66   SELECTED ASSET QUALITY INDICATORS
	Non-Banks with Quasi Banking Functions 1/
	as of end of periods indicated
	in billion pesos
	ACCOUNTS	Mar'07	Jun'07	Sep-07	Dec-07
	Levels
	TOTAL ASSETS	59.754	52.154	55.508	63.340
	GROSS ASSETS 2/	60.639	53.024	56.309	64.148
	TOTAL LOAN PORTFOLIO (TLP), GROSS	18.427	15.531	15.108	12.663
	TOTAL LOAN PORTFOLIO (TLP), GROSS  (exclusive of IBL)	14.068	12.236	14.543	12.566
	LOAN LOSS RESERVES	0.664	0.683	0.615	0.633
	INTERBANK LOANS RECEIVABLES	4.359	3.295	0.565	0.098
	RESTRUCTURED LOANS(RL), GROSS	0.154	0.113	0.122	0.125
	RESTRUCTURED LOANS, CURRENT	0.079	0.038	0.046	0.037
	NON-PERFORMING LOANS	0.483	0.495	0.467	0.496
	ROPOA, GROSS	1.535	1.506	1.508	1.471
	ALLOWANCE FOR ROPOA	0.221	0.187	0.186	0.175
	NON-PERFORMING ASSETS (NPA)3/	2.018	2.001	1.974	1.967
	ALLOWANCE ON NPA	0.885	0.870	0.801	0.808
	DISTRESSED ASSETS 4/	2.097	2.038	2.021	2.004
	Annual Growth Rates
	TOTAL ASSETS	38.0	12.1	0.4	12.9
	GROSS ASSETS2/	37.6	12.0	0.3	12.6
	TOTAL LOAN PORTFOLIO (TLP), GROSS	68.9	54.4	15.1	13.8
	TOTAL LOAN PORTFOLIO (TLP), GROSS  (exclusive of IBL)	39.3	24.8	16.4	24.8
	LOAN LOSS RESERVES	9.2	5.0	(8.7)	(2.6)
	INTERBANK LOANS RECEIVABLES	440.2	1,209.2	(10.7)	(90.8)
	RESTRUCTURED LOANS(RL), GROSS	(44.2)	(30.4)	(28.1)	(24.7)
	RESTRUCTURED LOANS, CURRENT	(45.9)	(62.1)	(48.3)	(56.7)
	NON-PERFORMING LOANS	(66.8)	(66.0)	(4.4)	3.7
	ROPOA, GROSS	(1.5)	(3.6)	(3.7)	(4.4)
	ALLOWANCE FOR ROPOA	37.4	26.7	28.4	(8.9)
	NON-PERFORMING ASSETS (NPA)3/	(33.0)	(33.7)	(3.8)	(2.4)
	ALLOWANCE ON NPA	15.1	9.0	(2.1)	(4.0)
	DISTRESSED ASSETS 4/	(33.6)	(34.6)	(5.7)	(4.7)
	Selected Ratios  (%)
	RL to TLP	0.8	0.7	0.8	1.0
	LLR to TLP	3.6	4.4	4.1	5.0
	NPL Ratio (inclusive of IBL)	2.6	3.2	3.1	3.9
	NPL Ratio (exclusive of IBL)	3.4	4.0	3.2	4.0
	NPL Coverage 5/	137.4	138.1	131.8	127.6
	NPA to Gross Assets	3.3	3.8	3.5	3.1
	NPA Coverage 6/	43.8	43.5	40.6	41.1
	Distressed Assets 7/	10.5	12.0	12.2	14.2
	1/ Consists of Financing Companies and Investment Houses
	2/ Refers to Total Assets, net of reserves plus Loan Loss Reserves (LLR) plus provision for ROPOA
	3/ Refers to NPLs plus ROPOA
	4/ Refers to NPLs plus ROPOA, gross and Restructured Loans, current
	5/ Refers to the ratio of LLR to NPLs
	6/ Refers to the ratio of valuation reserves (for Loans and ROPOA) to NPAs
	7/ Refers to the ratio of Distressed Assets to TLP plus ROPOA, gross
	Note: Details may not add up to totals due to rounding-off
	Source : Supervisory Data Center, Supervision and Examination Sector
	Updated as of 1 April 2008