58 Balance Sheet          
             
             
  Cooperative Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-08 Jun-08 Sep-08 Dec-08  
   
  TOTAL ASSETS  10,969,024.49 11,500,678.89 12,209,259.96 12,873,594.54  
  CASH AND DUE FROM BANKS 2,014,501.96 2,046,291.19 2,089,385.24 2,208,737.12  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  7,472,195.38 7,869,597.18 8,384,851.77 8,817,556.67  
  Total Loan Portfolio (TLP), gross  7,840,165.38 8,290,772.79 8,822,873.76 9,263,961.74  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 0.00 0.00 0.00 0.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 0.00 0.00 0.00 0.00  
  (c) Loans and Receivable - Others, net of amortization 7,840,165.38 8,290,772.79 8,822,873.76 9,263,961.74  
  Allowance for Credit Losses  367,970.00 421,175.61 438,021.98 446,405.07  
  TLP, gross (exclusive of IBL) 7,840,165.38 8,290,772.79 8,822,873.76 9,263,961.74  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 7,840,165.38 8,290,772.79 8,822,873.76 9,263,961.74  
  TOTAL INVESTMENTS, NET 333,420.74 358,569.16 418,189.28 480,626.68  
  (A) Financial Assets, net (Portfolio Investments) 314,533.74 338,725.33 395,551.94 453,176.70  
  Financial Assets, gross (net of amortization) 314,533.74 338,725.33 408,389.30 470,626.57  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 0.00 0.00 0.00 0.00  
  (3) Available-for-Sale (AFS) Financial Assets 0.00 0.00 0.00 0.00  
  (4) Held-to-Maturity (HTM) Financial Assets 314,533.74 338,725.33 408,389.30 470,626.57  
  (5) Unquoted Debt Securities Classified as Loans 0.00 0.00 0.00 0.00  
  (6) Investments in Non-Marketable Equity Securities 0.00 0.00 0.00 0.00  
  Accumulated Market Gains/Losses  0.00 0.00 0.00 0.00  
  Allowance for Credit Losses  0.00 0.00 12,837.36 17,449.87  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 18,887.00 19,843.83 22,637.34 27,449.98  
  ROPA, NET 423,710.38 433,906.25 447,310.79 463,044.95  
  Real and Other Properties Acquired (ROPA), gross 434,131.46 444,684.83 457,893.85 474,271.36  
  of which:  
  (1) Sales Contract Receivables, Gross 0.00 0.00 0.00 34,613.88  
  (a) Performing 0.00 0.00 0.00 0.00  
  (b) Non-Performing 0.00 0.00 0.00 0.00  
  Sales Contract Receivables, Net 0.00 0.00 0.00 34,613.88  
  (2) Non-Current Assets Held for Sale, Gross 0.00 0.00 0.00 0.00  
  Non-Current Assets Held for Sale, net 0.00 0.00 0.00 0.00  
  Unamortized Discount and Other Deferred Credits 0.00 0.00 0.00 0.00  
  Accummulated Depreciation 0.00 0.00 0.00 0.00  
  Allowance for Losses 10,421.08 10,778.58 10,583.06 11,226.41  
  OTHER ASSETS 725,196.02 792,315.11 869,522.88 903,629.12  
  LIABILITIES AND CAPITAL  
  LIABILITIES 9,376,368.94 9,873,770.46 10,495,714.11 11,121,098.29  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 6,752,703.36 7,059,752.47 7,512,897.45 7,649,646.77  
  Peso Liabilities 6,752,703.36 7,059,752.47 7,512,897.45 7,649,646.77  
  Demand and NOW 2,919,604.26 51,393.17 64,434.94 60,471.69  
  Savings 3,223,535.56 3,360,609.69 3,465,227.63 3,586,924.27  
  Time 3,481,145.87 3,647,749.61 3,983,234.89 4,002,250.81  
  LTNCD 0.00 0.00 0.00 0.00  
  Foreign Currency 0.00 0.00 0.00 0.00  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 0.00 0.00 0.00 0.00  
  Time 0.00 0.00 0.00 0.00  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 19,718.27 9,234.04 7,971.00 7,217.91  
  BILLS PAYABLE 2,077,572.99 2,229,337.63 2,381,320.38 2,839,056.21  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 0.00 0.00 0.00 0.00  
  REDEEMABLE PREFERRED SHARES 0.00 0.00 0.00 0.00  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 526,374.33 575,446.32 593,525.28 625,177.40  
  TOTAL CAPITAL ACCOUNTS  1,592,655.55 1,626,908.44 1,713,545.85 1,752,496.25  
  Capital Stock 1,045,385.64 1,073,994.21 1,081,920.22 1,157,732.24  
  Retained Earnings & Undivided Profits 547,072.00 552,716.33 631,427.73 594,566.12  
  Other Comprehensive Income 0.00 0.00 0.00 0.00  
  Appraisal Increment Reserves 197.90 197.90 197.90 197.90  
  Other Capital 0.00 0.00 0.00 0.00  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas