36   AUTO LOANS
Commercial Banking System
as of end of periods indicated
in billion pesos
PARTICULARS	Mar - 08 r/	June- 08 r/	September-08	December-08
Total Commercial Banks
TOTAL AUTO LOANS	6.496	6.702	6.626	6.247
PERFORMING	5.910	6.085	5.996	5.692
NON-PERFORMING	0.587	0.618	0.630	0.555
TOTAL LOAN PORTFOLIO (net of IBL)	295.727	318.740	344.020	344.474
NON-PERFORMING LOANS	14.412	15.034	15.663	14.962
Total ALs to TLP(%)	2.20	2.10	1.93	1.81
Non-Performing ALs to total NPLs (%)	4.07	4.11	4.02	3.71
Non-Performing ALs to TLP (%)	0.20	0.19	0.18	0.16
Non-Performing ALs to total ALs (%)	9.03	9.21	9.51	8.88
Bank Proper
TOTAL AUTO LOANS	6.496	6.702	6.626	6.247
PERFORMING	5.910	6.085	5.996	5.692
NON-PERFORMING	0.587	0.618	0.630	0.555
TOTAL LOAN PORTFOLIO (net of IBL)	295.717	318.731	344.011	344.466
NON-PERFORMING LOANS	14.412	15.034	15.663	14.962
Total ALs to TLP(%)	2.20	2.10	1.93	1.81
Non-Performing ALs to total NPLs (%)	4.07	4.11	4.02	3.71
Non-Performing ALs to TLP (%)	0.20	0.19	0.18	0.16
Non-Performing ALs to total ALs (%)	9.03	9.21	9.51	8.88
Subsidiary
TOTAL AUTO LOANS	0.000	0.000	0.000	0.000
PERFORMING	0.000	0.000	0.000	0.000
NON-PERFORMING	0.000	0.000	0.000	0.000
TOTAL LOAN PORTFOLIO (net of IBL)	0.010	0.009	0.009	0.008
NON-PERFORMING LOANS	0.001	0.001	0.001	0.000
Total ALs to TLP(%)	0.00	0.00	0.00	0.00
Non-Performing ALs to total NPLs (%)	0.00	0.00	0.00	0.00
Non-Performing ALs to TLP (%)	0.00	0.00	0.00	0.00
Non-Performing ALs to total ALs (%)	0.00	0.00	0.00	0.00
Total Private Domestic KBs
TOTAL AUTO LOANS	3.731
PERFORMING	3.189
NON-PERFORMING	0.542
TOTAL LOAN PORTFOLIO (net of IBL)	120.991
NON-PERFORMING LOANS	10.051
Total ALs to TLP(%)	3.08
Non-Performing ALs to total NPLs (%)	5.39
Non-Performing ALs to TLP (%)	0.45
Non-Performing ALs to total ALs (%)	14.53
Total Foreign Bank Subsidiaries
TOTAL AUTO LOANS	0.001
PERFORMING	0.001
NON-PERFORMING	-
TOTAL LOAN PORTFOLIO (net of IBL)	27.772
NON-PERFORMING LOANS	2.828
Total ALs to TLP(%)	0.00
Non-Performing ALs to total NPLs (%)	-
Non-Performing ALs to TLP (%)	-
Non-Performing ALs to total ALs (%)	-
Total Foreign Branches KBs
TOTAL AUTO LOANS	0.110
PERFORMING	0.109
NON-PERFORMING	0.000
TOTAL LOAN PORTFOLIO (net of IBL)	137.368
NON-PERFORMING LOANS	1.405
Total ALs to TLP(%)	0.08
Non-Performing ALs to total NPLs (%)	0.02
Non-Performing ALs to TLP (%)	0.00
Non-Performing ALs to total ALs (%)	0.26
r/ Revised
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 01 June 2009