45   AUTO LOANS 
           Thrift Banking System         
           as of end of periods indicated        
           in billion pesos        
PARTICULARS Mar- 08 r/ June - 08 r/ Sept-08 r/ Dec-08
   
THRIFT BANKS  
     TOTAL AUTO LOANS 45.105 45.898 43.441 42.894
           PERFORMING 43.021 43.733 41.445 41.094
           NON-PERFORMING 2.084 2.165 1.996 1.800
     TOTAL LOAN PORTFOLIO (net of IBL) 260.094 275.841 285.961 281.023
     NON-PERFORMING LOANS  21.869 21.823 22.062 23.223
     Total ALs to TLP(%)                          17.34                               16.64                               15.19                               15.26
     Non-Performing ALs to total NPLs (%)                            9.53                                 9.92                                 9.05                                 7.75
     Non-Performing ALs to TLP (%)                            0.80                                 0.78                                 0.70                                 0.64
     Non-Performing ALs to total ALs (%)                            4.62                                 4.72                                 4.59                                 4.20
   
Bank Proper 1/  
     TOTAL AUTO LOANS                        45.105                             45.898                             43.441                             42.894
           PERFORMING                        43.021                             43.733                             41.445                             41.094
           NON-PERFORMING                          2.084                               2.165                               1.996                               1.800
     TOTAL LOAN PORTFOLIO (net of IBL)                      260.090                           275.836                           285.956                           281.019
     NON-PERFORMING LOANS                         21.868                             21.822                             22.061                             23.223
     Total ALs to TLP(%)                          17.34                               16.64                               15.19                               15.26
     Non-Performing ALs to total NPLs (%)                            9.53                                 9.92                                 9.05                                 7.75
     Non-Performing ALs to TLP (%)                            0.80                                 0.78                                 0.70                                 0.64
     Non-Performing ALs to total ALs (%)                            4.62                                 4.72                                 4.59                                 4.20
   
Subsidiary  
     TOTAL AUTO LOANS 0.000 0.000 0.000 0.000
           PERFORMING 0.000 0.000 0.000 0.000
           NON-PERFORMING 0.000 0.000 0.000 0.000
     TOTAL LOAN PORTFOLIO (net of IBL)                          0.004                               0.005 0.005                               0.004
     NON-PERFORMING LOANS                           0.001                               0.001 0.001 0.000
     Total ALs to TLP(%) 0.00 0.00 0.00 0.00
     Non-Performing ALs to total NPLs (%) 0.00 0.00 0.00 0.00
     Non-Performing ALs to TLP (%) 0.00 0.00 0.00 0.00
     Non-Performing ALs to total ALs (%) 0.00 0.00 0.00 0.00
       
     
r/ Revised  
1/ Inclusive of thrift bank subsidiaries of commercial banks  
Source : Supervisory Data Center, Supervision and Examination Sector      
Updated as of 01 June 2009