
|
1,171.764 |
1,169.349 |
1,118.345 |
1,222.943 |
|
| |
|
Time |
|
811.915 |
833.332 |
788.430 |
884.574 |
|
613.451 |
632.812 |
593.045 |
672.962 |
|
| |
|
Foreign
Currency |
|
925.678 |
908.314 |
904.912 |
808.263 |
|
881.541 |
863.294 |
859.975 |
765.610 |
|
| |
|
BILLS PAYABLE |
|
363.665 |
342.725 |
436.958 |
415.433 |
|
326.116 |
305.092 |
372.097 |
361.127 |
|
| |
|
Deposit
Substitutes |
|
10.670 |
5.180 |
15.140 |
8.865 |
|
10.201 |
5.116 |
13.430 |
8.282 |
|
| |
|
Others |
|
352.995 |
337.545 |
421.818 |
406.568 |
|
315.915 |
299.977 |
358.667 |
352.845 |
|
| |
|
SPECIAL FINANCING |
|
0.186 |
0.167 |
0.160 |
0.149 |
|
0.009 |
0.009 |
0.009 |
0.009 |
|
| |
|
Time
Certificates of Deposits - SF |
|
0.127 |
0.094 |
0.094 |
0.084 |
|
0.006 |
0.006 |
0.006 |
0.006 |
|
| |
|
Special Time
Deposits |
|
0.060 |
0.073 |
0.066 |
0.065 |
|
0.004 |
0.004 |
0.004 |
0.003 |
|
| |
|
UNSECURED SUBORDINATED DEBT |
|
74.951 |
72.841 |
71.258 |
81.981 |
|
74.951 |
72.841 |
71.258 |
80.981 |
|
| |
|
OTHER LIABILITIES |
|
329.816 |
320.773 |
334.155 |
370.913 |
|
296.828 |
288.591 |
302.780 |
337.425 |
|
| |
|
Capital Accounts |
|
573.359 |
567.375 |
573.213 |
601.799 |
|
497.932 |
491.452 |
496.315 |
523.249 |
|
| |
|
CAPITAL STOCK |
|
255.676 |
263.071 |
269.619 |
272.965 |
|
199.861 |
206.600 |
211.868 |
213.229 |
|
| |
|
ASSIGNED CAPITAL |
|
16.792 |
17.973 |
18.961 |
18.961 |
|
16.792 |
17.973 |
18.961 |
18.961 |
|
| |
|
NET DUE TO H.O. BRANCHES/AGENCIES |
|
57.638 |
63.071 |
58.447 |
60.005 |
|
57.638 |
63.071 |
58.447 |
60.005 |
|
| |
|
SURPLUS, SURPLUS RESERVES & UNDIVIDED PROFITS |
|
243.253 |
223.260 |
226.186 |
249.868 |
|
223.641 |
203.808 |
207.039 |
231.054 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| 3 CONSOLIDATED STATEMENT OF CONDITION |
| Philippine
Banking System |
| as of end of
periods indicated |
| in billion
pesos |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
Selected Accounts |
|
THRIFT BANKS |
|
RURAL AND COOPERATIVE BANKS |
|
| |
|
Mar-07 |
Jun-07 |
Sep-07 |
Dec-07 |
|
Mar-07 |
Jun-07 |
Sep-07 |
Dec-07 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ASSETS |
|
468.632 |
465.073 |
477.924 |
485.594 |
|
142.004 |
149.035 |
152.459 |
160.243 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
CASH AND DUE FROM BANKS |
|
54.188 |
61.317 |
60.542 |
53.292 |
|
26.900 |
28.835 |
27.621 |
29.346 |
|
| |
|
TOTAL LOAN PORTFOLIO, GROSS |
|
281.699 |
272.459 |
289.536 |
296.731 |
|
86.872 |
92.720 |
95.951 |
101.231 |
|
| |
|
Interbank Loans
Receivable |
|
44.300 |
31.582 |
51.799 |
47.005 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Loans and
Discounts |
|
169.653 |
176.383 |
180.887 |
186.099 |
|
46.990 |
49.531 |
53.584 |
57.655 |
|
| |
|
Agra/Agri
Credit Loans |
|
12.392 |
13.658 |
12.753 |
12.703 |
|
31.854 |
32.536 |
33.317 |
34.699 |
|
| |
|
Development
Incentive Loans |
|
25.117 |
25.608 |
24.995 |
25.999 |
|
2.119 |
2.218 |
2.527 |
2.677 |
|
| |
|
Bills Purchased |
|
1.160 |
0.811 |
1.247 |
1.117 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Customers'
Liabilities - LC/TR |
|
0.904 |
1.021 |
1.072 |
1.073 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Customers'
Liabilities - Accept O/S |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Trading Account
Securities - Loans |
|
17.305 |
12.478 |
5.736 |
11.847 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Underwriting
Accounts |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Restructured
Loans |
|
5.612 |
5.472 |
5.425 |
4.880 |
|
1.072 |
1.111 |
1.126 |
1.092 |
|
| |
|
Credit Card
Receivables |
|
4.806 |
4.965 |
5.083 |
5.479 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Microfinance
Loans |
|
0.448 |
0.479 |
0.539 |
0.529 |
|
4.837 |
7.325 |
5.397 |
5.108 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - LOANS |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - LOANS |
|
12.468 |
12.302 |
12.382 |
11.617 |
|
3.141 |
4.003 |
4.152 |
4.272 |
|
| |
|
TOTAL LOAN PORTFOLIO, NET 2/ |
|
269.231 |
260.157 |
277.153 |
285.115 |
|
82.995 |
88.717 |
91.799 |
96.959 |
|
| |
|
TOTAL INVESTMENTS, GROSS |
|
71.372 |
72.976 |
70.970 |
76.901 |
|
7.203 |
7.487 |
8.032 |
7.886 |
|
| |
|
Underwriting
Accounts - Equity Securities |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Trading Account
Securities - Investments |
|
4.189 |
1.192 |
1.148 |
1.809 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Trading Account
Securities - Equity |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Avaiable for
Sale Securities (ASS) |
|
42.770 |
45.946 |
45.249 |
50.045 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Investment in
Bonds and Other Debt Instruments |
|
23.678 |
25.003 |
23.666 |
24.121 |
|
7.066 |
7.353 |
7.891 |
7.746 |
|
| |
|
Equity
Investments - Allied/Non-Allied Undertakings |
|
0.736 |
0.836 |
0.907 |
0.926 |
|
0.137 |
0.133 |
0.142 |
0.140 |
|
| |
|
ACCUMULATED MARKET GAIN/LOSS - INVESTMENTS |
|
0.941 |
0.069 |
0.285 |
0.627 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - INVESTMENTS |
|
0.231 |
0.231 |
0.292 |
0.462 |
|
0.110 |
0.109 |
0.108 |
0.106 |
|
| |
|
TOTAL INVESTMENTS, NET |
|
72.082 |
72.815 |
70.964 |
77.067 |
|
7.093 |
7.377 |
7.925 |
7.780 |
|
| |
|
FIXED ASSETS |
|
10.787 |
10.149 |
10.314 |
10.385 |
|
4.564 |
4.750 |
4.979 |
5.186 |
|
| |
|
ROPA, GROSS |
|
35.849 |
35.202 |
35.107 |
33.439 |
|
11.231 |
11.061 |
11.642 |
12.160 |
|
| |
|
ALLOWANCE FOR PROBABLE LOSSES - ROPA |
|
3.042 |
3.259 |
3.254 |
3.036 |
|
0.305 |
0.341 |
0.344 |
0.365 |
|
| |
|
ROPA, NET |
|
32.808 |
31.942 |
31.853 |
30.403 |
|
10.909 |
10.720 |
11.298 |
11.795 |
|
| |
|
OTHER ASSETS |
|
29.535 |
28.693 |
27.098 |
29.332 |
|
9.543 |
8.636 |
8.837 |
9.176 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
LIABILITIES AND CAPITAL |
|
468.632 |
465.073 |
477.924 |
485.594 |
|
142.004 |
149.035 |
152.459 |
160.243 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Liabilities |
|
413.403 |
410.602 |
422.877 |
429.429 |
|
121.806 |
127.583 |
130.608 |
137.857 |
|
| |
|
DEPOSIT LIABILITIES |
|
363.197 |
359.606 |
346.157 |
364.644 |
|
101.299 |
108.607 |
110.940 |
114.709 |
|
| |
|
Domestic |
|
319.059 |
314.585 |
301.220 |
321.991 |
|
101.299 |
108.607 |
110.940 |
114.709 |
|
| |
|
Demand and
Now |
|
29.218 |
28.899 |
32.120 |
34.720 |
|
2.258 |
2.364 |
2.394 |
2.600 |
|
| |
|
Savings |
|
123.413 |
120.945 |
112.415 |
115.603 |
|
67.005 |
70.464 |
69.846 |
72.165 |
|
| |
|
Time |
|
166.428 |
164.741 |
156.685 |
171.668 |
|
32.036 |
35.778 |
38.700 |
39.944 |
|
| |
|
Foreign
Currency |
|
44.137 |
45.021 |
44.938 |
42.653 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
BILLS PAYABLE |
|
27.944 |
28.490 |
54.889 |
41.532 |
|
9.604 |
9.143 |
9.972 |
12.775 |
|
| |
|
Deposit
Substitutes |
|
0.468 |
0.065 |
1.710 |
0.583 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
Others |
|
27.476 |
28.426 |
53.179 |
40.949 |
|
9.604 |
9.143 |
9.972 |
12.775 |
|
| |
|
SPECIAL FINANCING |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.177 |
0.158 |
0.151 |
0.140 |
|
| |
|
Time
Certificates of Deposits - SF |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.121 |
0.088 |
0.088 |
0.078 |
|
| |
|
Special Time
Deposits |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.056 |
0.069 |
0.063 |
0.062 |
|
| |
|
UNSECURED SUBORDINATED DEBT |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
OTHER LIABILITIES |
|
22.262 |
22.506 |
21.830 |
23.254 |
|
10.726 |
9.676 |
9.545 |
10.234 |
|
| |
|
Capital Accounts |
|
55.229 |
54.471 |
55.047 |
56.165 |
|
20.198 |
21.452 |
21.851 |
22.386 |
|
| |
|
CAPITAL STOCK |
|
41.451 |
41.430 |
42.568 |
43.647 |
|
14.363 |
15.041 |
15.183 |
16.089 |
|
| |
|
ASSIGNED CAPITAL |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
NET DUE TO H.O. BRANCHES/AGENCIES |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
0.000 |
0.000 |
0.000 |
0.000 |
|
| |
|
SURPLUS, SURPLUS RESERVES & UNDIVIDED PROFITS |
|
13.777 |
13.040 |
12.479 |
12.517 |
|
5.835 |
6.411 |
6.668 |
6.297 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
| |
1/
Adjusted to net off the account "Due from Head Office" with
"Due to Head Office" of branches of foreign banks |
|
|
|
| |
2/ Inclusive
of Interbank Loans Receivable |
|
|
|
| |
Note: Details may not add up to totals due to
rounding-off |
|
|
|
| |
Source : Supervisory Data Center, Supervision
and Examination Sector |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Updated as of 1 April 2008 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|