53 Balance Sheet          
             
             
  Rural Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-09 Jun-09 Sep-09 Dec-09  
   
  TOTAL ASSETS  143,377,966.75 147,738,121.45 151,239,470.11 157,400,885.87  
  CASH AND DUE FROM BANKS 25,679,218.78 28,497,288.84 30,522,967.97 35,124,472.40  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  91,465,412.46 92,439,687.32 93,549,079.80 94,302,918.46  
  Total Loan Portfolio (TLP), gross  95,830,944.79 97,012,841.71 98,310,018.13 99,095,896.72  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 0.00 0.00 0.00 0.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 0.00 0.00 0.00 0.00  
  (c) Loans and Receivable - Others, net of amortization 95,830,944.79 97,012,841.71 98,310,018.13 99,095,896.72  
  Allowance for Credit Losses  4,365,532.33 4,573,154.39 4,760,938.33 4,792,978.26  
  TLP, gross (exclusive of IBL) 95,830,944.79 97,012,841.71 98,310,018.13 99,095,896.72  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 95,830,944.79 97,012,841.71 98,310,018.13 99,095,896.72  
  TOTAL INVESTMENTS, NET 6,812,472.76 7,082,338.90 7,332,140.56 8,017,256.59  
  (A) Financial Assets, net (Portfolio Investments) 6,697,853.97 6,963,362.93 7,210,367.64 7,896,740.43  
  Financial Assets, gross (net of amortization) 6,854,424.64 7,165,537.58 7,449,080.32 8,127,732.70  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 0.00 0.00 0.00 0.00  
  (3) Available-for-Sale (AFS) Financial Assets 0.00 0.00 0.00 0.00  
  (4) Held-to-Maturity (HTM) Financial Assets 6,854,424.64 7,165,537.58 7,449,080.32 8,127,732.70  
  (5) Unquoted Debt Securities Classified as Loans 0.00 0.00 0.00 0.00  
  (6) Investments in Non-Marketable Equity Securities 0.00 0.00 0.00 0.00  
  Accumulated Market Gains/Losses  0.00 0.00 0.00 0.00  
  Allowance for Credit Losses  156,570.67 202,174.65 238,712.69 230,992.27  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 114,618.79 118,975.97 121,772.92 120,516.16  
  ROPA, NET 8,069,894.38 8,034,970.42 8,134,853.73 8,147,021.62  
  Real and Other Properties Acquired (ROPA), gross 8,516,406.22 8,456,627.38 8,573,490.42 8,627,092.02  
  of which:  
  (1) Sales Contract Receivables, Gross 798,662.74 846,850.84 860,765.49 893,067.26  
  (a) Performing 0.00 0.00 0.00 0.00  
  (b) Non-Performing 0.00 0.00 0.00 0.00  
  Sales Contract Receivables, Net 798,662.74 846,850.84 860,765.49 893,067.26  
  (2) Non-Current Assets Held for Sale, Gross 0.00 0.00 0.00 0.00  
  Non-Current Assets Held for Sale, net 0.00 0.00 0.00 0.00  
  Unamortized Discount and Other Deferred Credits 0.00 0.00 0.00 0.00  
  Accummulated Depreciation 0.00 0.00 0.00 0.00  
  Allowance for Losses 446,511.84 421,656.96 438,636.68 480,070.39  
  OTHER ASSETS 11,350,968.36 11,683,835.98 11,700,428.04 11,809,216.79  
  LIABILITIES AND CAPITAL  
  LIABILITIES 119,736,624.60 123,309,471.36 126,695,931.12 132,353,771.38  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 96,739,216.13 100,237,609.73 103,047,986.58 105,329,623.06  
  Peso Liabilities 96,739,216.13 100,237,609.73 103,047,986.58 105,329,623.06  
  Demand and NOW 2,904,164.02 3,159,691.34 3,216,488.51 3,381,140.51  
  Savings 67,695,738.77 70,202,388.85 71,333,244.44 73,468,323.74  
  Time 26,139,313.33 26,875,529.54 28,498,253.63 28,480,158.81  
  LTNCD 0.00 0.00 0.00 0.00  
  Foreign Currency 0.00 0.00 0.00 0.00  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 0.00 0.00 0.00 0.00  
  Time 0.00 0.00 0.00 0.00  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 57,842.89 122,685.40 55,303.67 122,706.51  
  BILLS PAYABLE 13,349,118.65 12,883,664.24 12,856,741.63 16,202,217.08  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 0.00 0.00 0.00 0.00  
  REDEEMABLE PREFERRED SHARES 0.00 0.00 0.00 0.00  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 9,590,446.93 10,065,511.99 10,735,899.24 10,699,224.73  
  TOTAL CAPITAL ACCOUNTS  23,641,342.15 24,428,650.10 24,543,538.99 25,047,114.49  
  Capital Stock 15,435,361.26 15,496,814.28 15,536,589.80 16,851,217.44  
  Retained Earnings & Undivided Profits 8,056,152.73 8,755,405.94 8,835,805.59 8,018,642.01  
  Other Comprehensive Income 0.00 0.00 0.00 0.00  
  Appraisal Increment Reserves 149,828.16 176,429.87 171,143.61 177,255.05  
  Other Capital 0.00 0.00 0.00 0.00  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas