3 Balance Sheet                          
                             
                             
  Philippine Banking System                          
  as of end of periods indicated                          
  amounts in thousand Pesos                          
                             
   
  Selected Accounts Jan-09 Feb-09 Mar-09 Apr-09 May-09 Jun-09 Jul-09 Aug-09 Sep-09 Oct-09 Nov-09 Dec-09  
   
  TOTAL ASSETS  5,576,656,809.77 5,590,075,970.83 5,636,468,474.38 5,578,906,574.59 5,690,579,327.39 5,777,443,664.32 5,693,099,493.90 5,756,062,962.47 5,872,125,827.30 5,921,538,485.48 6,054,064,313.64 6,192,284,548.17  
  CASH AND DUE FROM BANKS 847,776,412.49 790,570,966.74 768,866,212.79 770,414,000.70 813,237,968.90 780,536,168.90 822,409,886.91 839,017,249.71 799,596,947.90 819,944,064.24 864,129,510.16 877,940,404.58  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  2,679,185,739.83 2,710,922,381.17 2,788,819,386.17 2,678,233,677.14 2,728,277,861.11 2,833,393,969.34 2,687,378,665.30 2,707,637,139.95 2,803,111,985.89 2,844,570,014.66 2,927,578,650.40 3,048,306,533.32  
  Total Loan Portfolio (TLP), gross  2,804,230,308.28 2,835,770,369.48 2,914,504,427.89 2,804,879,824.98 2,855,931,712.97 2,962,293,729.60 2,817,596,401.60 2,839,199,399.36 2,937,010,504.48 2,978,819,437.29 3,063,647,147.80 3,179,932,596.90  
  (a) Interbank Loans Receivable (IBL) 302,236,908.95 277,179,930.82 267,808,380.12 270,150,792.18 302,239,098.85 292,930,987.60 304,836,792.43 298,907,841.33 331,901,166.87 346,505,891.85 345,730,841.74 350,046,912.80  
  (b) Total Reverse Repurchase (RRPs) 127,349,175.35 205,062,241.37 277,556,022.43 153,184,782.45 180,540,291.10 282,410,199.61 182,443,137.09 197,576,463.20 229,187,531.09 224,178,831.64 257,418,707.01 275,613,447.60  
  of which:  
  Reverse Repurchase (RRPs) with BSP 116,057,030.10 192,849,000.00 270,206,000.00 142,100,000.00 173,929,000.00 274,286,000.00 173,205,000.00 186,048,000.00 215,192,000.00 210,622,000.00 240,766,886.49 262,187,000.00  
  Reverse Repurchase (RRPs) with Other Banks 0.00 350,000.00 0.00 0.00 0.00 0.00 0.00 0.00 450,000.00 0.00 18,000.00 18,000.00  
  (c) Loans and Receivable - Others, net of amortization 2,374,644,223.98 2,353,528,197.29 2,369,140,025.34 2,381,544,250.35 2,373,152,323.01 2,386,952,542.39 2,330,316,472.08 2,342,715,094.84 2,375,921,806.52 2,408,134,713.80 2,460,497,599.05 2,554,272,236.49  
  Allowance for Credit Losses  125,044,568.45 124,847,988.31 125,685,041.72 126,646,147.84 127,653,851.85 128,899,760.26 130,217,736.30 131,562,259.41 133,898,518.59 134,249,422.63 136,068,497.40 131,626,063.58  
  TLP, gross (exclusive of IBL) 2,501,993,399.32 2,558,590,438.65 2,646,696,047.78 2,534,729,032.80 2,553,692,614.11 2,669,362,742.00 2,512,759,609.17 2,540,291,558.04 2,605,109,337.62 2,632,313,545.44 2,717,916,306.06 2,829,885,684.09  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 2,385,936,369.22 2,365,391,438.65 2,376,490,047.78 2,392,629,032.80 2,379,763,614.11 2,395,076,742.00 2,339,554,609.17 2,354,243,558.04 2,389,467,337.62 2,421,691,545.44 2,477,131,419.57 2,567,680,684.09  
  TOTAL INVESTMENTS, NET 1,485,226,679.42 1,531,775,112.75 1,515,879,692.24 1,561,027,371.72 1,591,062,552.15 1,602,386,402.98 1,630,568,586.53 1,668,019,785.26 1,706,802,242.30 1,717,274,135.15 1,714,009,845.61 1,705,437,536.32  
  (A) Financial Assets, net (Portfolio Investments) 1,381,987,979.70 1,427,381,481.35 1,410,112,137.79 1,450,429,594.92 1,477,570,185.51 1,487,403,160.95 1,515,820,660.67 1,546,357,694.76 1,586,136,057.87 1,595,335,162.07 1,591,298,023.34 1,582,864,858.84  
  Financial Assets, gross (net of amortization) 1,416,175,575.89 1,461,019,825.35 1,435,627,051.49 1,472,301,181.93 1,491,513,863.95 1,506,041,548.72 1,525,754,587.40 1,556,820,881.14 1,592,592,359.03 1,604,994,359.84 1,599,184,122.14 1,592,109,006.59  
  (1) Financial Assets Held for Trading (HFT) 234,075,163.62 234,569,676.10 188,476,579.48 195,027,202.62 209,217,069.19 185,443,258.83 209,346,141.91 223,704,186.88 240,759,082.81 203,957,113.68 199,098,170.39 190,894,614.15  
  (2) Financial Assets DFVPL 12,988,957.26 12,782,371.76 10,042,563.86 11,113,496.34 11,233,085.66 10,854,283.12 12,067,238.44 12,010,100.81 11,755,901.31 11,836,650.02 10,726,784.03 10,254,992.42  
  (3) Available-for-Sale (AFS) Financial Assets 482,126,350.14 508,289,363.46 514,823,906.34 527,000,937.74 529,128,179.89 560,554,224.96 558,567,909.07 570,164,755.09 593,273,767.37 637,534,146.75 645,467,617.67 651,300,411.94  
  (4) Held-to-Maturity (HTM) Financial Assets 485,816,792.58 496,717,353.14 506,436,200.11 515,853,929.17 518,364,082.73 524,559,119.70 526,197,323.63 526,084,317.52 523,645,712.58 528,357,585.74 522,080,719.26 517,705,260.28  
  (5) Unquoted Debt Securities Classified as Loans 192,185,088.56 199,298,611.23 201,795,080.75 205,930,875.73 201,788,123.99 202,733,083.49 197,651,184.14 202,706,123.16 200,568,756.14 200,660,040.04 199,178,021.61 196,793,454.27  
  (6) Investments in Non-Marketable Equity Securities 8,983,223.73 9,362,449.66 14,052,720.95 17,374,740.32 21,783,322.49 21,897,578.63 21,924,790.21 22,151,397.68 22,589,138.82 22,648,823.61 22,632,809.18 25,160,273.53  
  Accumulated Market Gains/Losses  (12,756,172.36) (10,540,737.61) (3,731,596.50) (76,471.19) 8,100,758.67 4,153,266.26 12,264,072.22 12,690,413.41 16,527,279.44 13,858,388.27 15,961,636.20 15,868,122.90  
  Allowance for Credit Losses  21,431,423.83 23,097,606.39 21,783,317.20 21,795,115.81 22,044,437.11 22,791,654.04 22,197,998.95 23,153,599.79 22,983,580.59 23,517,586.04 23,847,734.99 25,112,270.65  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 103,238,699.72 104,393,631.40 105,767,554.45 110,597,776.80 113,492,366.64 114,983,242.03 114,747,925.86 121,662,090.50 120,666,184.42 121,938,973.08 122,711,822.27 122,572,677.49  
  ROPA, NET 163,920,595.31 163,505,925.74 161,492,435.72 161,144,309.66 159,231,134.78 158,894,042.59 157,597,640.93 156,766,227.25 157,207,375.80 156,650,604.18 154,877,496.60 153,382,284.27  
  Real and Other Properties Acquired (ROPA), gross 194,454,183.49 193,941,283.49 191,290,945.33 190,949,586.68 189,648,865.37 189,108,384.33 188,039,740.41 186,570,428.92 186,804,925.38 186,540,819.10 185,184,166.01 184,055,858.81  
  of which:  
  (1) Sales Contract Receivables, Gross 23,521,024.65 23,101,585.51 22,668,816.14 22,604,036.00 22,527,979.45 22,993,329.64 23,165,407.27 23,395,774.03 23,591,665.90 24,187,286.17 23,728,139.83 22,893,837.88  
  (a) Performing 16,371,151.90 16,571,834.82 15,773,425.73 15,691,355.44 15,443,715.98 15,914,127.37 15,896,997.16 16,076,229.28 16,048,921.95 16,617,757.41 16,132,632.60 15,166,909.41  
  (b) Non-Performing 6,311,592.63 5,691,470.56 6,063,877.80 6,081,167.96 6,252,750.87 6,188,434.80 6,377,642.64 6,428,777.27 6,634,749.78 6,661,534.60 6,687,513.07 6,775,010.93  
  Sales Contract Receivables, Net 23,207,592.33 22,822,469.37 22,373,612.81 22,310,978.06 22,230,416.70 22,688,834.04 22,846,637.42 23,068,275.85 23,261,166.26 23,856,849.28 23,395,153.73 22,496,066.53  
  (2) Non-Current Assets Held for Sale, Gross 14,873,248.49 14,952,547.26 15,400,429.51 15,781,253.00 15,676,628.19 15,198,143.40 15,561,715.53 15,448,102.42 15,644,206.56 15,572,579.45 14,824,696.47 14,249,042.16  
  Non-Current Assets Held for Sale, net 12,371,482.10 12,450,780.86 12,898,663.12 13,279,486.61 13,174,861.80 12,696,377.01 13,059,949.14 12,946,336.03 13,142,440.16 13,070,813.06 12,322,930.08 11,707,970.99  
  Unamortized Discount and Other Deferred Credits 126,577.87 125,997.31 124,904.02 123,046.72 128,507.81 134,096.89 145,976.18 148,213.42 147,514.59 146,450.57 145,792.61 174,981.49  
  Accummulated Depreciation 14,295,151.95 14,373,031.32 14,289,722.49 14,527,337.22 14,659,954.50 14,461,415.24 15,114,722.02 14,834,025.33 14,693,224.57 14,701,606.74 14,941,062.17 14,865,528.01  
  Allowance for Losses 16,111,858.36 15,936,329.11 15,383,883.10 15,154,893.06 15,629,268.28 15,618,829.61 15,181,401.28 14,821,962.91 14,756,810.42 15,042,157.61 15,219,814.63 15,633,065.05  
  OTHER ASSETS 400,547,382.70 393,301,584.44 401,410,747.46 408,087,215.37 398,769,810.44 402,233,080.50 395,144,714.22 384,622,560.29 405,407,275.42 383,099,667.25 393,468,810.87 407,217,789.67  
  LIABILITIES AND CAPITAL  
  LIABILITIES 4,973,685,157.95 4,982,156,548.53 5,020,077,647.39 4,942,873,099.08 5,043,444,783.70 5,125,848,780.70 5,025,436,702.20 5,088,736,280.95 5,203,888,024.37 5,249,197,862.39 5,375,068,732.29 5,504,316,219.20  
  FINANCIAL LIABILITIES HFT 38,793,067.45 43,350,943.11 31,854,005.66 28,974,265.68 31,036,618.14 28,606,025.71 23,501,897.42 32,042,133.05 33,370,391.34 39,107,389.68 35,053,878.73 35,985,944.97  
  FINANCIAL LIABILITIES DFVPL 11,062,748.20 11,225,634.53 6,310,045.09 6,367,897.07 6,370,233.75 6,330,456.65 6,326,220.04 6,338,798.34 6,361,343.69 6,352,388.99 6,349,783.72 6,320,889.78  
  DEPOSIT LIABILITIES 4,143,511,600.56 4,146,505,376.09 4,220,237,443.05 4,163,708,199.54 4,273,618,878.01 4,318,724,750.06 4,261,220,692.56 4,303,815,911.22 4,393,156,290.58 4,441,278,334.16 4,551,564,120.07 4,671,848,014.22  
  Peso Liabilities 3,138,420,439.62 3,118,619,612.47 3,189,577,684.46 3,131,673,902.18 3,168,237,854.85 3,263,292,063.58 3,214,562,821.17 3,253,696,847.64 3,328,793,388.34 3,371,709,500.57 3,498,603,797.65 3,615,003,649.35  
  Demand and NOW 677,773,527.02 677,484,393.12 696,840,370.98 693,620,126.51 703,028,485.16 729,928,278.74 734,271,301.24 746,656,297.10 770,822,518.40 759,932,356.03 780,725,263.52 805,508,003.05  
  Savings 1,481,305,517.47 1,442,380,630.99 1,471,955,378.55 1,484,114,324.09 1,513,878,866.27 1,533,418,813.94 1,546,004,191.17 1,568,433,377.80 1,616,797,140.02 1,604,722,016.29 1,663,888,693.61 1,745,816,797.87  
  Time 952,948,786.22 972,355,708.09 991,823,963.10 925,340,748.79 922,800,672.66 971,403,209.14 905,733,170.24 910,040,501.31 912,594,628.83 974,963,472.16 1,021,885,487.66 1,031,561,666.17  
  LTNCD 26,392,608.91 26,398,880.27 28,957,971.82 28,598,702.79 28,529,830.76 28,541,761.76 28,554,158.52 28,566,671.44 28,579,101.09 32,091,656.08 32,104,352.86 32,117,182.25  
