10   CREDIT CARD RECEIVABLES        
          Philippine Banking System        
           as of end of periods indicated        
           in billion pesos        
PARTICULARS  March-08 r/ June-08 Sept- 08 r/ December-08
   
Philippine Banking system  
     TOTAL CREDIT CARD RECEIVABLES 115.526 122.562 124.440 130.704
           PERFORMING 103.713 108.393 109.878 115.403
           NON-PERFORMING 11.813 14.169 14.563 15.301
     TOTAL LOAN PORTFOLIO (Net of IBL) 2,146.995 2,325.543 2,393.944 2,607.439
     NON-PERFORMING LOANS 133.384 133.725 135.493 132.353
     TOTAL CCRs TO TLP (%)                              5.38                                             5.27                                                5.20                                            5.01
     Non-Performing CCRs to total NPLs (%)                              8.86                                           10.60                                              10.75                                          11.56
     Non-Performing CCRs to TLP (%)                              0.55                                             0.61                                                0.61                                            0.59
     Non-Performing CCRs to total CCRs (%)                            10.23                                           11.56                                              11.70                                          11.71
   
Total Universal and Commercial Banks  
     TOTAL CREDIT CARD RECEIVABLES 110.776 117.493 119.310 125.583
           PERFORMING 99.194 103.571 104.994 110.559
           NON-PERFORMING 11.582 13.921 14.315 15.025
     TOTAL LOAN PORTFOLIO (Net of IBL) 2,044.339 2,219.730 2,275.420 2,489.834
     NON-PERFORMING LOANS 120.550 121.043 122.422 117.230
     TOTAL CCRs TO TLP (%)                              5.42                                             5.29                                                5.24                                            5.04
     Non-Performing CCRs to total NPLs (%)                              9.61                                           11.50                                              11.69                                          12.82
     Non-Performing CCRs to TLP (%)                              0.57                                             0.63                                                0.63                                            0.60
     Non-Performing CCRs to total CCRs (%)                            10.46                                           11.85                                              12.00                                          11.96
   
Total Thrift Banks 1/  
     TOTAL CREDIT CARD RECEIVABLES                            4.749                                           5.070                                              5.131                                          5.121
           PERFORMING                            4.519                                           4.822                                              4.883                                          4.844
           NON-PERFORMING                            0.230                                           0.248                                              0.247                                          0.277
     TOTAL LOAN PORTFOLIO (Net of IBL)                        102.656                                       105.813                                          118.524                                      117.605
     NON-PERFORMING LOANS                          12.834                                         12.681                                            13.070                                        15.123
     TOTAL CCRs TO TLP (%)                              4.63                                             4.79                                                4.33                                            4.35
     Non-Performing CCRs to total NPLs (%)                              1.80                                             1.95                                                1.89                                            1.83
     Non-Performing CCRs to TLP (%)                              0.22                                             0.23                                                0.21                                            0.24
     Non-Performing CCRs to total CCRs (%)                              4.85                                             4.89                                                4.82                                            5.40
   
         
   
r/ Revised  
1/  Exclusive of thrift bank subsidiaries of commercial banks  
Source : Supervisory Data Center, Supervision and Examination Sector      
Updated as of 01 June 2009