8   REAL ESTATE LOANS
         Philippine Banking System
          as of end of periods indicated
          in billion pesos
           
PARTICULARS Mar-10 Jun-10 Sep-10 Dec-10  
             
Levels
A. Real Estate Loans (RELs) 387.939 398.329 403.848 421.694  
  Residential 168.248 173.719 178.841 188.348  
  Commercial 219.691 224.610 225.006 233.346  
Current 362.640 371.862 374.355 392.066  
  Residential 155.205 161.613 163.685 174.684  
  Commercial 207.434 210.250 210.669 217.382  
Past Due (PDRELs) (Past Due + ITL) 25.300 26.467 29.493 29.628  
  Residential 13.043 12.106 15.156 13.664  
  Commercial 12.257 14.361 14.337 15.964  
Non-Performing (NPRELs) 23.217 25.476 27.110 28.503  
  Residential 11.360 11.474 13.416 12.969  
  Commercial 11.857 14.002 13.695 15.534  
   
   
Ratios (%)  
RELs / TLP (w/o IBL) 15.22 14.75 14.67 14.25  
Residential / RELs 43.37 43.61 44.28 44.66  
Commercial / RELs 56.63 56.39 55.72 55.34  
PDRELs / RELs 6.52 6.64 7.30 7.03  
PD Residential / Residential 7.75 6.97 8.47 7.25  
PD Commercial / Commercial 5.58 6.39 6.37 6.84  
NPRELs / RELs 5.98 6.40 6.71 6.76  
NP Residential / Residential 6.75 6.60 7.50 6.89  
NP Commercial / Commercial 5.40 6.23 6.09 6.66  
PDRELs / TLP (w/o IBL) 0.99 0.98 1.07 1.00  
NPRELs / TLP (w/o IBL) 0.91 0.94 0.99 0.96  
             
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector      
Updated as of 22 March 2011