  Foreign Currency 1,005,091,160.93 1,027,885,763.61 1,030,659,758.59 1,032,034,297.36 1,105,381,023.16 1,055,432,686.47 1,046,657,871.39 1,050,119,063.57 1,064,362,902.24 1,069,568,833.59 1,052,960,322.42 1,056,844,364.87  
  Demand and NOW 32,097,990.18 32,278,271.67 30,363,468.15 29,684,206.97 48,129,513.90 30,764,007.87 34,710,748.92 34,004,927.78 35,948,181.81 35,743,208.23 34,783,137.21 32,020,835.74  
  Savings 348,194,699.28 353,942,727.23 368,490,646.58 363,298,423.02 375,724,220.13 375,448,966.71 386,087,111.51 383,422,879.74 414,628,215.08 409,749,431.73 412,248,335.42 412,083,584.03  
  Time 624,798,471.48 641,664,764.72 631,805,643.87 639,051,667.37 681,527,289.13 649,219,711.88 625,860,010.96 632,691,256.06 613,786,505.35 624,076,193.63 605,928,849.78 612,739,945.10  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 50,739,436.78 57,583,726.81 58,336,218.20 62,436,676.31 53,567,459.68 56,517,003.37 51,224,337.37 61,643,871.59 54,859,087.96 59,433,190.89 67,714,292.49 59,724,175.37  
  BILLS PAYABLE 338,393,814.23 326,621,527.91 334,715,197.16 321,470,514.33 319,978,213.49 334,574,626.59 311,877,558.29 318,188,343.29 351,060,956.37 336,099,960.48 331,977,923.13 329,521,374.67  
  BONDS PAYABLE 5,986,399.58 6,164,513.60 6,105,142.26 6,107,668.70 5,981,346.70 6,079,877.86 6,074,824.98 6,164,513.60 5,986,399.58 6,016,716.86 5,963,030.01 5,836,076.40  
  UNSECURED SUBORDINATED DEBT, NET 90,555,333.12 87,870,485.51 85,862,060.27 85,880,945.60 94,169,809.00 101,244,272.24 101,256,700.10 101,384,648.24 101,178,096.63 104,984,949.86 104,935,444.69 104,803,886.02  
  REDEEMABLE PREFERRED SHARES 2,398,300.00 2,469,133.30 2,441,033.30 2,492,383.30 2,445,583.30 2,484,783.30 2,485,783.30 2,521,283.30 2,450,783.30 80,583.30 80,583.30 80,883.30  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 1,064,927.60 1,026,777.74 860,885.11 791,575.63 921,240.49 785,455.27 616,035.12 809,457.97 594,011.31 605,453.30 227,663.40 420,337.86  
  OTHER LIABILITIES 291,179,530.43 299,338,429.92 273,355,617.31 264,642,972.93 255,355,401.15 270,501,529.64 260,852,653.03 255,827,320.36 254,870,663.61 255,238,894.88 271,202,012.75 289,774,636.63  
  TOTAL CAPITAL ACCOUNTS  602,971,651.82 607,919,422.31 616,390,826.98 636,033,475.51 647,134,543.69 651,594,883.63 667,662,791.69 667,326,681.52 668,237,802.93 672,340,623.09 678,995,581.35 687,968,328.96  
  Capital Stock 329,389,557.50 329,698,372.86 328,151,722.41 329,941,864.65 330,486,145.88 331,990,840.31 332,799,863.72 336,426,903.71 336,717,734.43 337,120,646.69 339,653,723.58 344,198,098.23  
  Retained Earnings & Undivided Profits 179,662,287.68 179,892,156.45 178,762,042.87 189,081,794.40 193,405,796.79 198,502,142.84 202,996,106.46 205,334,664.89 205,975,077.56 209,302,101.31 212,784,481.25 216,724,458.69  
  Other Comprehensive Income (21,233,811.61) (18,636,833.05) (11,511,485.07) (7,481,455.32) 2,068,148.72 (941,789.24) 6,388,669.15 7,218,419.53 11,619,934.06 9,501,902.27 11,528,010.93 12,322,481.61  
  Appraisal Increment Reserves 3,014,446.49 3,014,423.70 3,033,430.70 3,033,407.91 3,042,789.18 3,031,549.70 3,031,258.23 2,926,134.64 2,830,886.14 2,830,885.49 2,830,884.84 2,821,867.00  
  Other Capital 112,139,171.75 113,951,302.34 117,955,116.07 121,457,863.87 118,131,663.12 119,012,140.02 122,446,894.13 115,420,558.75 111,094,170.74 113,585,087.33 112,198,480.74 111,901,423.44  
                             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 17 February 2017