70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-09 Jun-09 Sep-09 Dec-09 Mar-09 Jun-09 Sep-09 Dec-09 Mar-09 Jun-09 Sep-09 Dec-09 Mar-09 Jun-09 Sep-09 Dec-09  
                                 
  I. Total Loan Portfolio Net of Exclusions                   1,772.888                   1,709.592                   1,729.218                   1,728.628                   1,489.539                   1,421.583                   1,441.800                   1,433.470                    216.778                    221.387                    217.295                    222.918                    66.571                    66.621                    70.123                    72.240  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%)                        141.831                        136.767                        138.337                        138.290                        119.163                        113.727                        115.344                        114.678                       17.342                       17.711                       17.384                       17.833                       5.326                       5.330                       5.610                       5.779  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%)                           35.458                           34.192                           34.584                           34.573                           29.791                           28.432                           28.836                           28.669                          4.336                          4.428                          4.346                          4.458                       1.331                       1.332                       1.402                       1.445  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs                        165.135                        162.086                        159.960                        167.648                           90.529                           89.455                           94.992                        100.087                       39.589                       37.952                       35.347                       37.845                    35.017                    34.679                    29.620                    29.717  
  a. Direct compliance for MSEs                        162.528                        159.597                        156.464                        164.374                           88.107                           87.161                           91.701                           96.910                       39.509                       37.872                       35.285                       37.785                    34.911                    34.564                    29.479                    29.679  
  b. Alternative compliance for MSEs                              2.607                              2.489                              3.496                              3.275                              2.422                              2.295                              3.292                              3.177                          0.079                          0.079                          0.062                          0.060                       0.106                       0.115                       0.142                       0.038  
  2. Excess/(Deficiency) (III.A.1 - II.A)                           23.304                           25.318                           21.623                           29.358                         (28.634)                         (24.271)                         (20.352)                         (14.591)                       22.246                       20.241                       17.964                       20.011                    29.691                    29.349                    24.011                    23.937  
  3. Excess compliance of a bank/s used by another bank/s                              0.000                                        -                                          -                              (0.000)                              6.729                              2.219                              4.557                              1.907                        (6.729)                        (2.219)                        (4.557)                        (1.907)                                 -                                   -                                   -                                   -    
  4. Total compliance for MSEs (III.A.1 + III.A.3)                        165.135                        162.086                        159.960                        167.648                           97.259                           91.674                           99.549                        101.994                       32.859                       35.732                       30.791                       35.938                    35.017                    34.679                    29.620                    29.717  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                 9.31                                 9.48                                 9.25                                 9.70                                 6.53                                 6.45                                 6.90                                 7.12                          15.16                          16.14                          14.17                          16.12                       52.60                       52.05                       42.24                       41.14  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs                        140.245                        139.843                        133.545                        141.707                        110.880                        111.621                        104.823                        112.619                       22.092                       20.318                       20.032                       19.823                       7.273                       7.903                       8.691                       9.266  
  a. Direct compliance for MEs                        140.137                        139.702                        133.383                        141.579                        110.867                        111.608                        104.810                        112.607                       22.083                       20.311                       20.022                       19.810                       7.187                       7.784                       8.551                       9.162  
  b. Alternative compliance for MEs                              0.108                              0.140                              0.162                              0.129                              0.012                              0.013                              0.013                              0.013                          0.009                          0.008                          0.010                          0.012                       0.087                       0.119                       0.139                       0.104  
  2. Excess/(Deficiency) (III.B.1 - II.B)                        104.787                        105.651                           98.961                        107.135                           81.089                           83.189                           75.987                           83.950                       17.756                       15.891                       15.686                       15.364                       5.942                       6.571                       7.288                       7.821  
  3. Excess compliance of a bank/s used by another bank/s                            (0.000)                            (0.000)                              0.000                            (0.000)                            (0.000)                            (0.000)                            (0.000)                            (0.000)                          0.000                          0.000                          0.000                          0.000                                 -                                   -                                   -                                   -    
  4. Total compliance for MEs (III.B.1 + III.B.3)                        140.245                        139.843                        133.545                        141.707                        110.880                        111.621                        104.823                        112.619                       22.092                       20.318                       20.032                       19.823                       7.273                       7.903                       8.691                       9.266  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                 7.91                                 8.18                                 7.72                                 8.20                                 7.44                                 7.85                                 7.27                                 7.86                          10.19                             9.18                             9.22                             8.89                       10.93                       11.86                       12.39                       12.83  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 26 November 2013