48 Balance Sheet          
             
             
  Rural and Cooperative Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-10 Jun-10 Sep-10 Dec-10  
   
  TOTAL ASSETS  167,021,152.32 173,824,892.30 173,694,479.70 180,115,679.79  
  CASH AND DUE FROM BANKS 34,949,215.05 37,507,483.24 35,717,102.09 38,024,410.62  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  102,125,064.54 104,813,289.16 105,782,598.54 109,414,070.09  
  Total Loan Portfolio (TLP), gross  107,388,997.81 110,718,098.05 112,029,276.80 116,088,819.83  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 1,219.24 33,653.13 33,934.40 3,294.59  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 1,219.24 3,244.52 3,269.73 3,294.59  
  (c) Loans and Receivable - Others, net of amortization 107,387,778.57 110,684,444.92 111,995,342.39 116,085,525.24  
  Allowance for Credit Losses  5,263,933.27 5,904,808.89 6,246,678.25 6,674,749.74  
  TLP, gross (exclusive of IBL) 107,388,997.81 110,718,098.05 112,029,276.80 116,088,819.83  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 107,387,778.57 110,714,853.53 112,026,007.06 116,085,525.24  
  TOTAL INVESTMENTS, NET 9,191,829.54 9,952,312.64 10,423,821.08 9,718,277.27  
  (A) Financial Assets, net (Portfolio Investments) 9,071,899.89 9,815,652.13 10,319,770.70 9,623,069.73  
  Financial Assets, gross (net of amortization) 9,512,773.39 10,249,601.23 10,729,049.69 10,065,669.20  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 0.00 0.00 0.00 0.00  
  (3) Available-for-Sale (AFS) Financial Assets 150,351.74 499,033.27 947,423.20 934,980.66  
  (4) Held-to-Maturity (HTM) Financial Assets 7,517,210.02 7,983,940.14 8,003,778.13 7,423,680.74  
  (5) Unquoted Debt Securities Classified as Loans 1,565,172.12 1,521,581.51 1,530,399.30 1,481,693.90  
  (6) Investments in Non-Marketable Equity Securities 280,039.51 245,046.31 247,449.06 225,313.89  
  Accumulated Market Gains/Losses  536.10 6,395.92 29,109.58 29,683.85  
  Allowance for Credit Losses  441,409.60 440,345.02 438,388.57 472,283.32  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 119,929.65 136,660.51 104,050.38 95,207.54  
  ROPA, NET 8,480,015.49 8,607,936.79 8,661,583.01 8,852,206.52  
  Real and Other Properties Acquired (ROPA), gross 9,083,952.22 9,271,131.99 9,354,446.21 9,589,029.95  
  of which:  
  (1) Sales Contract Receivables, Gross 1,075,979.66 1,139,377.72 1,136,439.23 1,144,593.34  
  (a) Performing 997,272.35 1,055,384.64 1,052,576.28 1,036,317.02  
  (b) Non-Performing 78,707.31 83,993.08 83,862.95 108,276.32  
  Sales Contract Receivables, Net 1,005,009.84 1,067,509.56 1,061,822.64 1,062,621.88  
  (2) Non-Current Assets Held for Sale, Gross 113,726.83 115,714.19 28,709.69 45,515.16  
  Non-Current Assets Held for Sale, net 113,726.83 115,714.19 28,709.69 45,515.16  
  Unamortized Discount and Other Deferred Credits 60,988.96 59,605.95 61,333.00 66,381.92  
  Accummulated Depreciation 180,130.19 205,544.21 207,951.77 207,604.44  
  Allowance for Losses 362,817.58 398,045.04 423,578.43 462,837.06  
  OTHER ASSETS 12,275,027.70 12,943,870.47 13,109,374.97 14,106,715.29  
  LIABILITIES AND CAPITAL  
  LIABILITIES 139,325,029.39 145,360,190.37 144,139,273.30 149,903,129.90  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 114,668,912.63 119,820,583.97 119,228,080.69 121,162,430.31  
  Peso Liabilities 114,614,840.61 119,759,716.56 119,169,141.75 121,096,770.33  
  Demand and NOW 3,336,164.60 3,501,413.60 3,311,209.29 3,566,445.04  
  Savings 77,604,116.28 80,595,654.79 78,540,689.57 79,123,663.46  
  Time 33,620,988.33 35,594,656.11 37,237,835.70 38,260,874.78  
  LTNCD 53,571.39 67,992.07 79,407.19 145,787.04  
  Foreign Currency 54,072.02 60,867.41 58,938.94 65,659.98  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 29,971.52 35,435.30 39,373.60 43,802.32  
  Time 24,100.50 25,432.11 19,565.35 21,857.66  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 8,334.70 15,519.17 8,607.43 18,536.20  
  BILLS PAYABLE 13,970,171.61 15,053,392.46 15,301,698.26 19,034,735.60  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 748,639.74 798,046.67 703,086.67 702,360.00  
  REDEEMABLE PREFERRED SHARES 368,239.90 346,246.30 327,980.62 331,890.62  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 9,560,730.81 9,326,401.80 8,569,819.63 8,653,177.18  
  TOTAL CAPITAL ACCOUNTS  27,696,122.93 28,464,701.93 29,555,206.40 30,212,549.89  
  Capital Stock 17,754,770.79 18,361,013.61 18,916,580.85 19,467,340.59  
  Retained Earnings & Undivided Profits 9,824,542.88 10,001,347.23 10,452,760.18 10,529,119.99  
  Other Comprehensive Income (53,503.04) (19,452.50) 46,005.17 20,735.64  
  Appraisal Increment Reserves 150,742.51 100,285.48 98,285.48 158,658.81  
  Other Capital 19,569.79 21,508.11 41,574.72 36,694.86  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas