8   REAL ESTATE LOANS
         Philippine Banking System
          as of end of periods indicated
          in billion pesos
             
PARTICULARS March-08 r/ Jun-08 Sep-08 Dec-08 Mar-09  
               
Levels
A. Real Estate Loans (RELs) 282.767 300.572 312.620 349.861 357.795  
  Residential 120.185 137.960 143.471 153.884 160.393  
  Commercial 162.582 162.612 169.149 195.976 197.402  
Current 258.412 276.096 286.870 326.015 330.577  
  Residential 109.917 125.949 131.635 142.438 146.848  
  Commercial 148.495 150.147 155.235 183.577 183.729  
Past Due (PDRELs) (Past Due + ITL) 24.355 24.476 25.751 23.845 27.218  
  Residential 10.268 12.011 11.836 11.446 13.545  
  Commercial 14.087 12.465 13.914 12.399 13.673  
Non-Performing (NPRELs) 22.562 23.270 24.033 22.831 25.270  
  Residential 9.156 11.181 11.099 10.723 12.040  
  Commercial 13.406 12.089 12.934 12.108 13.231  
   
   
Ratios (%)  
RELs / TLP (w/o IBL) 13.36 13.10 13.23 13.58 14.08  
Residential / RELs 42.50 45.90 45.89 43.98 44.83  
Commercial / RELs 57.50 54.10 54.11 56.02 55.17  
PDRELs / RELs 8.61 8.14 8.24 6.82 7.61  
PD Residential / Residential 8.54 8.71 8.25 7.44 8.45  
PD Commercial / Commercial 8.66 7.67 8.23 6.33 6.93  
NPRELs / RELs 7.98 7.74 7.69 6.53 7.06  
NP Residential / Residential 7.62 8.10 7.74 6.97 7.51  
NP Commercial / Commercial 10.15 7.43 7.65 6.18 6.70  
PDRELs / TLP (w/o IBL) 1.15 1.07 1.09 0.93 1.07  
NPRELs / TLP (w/o IBL) 1.07 1.01 1.02 0.89 0.99  
               
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector      
Updated as of 16 June 2009