37   CREDIT CARD RECEIVABLES         
           Commercial Banking System         
           as of end of periods indicated        
           in billion pesos        
PARTICULARS Mar- 08 r/ June-08 Sept- 08 r/ Dec-08
   
Total Commercial Banks  
     TOTAL CREDIT CARD RECEIVABLES 37.415 39.302 39.139 36.277
           PERFORMING 36.513 36.920 36.598 33.849
           NON-PERFORMING 0.902 2.382 2.541 2.428
     TOTAL LOAN PORTFOLIO (Net of IBL) 295.727 318.740 344.020 344.474
     NON-PERFORMING LOANS 14.412 15.034 15.663 14.962
     TOTAL CCRs TO TLP (%)                                              12.65                        12.33                                 11.38                                 10.53
     Non-Performing CCRs to total NPLs (%)                                                6.26                        15.84                                 16.22                                 16.23
     Non-Performing CCRs to TLP (%)                                                0.31                          0.75                                   0.74                                   0.70
     Non-Performing CCRs to total CCRs (%)                                                2.41                          6.06                                   6.49                                   6.69
   
Bank Proper  
     TOTAL CREDIT CARD RECEIVABLES                                            37.415                      39.302                               39.139                               36.277
           PERFORMING                                            36.513                      36.920                               36.598                               33.849
           NON-PERFORMING                                              0.902                        2.382                                 2.541                                 2.428
     TOTAL LOAN PORTFOLIO (Net of IBL)                                          295.717                    318.731                             344.011                             344.466
     NON-PERFORMING LOANS                                            14.412                      15.034                               15.663                               14.962
     TOTAL CCRs TO TLP (%)                                              12.65                        12.33                                 11.38                                 10.53
     Non-Performing CCRs to total NPLs (%)                                                6.26                        15.84                                 16.22                                 16.23
     Non-Performing CCRs to TLP (%)                                                0.31                          0.75                                   0.74                                   0.70
     Non-Performing CCRs to total CCRs (%)                                                2.41                          6.06                                   6.49                                   6.69
   
Subsidiary  
     TOTAL CREDIT CARD RECEIVABLES 0.000 0.000 0.000 0.000
           PERFORMING 0.000 0.000 0.000 0.000
           NON-PERFORMING 0.000 0.000 0.000 0.000
     TOTAL LOAN PORTFOLIO (Net of IBL) 0.010 0.009 0.009 0.008
     NON-PERFORMING LOANS 0.001 0.001 0.001 0.000
     TOTAL CCRs TO TLP (%) 0.00 0.00 0.00 0.00
     Non-Performing CCRs to total NPLs (%) 0.00 0.00 0.00 0.00
     Non-Performing CCRs to TLP (%) 0.00 0.00 0.00 0.00
     Non-Performing CCRs to total CCRs (%) 0.00 0.00 0.00 0.00
         
   
r/ Revised  
Source : Supervisory Data Center, Supervision and Examination Sector      
Updated as of 01 June 2009