70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-10 Jun-10 Sep-10 Dec-10 Mar-10 Jun-10 Sep-10 Dec-10 Mar-10 Jun-10 Sep-10 Dec-10 Mar-10 Jun-10 Sep-10 Dec-10  
                                 
  I. Total Loan Portfolio Net of Exclusions                   1,829.502                   1,784.627                   1,865.975                   1,881.138                   1,532.478                   1,488.660                   1,567.107                   1,575.336                    231.675                    236.310                    244.049                    256.953                    65.349                    59.658                    54.819                    48.850  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%)                        146.360                        142.770                        149.278                        150.491                        122.598                        119.093                        125.369                        126.027                       18.534                       18.905                       19.524                       20.556                       5.228                       4.773                       4.386                       3.908  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%)                           36.590                           35.693                           37.319                           37.623                           30.650                           29.773                           31.342                           31.507                          4.634                          4.726                          4.881                          5.139                       1.307                       1.193                       1.096                       0.977  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs                        153.585                        154.636                        152.464                        159.111                           95.169                           94.288                           96.076                        103.431                       37.178                       41.069                       37.384                       38.915                    21.237                    19.279                    19.005                    16.765  
  a. Direct compliance for MSEs                        150.578                        152.561                        150.397                        156.556                           92.244                           92.327                           94.142                        100.975                       37.112                       40.960                       37.275                       38.830                    21.222                    19.274                    18.980                    16.751  
  b. Alternative compliance for MSEs                              3.006                              2.074                              2.067                              2.555                              2.925                              1.961                              1.934                              2.456                          0.067                          0.108                          0.108                          0.085                       0.015                       0.005                       0.024                       0.014  
  2. Excess/(Deficiency) (III.A.1 - II.A)                              7.225                           11.865                              3.186                              8.620                         (27.429)                         (24.805)                         (29.293)                         (22.596)                       18.644                       22.164                       17.860                       18.359                    16.009                    14.506                    14.619                    12.857  
  3. Excess compliance of a bank/s used by another bank/s                              0.000                            (0.000)                              0.000                              0.000                              4.951                              3.850                              5.775                              3.016                        (4.825)                        (3.722)                        (5.650)                        (2.892)                     (0.126)                     (0.128)                     (0.126)                     (0.124)  
  4. Total compliance for MSEs (III.A.1 + III.A.3)                        153.585                        154.636                        152.464                        159.111                        100.120                           98.138                        101.851                        106.447                       32.354                       37.347                       31.734                       36.023                    21.111                    19.151                    18.879                    16.641  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                 8.39                                 8.66                                 8.17                                 8.46                                 6.53                                 6.59                                 6.50                                 6.76                          13.97                          15.80                          13.00                          14.02                       32.31                       32.10                       34.44                       34.07  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs                        140.223                        140.183                        136.602                        149.443                        111.491                        113.701                        110.600                        121.494                       20.903                       20.285                       20.241                       22.074                       7.828                       6.198                       5.761                       5.875  
  a. Direct compliance for MEs                        140.116                        140.074                        136.508                        149.391                        111.479                        113.694                        110.593                        121.487                       20.891                       20.267                       20.223                       22.054                       7.746                       6.113                       5.692                       5.849  
  b. Alternative compliance for MEs                              0.107                              0.109                              0.094                              0.052                              0.013                              0.007                              0.007                              0.007                          0.012                          0.018                          0.018                          0.019                       0.082                       0.084                       0.068                       0.026  
  2. Excess/(Deficiency) (III.B.1 - II.B)                        103.633                        104.491                           99.282                        111.820                           80.842                           83.928                           79.258                           89.988                       16.270                       15.559                       15.360                       16.935                       6.521                       5.004                       4.664                       4.898  
  3. Excess compliance of a bank/s used by another bank/s                                        -                                          -                              (0.000)                                        -                              (0.000)                              0.168                            (0.000)                                        -                            0.000                        (0.143)                          0.000                                    -                                   -                       (0.025)                                 -                                   -    
  4. Total compliance for MEs (III.B.1 + III.B.3)                        140.223                        140.183                        136.602                        149.443                        111.491                        113.869                        110.600                        121.494                       20.903                       20.142                       20.241                       22.074                       7.828                       6.172                       5.761                       5.875  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                 7.66                                 7.86                                 7.32                                 7.94                                 7.28                                 7.65                                 7.06                                 7.71                             9.02                             8.52                             8.29                             8.59                       11.98                       10.35                       10.51                       12.03  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 26 November 2013