53 Balance Sheet          
             
             
  Rural Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-10 Jun-10 Sep-10 Dec-10  
   
  TOTAL ASSETS  152,785,814.50 159,154,990.14 158,801,683.41 164,696,175.05  
  CASH AND DUE FROM BANKS 32,163,957.04 34,673,886.44 32,992,643.35 35,432,003.21  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  92,483,464.82 94,813,314.40 95,581,372.60 98,584,454.19  
  Total Loan Portfolio (TLP), gross  97,290,130.48 100,199,494.04 101,192,543.07 104,603,912.18  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 1,219.24 33,653.13 33,934.40 3,294.59  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 1,219.24 3,244.52 3,269.73 3,294.59  
  (c) Loans and Receivable - Others, net of amortization 97,288,911.24 100,165,840.90 101,158,608.67 104,600,617.59  
  Allowance for Credit Losses  4,806,665.65 5,386,179.64 5,611,170.47 6,019,457.99  
  TLP, gross (exclusive of IBL) 97,290,130.48 100,199,494.04 101,192,543.07 104,603,912.18  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 97,288,911.24 100,196,249.52 101,189,273.34 104,600,617.59  
  TOTAL INVESTMENTS, NET 8,693,005.79 9,484,993.57 9,875,030.91 9,208,428.53  
  (A) Financial Assets, net (Portfolio Investments) 8,606,174.74 9,381,517.47 9,808,581.94 9,150,822.39  
  Financial Assets, gross (net of amortization) 9,011,066.64 9,779,380.00 10,178,649.12 9,560,778.89  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 0.00 0.00 0.00 0.00  
  (3) Available-for-Sale (AFS) Financial Assets 133,920.62 487,817.97 936,070.04 923,263.82  
  (4) Held-to-Maturity (HTM) Financial Assets 7,109,912.53 7,612,348.09 7,553,903.08 6,999,953.05  
  (5) Unquoted Debt Securities Classified as Loans 1,501,106.96 1,450,476.42 1,457,685.38 1,423,876.06  
  (6) Investments in Non-Marketable Equity Securities 266,126.53 228,737.52 230,990.61 213,685.95  
  Accumulated Market Gains/Losses  370.09 6,229.92 28,943.58 29,517.85  
  Allowance for Credit Losses  405,262.00 404,092.44 399,010.76 439,474.34  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 86,831.05 103,476.10 66,448.97 57,606.14  
  ROPA, NET 8,133,539.64 8,255,126.48 8,298,658.04 8,470,539.68  
  Real and Other Properties Acquired (ROPA), gross 8,723,246.96 8,900,190.33 8,971,302.76 9,185,670.26  
  of which:  
  (1) Sales Contract Receivables, Gross 1,023,801.67 1,073,178.77 1,071,137.41 1,069,656.82  
  (a) Performing 947,408.55 991,736.44 988,705.24 972,552.79  
  (b) Non-Performing 76,393.13 81,442.32 82,432.18 97,104.03  
  Sales Contract Receivables, Net 954,529.32 1,005,008.69 1,000,215.30 991,822.92  
  (2) Non-Current Assets Held for Sale, Gross 113,726.83 115,714.19 28,709.69 44,619.45  
  Non-Current Assets Held for Sale, net 113,726.83 115,714.19 28,709.69 44,619.45  
  Unamortized Discount and Other Deferred Credits 59,552.76 56,224.59 57,955.25 63,009.66  
  Accummulated Depreciation 174,337.74 199,280.66 200,227.77 201,778.33  
  Allowance for Losses 355,816.82 389,558.60 414,461.70 450,342.59  
  OTHER ASSETS 11,311,847.20 11,927,669.24 12,053,978.50 13,000,749.44  
  LIABILITIES AND CAPITAL  
  LIABILITIES 127,009,791.18 132,762,963.16 131,357,175.22 136,614,067.46  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 105,856,126.59 110,631,059.06 109,914,526.92 111,691,210.60  
  Peso Liabilities 105,811,832.78 110,579,084.06 109,866,021.37 111,636,881.52  
  Demand and NOW 3,251,000.78 3,393,885.74 3,206,883.65 3,461,928.38  
  Savings 73,474,387.63 76,282,663.66 74,207,326.38 74,719,935.88  
  Time 29,032,872.98 30,834,542.60 32,372,404.15 33,309,230.22  
  LTNCD 53,571.39 67,992.07 79,407.19 145,787.04  
  Foreign Currency 44,293.80 51,974.99 48,505.55 54,329.08  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 29,591.11 35,127.75 39,103.40 43,634.13  
  Time 14,702.69 16,847.24 9,402.15 10,694.95  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 7,953.59 14,250.94 7,532.61 17,601.46  
  BILLS PAYABLE 11,350,385.73 12,628,760.89 12,822,382.89 16,177,476.17  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 623,639.74 623,046.67 528,086.67 528,126.67  
  REDEEMABLE PREFERRED SHARES 187,782.48 145,953.78 104,816.44 105,627.84  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 8,983,903.05 8,719,891.82 7,979,829.69 8,094,024.72  
  TOTAL CAPITAL ACCOUNTS  25,776,023.31 26,392,026.98 27,444,508.19 28,082,107.59  
  Capital Stock 16,759,177.19 17,245,257.32 17,778,288.32 18,275,344.59  
  Retained Earnings & Undivided Profits 8,912,033.35 9,057,497.50 9,515,196.61 9,623,337.63  
  Other Comprehensive Income (52,458.54) (19,618.50) 45,839.17 20,569.64  
  Appraisal Increment Reserves 150,742.51 100,285.48 98,285.48 149,229.56  
  Other Capital 6,528.80 8,605.18 6,898.60 13,626.17  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas