18   AUTOLOANS
Universal and Commercial Banking System
as of end of periods indicated
in billion pesos
PARTICULARS	March-08	June- 08 r/	September-08	December-08
Total Universal and Commercial Banks
TOTAL AUTO LOANS	71.317	73.481	71.321	72.228
PERFORMING	67.398	69.837	67.756	68.774
NON-PERFORMING	3.919	3.644	3.565	3.454
TOTAL LOAN PORTFOLIO (net of IBL)	2,044.339	2,219.730	2,275.420	2,489.834
NON-PERFORMING LOANS	120.550	121.043	122.422	117.230
Total ALs to TLP(%)	3.49	3.31	3.13	2.90
Non-Performing ALs to total NPLs (%)	3.25	3.01	2.91	2.95
Non-Performing ALs to TLP (%)	0.19	0.16	0.16	0.14
Non-Performing ALs to total ALs (%)	5.50	4.96	5.00	4.78
Bank Proper
TOTAL AUTO LOANS	30.222	32.023	33.608	35.613
PERFORMING	28.047	30.146	31.673	33.589
NON-PERFORMING	2.175	1.877	1.935	2.024
TOTAL LOAN PORTFOLIO (net of IBL)	1,857.190	2,019.080	2,076.662	2,295.142
NON-PERFORMING LOANS	107.569	108.011	109.346	105.495
Total ALs to TLP(%)	1.63	1.59	1.62	1.55
Non-Performing ALs to total NPLs (%)	2.02	1.74	1.77	1.92
Non-Performing ALs to TLP (%)	0.12	0.09	0.09	0.09
Non-Performing ALs to total ALs (%)	7.20	5.86	5.76	5.68
Subsidiary 1/
TOTAL AUTO LOANS	41.094	41.459	37.713	36.615
PERFORMING	39.351	39.691	36.083	35.185
NON-PERFORMING	1.744	1.767	1.630	1.430
TOTAL LOAN PORTFOLIO (net of IBL)	187.149	200.650	198.758	194.692
NON-PERFORMING LOANS	12.981	13.032	13.077	11.736
Total ALs to TLP(%)	21.96	20.66	18.97	18.81
Non-Performing ALs to total NPLs (%)	13.43	13.56	12.46	12.19
Non-Performing ALs to TLP (%)	0.93	0.88	0.82	0.73
Non-Performing ALs to total ALs (%)	4.24	4.26	4.32	3.91
r/ Revised
1/ Inclusive of thrift bank subsidiaries of commercial banks
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 01 June 2009