46   CREDIT CARD RECEIVABLES
            Thrift Banking System        
            as of end of periods indicated        
            in billion pesos        
PARTICULARS  March-08 r/ June - 08 r/ Sept- 08 r/ December-08
   
TOTAL THRIFT BANKS  
     TOTAL CREDIT CARD RECEIVABLES 4.749 5.070 5.131 5.121
           PERFORMING 4.519 4.822 4.883 4.844
           NON-PERFORMING 0.230 0.248 0.247 0.277
     TOTAL LOAN PORTFOLIO (Net of IBL) 260.094 275.840 285.961 281.024
     NON-PERFORMING LOANS 21.869 21.823 22.062 23.224
     TOTAL CCRs TO TLP (%)                                  1.83                                          1.84                                          1.79                                          1.82
     Non-Performing CCRs to total NPLs (%)                                  1.05                                          1.14                                          1.12                                          1.19
     Non-Performing CCRs to TLP (%)                                  0.09                                          0.09                                          0.09                                          0.10
     Non-Performing CCRs to total CCRs (%)                                  4.85                                          4.89                                          4.82                                          5.40
   
Bank Proper 1/  
     TOTAL CREDIT CARD RECEIVABLES                                4.746                                        5.065                                        5.126                                        5.116
           PERFORMING                                4.516                                        4.819                                        4.880                                        4.841
           NON-PERFORMING                                0.230                                        0.247                                        0.246                                        0.276
     TOTAL LOAN PORTFOLIO (Net of IBL)                            260.090                                    275.836                                    285.956                                    281.019
     NON-PERFORMING LOANS                              21.868                                      21.822                                      22.061                                      23.223
     TOTAL CCRs TO TLP (%)                                  1.82                                          1.84                                          1.79                                          1.82
     Non-Performing CCRs to total NPLs (%)                                  1.05                                          1.13                                          1.12                                          1.19
     Non-Performing CCRs to TLP (%)                                  0.09                                          0.09                                          0.09                                          0.10
     Non-Performing CCRs to total CCRs (%)                                  4.84                                          4.87                                          4.80                                          5.39
   
Subsidiary   
     TOTAL CREDIT CARD RECEIVABLES                                0.004                                        0.004                                        0.004                                        0.004
           PERFORMING                                0.003                                        0.003                                        0.003                                        0.003
           NON-PERFORMING                                0.001                                        0.001                                        0.001                                        0.001
     TOTAL LOAN PORTFOLIO (Net of IBL)                                0.004                                        0.004                                        0.004                                        0.004
     NON-PERFORMING LOANS                                0.001                                        0.001                                        0.001                                        0.001
     TOTAL CCRs TO TLP (%)                              100.00                                      100.00                                      100.00                                      100.00
     Non-Performing CCRs to total NPLs (%)                              100.00                                      100.00                                      100.00                                      100.00
     Non-Performing CCRs to TLP (%)                                21.02                                        23.89                                        23.89                                        23.89
     Non-Performing CCRs to total CCRs (%)                                21.02                                        23.89                                        23.89                                        23.89
         
   
r/ Revised  
1/ Inclusive of TBs subsidiaries of Universal and Commercial Banks  
Source : Supervisory Data Center, Supervision and Examination Sector      
Updated as of 01 June 2009