27   AUTOLOANS
Universal Banking System
as of end of periods indicated
in billion pesos
PARTICULARS	Mar - 08 r/	June- 08 r/	September-08	December-08
Total Universal Banks
TOTAL AUTO LOANS	64.820	66.779	64.695	65.981
PERFORMING	61.488	63.752	61.760	63.082
NON-PERFORMING	3.332	3.027	2.935	2.900
TOTAL LOAN PORTFOLIO (net of IBL)	1,748.612	1,900.990	1,931.400	2,145.360
NON-PERFORMING LOANS	106.137	106.009	106.759	102.268
Total ALs to TLP(%)	3.71	3.51	3.35	3.08
Non-Performing ALs to total NPLs (%)	3.14	2.86	2.75	2.84
Non-Performing ALs to TLP (%)	0.19	0.16	0.15	0.14
Non-Performing ALs to total ALs (%)	5.14	4.53	4.54	4.39
Bank Proper
TOTAL AUTO LOANS	23.726	25.320	26.982	29.366
PERFORMING	22.137	24.061	25.677	27.897
NON-PERFORMING	1.589	1.259	1.305	1.470
TOTAL LOAN PORTFOLIO (net of IBL)	1,561.473	1,700.349	1,732.651	1,950.676
NON-PERFORMING LOANS	93.157	92.978	93.683	90.533
Total ALs to TLP(%)	1.52	1.49	1.56	1.51
Non-Performing ALs to total NPLs (%)	1.71	1.35	1.39	1.62
Non-Performing ALs to TLP (%)	0.10	0.07	0.08	0.08
Non-Performing ALs to total ALs (%)	6.70	4.97	4.84	5.00
Subsidiary
TOTAL AUTO LOANS	41.094	41.459	37.713	36.615
PERFORMING	39.351	39.691	36.083	35.185
NON-PERFORMING	1.744	1.767	1.630	1.430
TOTAL LOAN PORTFOLIO (net of IBL)	187.139	200.641	198.749	194.684
NON-PERFORMING LOANS	12.980	13.031	13.076	11.735
Total ALs to TLP(%)	21.96	20.66	18.98	18.81
Non-Performing ALs to total NPLs (%)	13.43	13.56	12.46	12.19
Non-Performing ALs to TLP (%)	0.93	0.88	0.82	0.73
Non-Performing ALs to total ALs (%)	4.24	4.26	4.32	3.91
r/ Revised
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 01 June 2009