48 Balance Sheet          
             
             
  Rural and Cooperative Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-09 Jun-09 Sep-09 Dec-09  
   
  TOTAL ASSETS  156,490,575.55 161,570,400.69 165,693,218.91 172,619,658.46  
  CASH AND DUE FROM BANKS 27,859,480.15 30,894,224.32 32,960,382.19 37,972,026.28  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  100,647,380.14 101,978,189.97 103,548,479.85 104,689,182.14  
  Total Loan Portfolio (TLP), gross  105,503,482.03 107,048,267.30 108,831,710.42 110,007,035.67  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 0.00 0.00 0.00 0.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 0.00 0.00 0.00 0.00  
  (c) Loans and Receivable - Others, net of amortization 105,503,482.03 107,048,267.30 108,831,710.42 110,007,035.67  
  Allowance for Credit Losses  4,856,101.89 5,070,077.33 5,283,230.57 5,317,853.53  
  TLP, gross (exclusive of IBL) 105,503,482.03 107,048,267.30 108,831,710.42 110,007,035.67  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 105,503,482.03 107,048,267.30 108,831,710.42 110,007,035.67  
  TOTAL INVESTMENTS, NET 7,167,939.83 7,473,355.02 7,807,809.61 8,509,451.82  
  (A) Financial Assets, net (Portfolio Investments) 6,997,272.50 7,302,202.04 7,632,473.16 8,335,231.53  
  Financial Assets, gross (net of amortization) 7,193,241.72 7,543,085.80 7,909,611.93 8,596,123.24  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 0.00 0.00 0.00 0.00  
  (3) Available-for-Sale (AFS) Financial Assets 0.00 0.00 0.00 0.00  
  (4) Held-to-Maturity (HTM) Financial Assets 7,193,241.72 7,543,085.80 7,909,611.93 8,596,123.24  
  (5) Unquoted Debt Securities Classified as Loans 0.00 0.00 0.00 0.00  
  (6) Investments in Non-Marketable Equity Securities 0.00 0.00 0.00 0.00  
  Accumulated Market Gains/Losses  0.00 0.00 0.00 0.00  
  Allowance for Credit Losses  195,969.23 240,883.76 277,138.77 260,891.70  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 170,667.33 171,152.98 175,336.44 174,220.29  
  ROPA, NET 8,516,558.95 8,498,366.40 8,604,644.45 8,558,277.06  
  Real and Other Properties Acquired (ROPA), gross 8,976,480.14 8,931,574.66 9,055,663.08 9,049,162.13  
  of which:  
  (1) Sales Contract Receivables, Gross 831,512.60 890,767.47 907,994.16 951,917.54  
  (a) Performing 0.00 0.00 0.00 0.00  
  (b) Non-Performing 0.00 0.00 0.00 0.00  
  Sales Contract Receivables, Net 824,816.58 884,132.20 900,950.37 945,091.61  
  (2) Non-Current Assets Held for Sale, Gross 0.00 0.00 0.00 0.00  
  Non-Current Assets Held for Sale, net 0.00 0.00 0.00 0.00  
  Unamortized Discount and Other Deferred Credits 0.00 0.00 0.00 0.00  
  Accummulated Depreciation 0.00 0.00 0.00 0.00  
  Allowance for Losses 459,921.20 433,208.26 451,018.63 490,885.07  
  OTHER ASSETS 12,299,216.49 12,726,264.98 12,771,902.82 12,890,721.16  
  LIABILITIES AND CAPITAL  
  LIABILITIES 131,050,366.96 135,262,661.75 139,160,602.84 145,449,872.80  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 104,635,475.64 108,542,698.54 111,764,281.43 114,495,932.35  
  Peso Liabilities 104,635,475.64 108,542,698.54 111,764,281.43 114,495,932.35  
  Demand and NOW 2,965,299.12 3,242,983.56 3,303,111.38 3,478,994.42  
  Savings 71,317,801.04 74,004,251.39 75,188,611.43 77,649,195.37  
  Time 30,352,375.48 31,295,463.60 33,272,558.63 33,367,742.56  
  LTNCD 0.00 0.00 0.00 0.00  
  Foreign Currency 0.00 0.00 0.00 0.00  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 0.00 0.00 0.00 0.00  
  Time 0.00 0.00 0.00 0.00  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 63,958.60 127,536.58 61,742.84 122,855.96  
  BILLS PAYABLE 16,007,530.55 15,697,403.64 15,753,483.55 19,290,849.05  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 0.00 0.00 0.00 0.00  
  REDEEMABLE PREFERRED SHARES 0.00 0.00 0.00 0.00  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 10,343,402.17 10,895,022.99 11,581,095.02 11,540,235.44  
  TOTAL CAPITAL ACCOUNTS  25,440,208.58 26,307,738.94 26,532,616.08 27,169,785.66  
  Capital Stock 16,622,116.27 16,713,568.44 16,790,450.13 18,194,913.96  
  Retained Earnings & Undivided Profits 8,668,066.25 9,417,542.73 9,571,022.34 8,797,616.65  
  Other Comprehensive Income 0.00 0.00 0.00 0.00  
  Appraisal Increment Reserves 150,026.06 176,627.77 171,143.61 177,255.05  
  Other Capital 0.00 0.00 0.00 0.00  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas