8   REAL ESTATE LOANS
         Philippine Banking System
          as of end of periods indicated
          in billion pesos
           
PARTICULARS  Mar - 09  Jun-09 Sep-09 Dec-09  
             
Levels
A. Real Estate Loans (RELs) 357.795 368.907 366.888 383.706  
  Residential 160.384 164.832 162.496 162.598  
  Commercial 197.411 204.075 204.391 221.108  
Current 330.577 343.142 340.972 358.749  
  Residential 146.839 152.311 149.524 150.782  
  Commercial 183.738 190.831 191.448 207.967  
Past Due (PDRELs) (Past Due + ITL) 27.218 25.765 25.916 24.957  
  Residential 13.545 12.521 12.973 11.816  
  Commercial 13.673 13.244 12.943 13.141  
Non-Performing (NPRELs) 25.270 24.282 24.411 23.188  
  Residential 12.040 11.450 11.849 10.864  
  Commercial 13.231 12.832 12.562 12.324  
   
   
Ratios (%)  
RELs / TLP (w/o IBL) 14.08 14.40 14.70 14.11  
Residential / RELs 44.83 44.68 44.29 42.38  
Commercial / RELs 55.17 55.32 55.71 57.62  
PDRELs / RELs 7.61 6.98 7.06 6.50  
PD Residential / Residential 8.45 7.60 7.98 7.27  
PD Commercial / Commercial 6.93 6.49 6.33 5.94  
NPRELs / RELs 7.06 6.58 6.65 6.04  
NP Residential / Residential 7.51 6.95 7.29 6.68  
NP Commercial / Commercial 6.70 6.29 6.15 5.57  
PDRELs / TLP (w/o IBL) 1.07 1.01 1.04 0.92  
NPRELs / TLP (w/o IBL) 0.99 0.95 0.98 0.85  
             
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector      
Updated as of 09 March 2010