3 Balance Sheet                          
                             
                             
  Philippine Banking System                          
  as of end of periods indicated                          
  amounts in thousand Pesos                          
                             
   
  Selected Accounts Jan-11 Feb-11 Mar-11 Apr-11 May-11 Jun-11 Jul-11 Aug-11 Sep-11 Oct-11 Nov-11 Dec-11  
   
  TOTAL ASSETS  6,663,604,492.32 6,772,464,305.76 6,799,455,160.44 6,767,086,439.06 6,840,534,709.35 7,021,063,357.43 6,875,303,572.18 7,053,651,782.24 7,050,189,400.24 7,000,110,642.49 7,185,994,814.29 7,335,683,739.04  
  CASH AND DUE FROM BANKS 1,201,221,894.58 1,251,319,233.87 1,308,204,473.21 1,179,812,069.47 1,182,048,527.34 1,227,222,132.31 1,152,473,054.59 1,241,291,909.19 1,301,019,632.10 1,263,330,534.31 1,345,502,150.96 1,361,343,208.77  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  3,049,109,599.79 3,134,528,992.30 3,109,611,018.13 3,179,253,656.02 3,270,679,887.97 3,404,831,280.50 3,341,982,844.53 3,422,503,747.72 3,395,010,350.45 3,413,709,560.59 3,529,512,911.91 3,616,476,101.03  
  Total Loan Portfolio (TLP), gross  3,192,406,299.37 3,279,530,568.11 3,255,156,464.46 3,326,361,591.18 3,417,834,893.58 3,551,462,734.87 3,487,401,586.63 3,569,415,477.81 3,542,602,338.25 3,561,237,753.39 3,677,835,113.37 3,761,925,111.43  
  (a) Interbank Loans Receivable (IBL) 197,241,005.87 217,175,329.22 197,883,648.59 192,552,706.67 201,562,092.49 209,392,451.38 202,531,760.34 195,021,263.32 188,526,665.12 173,687,077.64 177,679,342.34 156,349,976.54  
  (b) Total Reverse Repurchase (RRPs) 230,696,062.50 269,281,980.32 231,942,213.67 254,530,419.55 252,781,605.65 295,411,853.74 259,737,414.73 296,010,974.11 243,153,562.61 257,247,445.85 276,970,367.41 294,958,132.99  
  of which:  
  Reverse Repurchase (RRPs) with BSP 228,664,000.00 268,226,000.00 229,491,000.00 248,925,000.00 247,694,000.00 293,135,000.00 255,032,000.00 291,968,000.00 239,899,000.00 255,750,000.00 266,756,000.00 290,338,000.00  
  Reverse Repurchase (RRPs) with Other Banks 3,294.59 3,294.59 3,319.15 3,319.15 3,319.15 3,349.47 103,349.47 1,403,349.47 3,372.73 3,372.73 503,372.73 3,395.87  
  (c) Loans and Receivable - Others, net of amortization 2,764,469,230.99 2,793,073,258.56 2,825,330,602.20 2,879,278,464.97 2,963,491,195.45 3,046,658,429.74 3,025,132,411.56 3,078,383,240.38 3,110,922,110.52 3,130,303,229.90 3,223,185,403.63 3,310,617,001.90  
  Allowance for Credit Losses  143,296,699.58 145,001,575.81 145,545,446.33 147,107,935.16 147,155,005.61 146,631,454.36 145,418,742.10 146,911,730.09 147,591,987.80 147,528,192.80 148,322,201.47 145,449,010.40  
  TLP, gross (exclusive of IBL) 2,995,165,293.50 3,062,355,238.88 3,057,272,815.87 3,133,808,884.51 3,216,272,801.09 3,342,070,283.48 3,284,869,826.29 3,374,394,214.49 3,354,075,673.13 3,387,550,675.75 3,500,155,771.04 3,605,575,134.89  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 2,766,497,998.90 2,794,125,944.29 2,827,778,496.72 2,884,880,565.37 2,968,575,481.95 3,048,931,934.01 3,029,734,476.82 3,081,022,865.02 3,114,173,300.40 3,131,797,303.02 3,232,896,398.31 3,315,233,739.02  
  TOTAL INVESTMENTS, NET 1,854,861,168.38 1,813,437,570.74 1,842,776,089.65 1,873,240,796.16 1,845,961,427.63 1,852,898,605.85 1,838,862,398.05 1,840,782,064.98 1,832,121,820.87 1,788,646,180.46 1,772,222,143.54 1,825,549,461.31  
  (A) Financial Assets, net (Portfolio Investments) 1,721,816,712.97 1,680,094,147.11 1,708,284,052.76 1,737,620,694.93 1,708,900,799.50 1,714,318,354.21 1,699,295,480.30 1,698,842,603.82 1,688,413,176.44 1,645,096,218.11 1,626,211,928.11 1,673,984,430.71  
  Financial Assets, gross (net of amortization) 1,733,778,345.61 1,699,750,448.68 1,722,346,850.29 1,739,178,607.97 1,712,657,120.27 1,712,632,853.71 1,689,055,488.54 1,683,885,978.29 1,692,667,125.97 1,634,180,428.61 1,616,044,573.85 1,650,563,211.49  
  (1) Financial Assets Held for Trading (HFT) 192,015,771.84 168,541,599.31 179,620,035.06 201,626,473.32 179,392,181.24 196,582,566.10 211,054,774.79 214,051,628.25 193,919,601.55 192,964,284.89 187,215,253.06 154,402,847.90  
  (2) Financial Assets DFVPL 8,204,582.66 7,589,808.65 7,609,520.51 6,835,070.40 6,873,523.51 6,618,268.88 6,470,963.38 8,593,615.99 8,698,939.29 9,673,358.75 9,106,977.58 9,553,350.70  
  (3) Available-for-Sale (AFS) Financial Assets 789,464,687.54 774,777,428.64 768,979,591.04 799,839,993.69 795,428,984.97 798,083,697.10 772,883,550.54 772,923,301.49 789,484,012.18 815,141,421.80 795,404,811.95 868,094,622.02  
  (4) Held-to-Maturity (HTM) Financial Assets 541,332,315.08 548,868,270.83 565,300,548.26 528,497,781.92 529,977,434.98 512,933,293.67 502,485,121.19 495,324,930.34 505,643,872.39 447,991,939.24 452,386,419.15 449,346,196.90  
  (5) Unquoted Debt Securities Classified as Loans 178,199,507.61 175,503,666.87 176,352,243.06 178,012,816.82 176,493,767.04 174,328,342.44 172,307,864.53 169,116,807.50 170,854,962.36 144,291,084.35 147,695,095.04 148,003,572.21  
  (6) Investments in Non-Marketable Equity Securities 24,561,480.86 24,469,674.39 24,484,912.35 24,366,471.80 24,491,228.53 24,086,685.52 23,853,214.10 23,875,694.72 24,065,738.18 24,118,339.58 24,236,017.07 21,162,621.77  
  Accumulated Market Gains/Losses  15,601,532.83 7,253,199.41 12,581,701.62 23,456,567.86 21,020,215.56 26,751,895.52 35,280,340.44 39,933,191.98 20,866,665.87 35,967,609.86 35,394,628.62 48,253,864.08  
  Allowance for Credit Losses  27,563,165.46 26,909,500.98 26,644,499.15 25,014,480.90 24,776,536.33 25,066,395.02 25,040,348.68 24,976,566.46 25,120,615.39 25,051,820.37 25,227,274.36 24,832,644.86  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 133,044,455.41 133,343,423.63 134,492,036.89 135,620,101.23 137,060,628.13 138,580,251.65 139,566,917.76 141,939,461.16 143,708,644.43 143,549,962.36 146,010,215.42 151,565,030.60  
  ROPA, NET 144,587,911.04 144,337,222.18 135,987,341.77 135,065,781.62 134,802,113.88 133,848,088.79 132,734,403.60 131,286,108.42 130,284,705.99 129,112,626.94 128,001,049.17 125,072,261.39  
  Real and Other Properties Acquired (ROPA), gross 176,518,321.58 176,477,207.20 168,107,968.18 167,172,881.06 166,831,826.13 165,552,504.18 164,637,103.44 163,230,692.20 162,193,449.34 160,952,248.20 159,856,789.77 156,648,322.25  
  of which:  
  (1) Sales Contract Receivables, Gross 23,581,743.41 23,422,527.10 23,511,255.49 23,465,016.41 23,102,034.46 22,559,793.55 22,554,101.98 22,343,751.46 22,210,660.61 22,347,563.67 21,745,753.21 21,694,735.20  
  (a) Performing 16,331,384.30 15,969,329.92 16,154,369.14 15,600,741.35 15,860,409.77 16,154,984.28 15,594,462.95 15,345,204.91 15,290,308.21 15,328,252.55 14,675,330.76 15,023,742.63  
  (b) Non-Performing 7,250,359.11 7,453,197.18 7,356,886.35 7,864,275.07 7,241,624.69 6,404,809.27 6,959,639.03 6,998,546.56 6,920,352.40 7,019,311.11 7,070,422.46 6,670,992.57  
  Sales Contract Receivables, Net 23,062,442.08 22,884,237.58 22,811,330.37 22,735,153.35 22,377,867.11 21,830,189.05 21,833,416.03 21,619,675.74 21,496,664.40 21,630,479.41 21,029,562.72 20,970,615.34  
  (2) Non-Current Assets Held for Sale, Gross 16,502,849.19 16,644,147.10 16,202,111.51 15,427,870.70 14,930,370.93 15,134,651.46 15,563,968.78 15,669,236.48 15,430,847.66 15,489,991.80 15,163,274.32 14,544,794.86  
  Non-Current Assets Held for Sale, net 13,108,878.84 13,144,576.86 12,695,563.66 11,974,361.43 11,441,801.19 11,652,157.43 11,940,875.51 12,053,773.40 11,792,383.09 11,690,803.91 11,540,071.82 11,291,915.59  
  Unamortized Discount and Other Deferred Credits 252,737.54 249,535.99 235,753.55 232,982.81 240,451.71 241,861.52 240,740.02 238,505.54 243,901.01 247,377.50 249,008.74 249,159.78  
  Accummulated Depreciation 13,995,562.65 13,973,989.71 13,669,614.57 13,600,264.16 13,570,509.73 13,363,954.31 13,375,092.25 13,303,259.41 13,284,414.72 13,269,165.86 13,249,185.34 13,252,004.94  
  Allowance for Losses 17,682,110.35 17,916,459.33 18,215,258.29 18,273,852.47 18,218,750.81 18,098,599.57 18,286,867.57 18,402,818.83 18,380,427.62 18,323,077.90 18,357,546.52 18,074,896.14  
  OTHER ASSETS 413,823,918.54 428,841,286.67 402,876,237.68 399,714,135.79 407,042,752.53 402,263,249.98 409,250,871.41 417,787,951.93 391,752,890.83 405,311,740.19 410,756,558.72 407,242,706.53  
  LIABILITIES AND CAPITAL  
  LIABILITIES 5,864,729,416.83 5,970,432,185.68 5,981,345,092.14 5,931,559,838.07 6,003,681,264.64 6,176,172,297.55 6,012,310,696.38 6,177,901,732.42 6,181,650,551.33 6,106,895,495.33 6,284,961,306.09 6,414,407,445.62  
  FINANCIAL LIABILITIES HFT 46,108,251.14 45,722,693.69 45,154,832.78 57,466,809.76 41,079,989.92 37,064,436.41 64,985,820.96 68,216,090.32 47,974,902.29 59,209,298.37 40,929,819.94 40,756,247.27  
  FINANCIAL LIABILITIES DFVPL 6,335,220.17 6,350,372.18 6,437,455.58 6,548,408.85 6,426,088.31 6,457,945.69 6,483,113.44 6,585,426.64 6,571,729.28 6,562,918.76 6,546,129.64 6,525,903.16  
  DEPOSIT LIABILITIES 4,934,794,906.23 4,992,220,908.90 5,009,389,626.57 4,911,638,665.89 5,009,347,344.30 5,157,822,093.07 4,964,015,803.89 5,033,733,216.35 5,084,081,634.05 5,000,255,382.81 5,188,264,774.20 5,376,496,505.76  
  Peso Liabilities 3,830,348,053.65 3,897,396,247.11 3,929,903,703.75 3,815,722,923.76 3,907,347,548.44 4,046,382,986.94 3,871,578,775.53 3,941,219,183.30 4,001,308,017.62 3,945,356,258.47 4,098,428,930.95 4,307,796,735.70  
  Demand and NOW 942,370,822.83 959,316,525.47 923,389,138.05 932,055,810.54 945,018,919.95 934,958,366.03 934,127,739.63 965,987,269.39 960,267,274.06 964,144,369.41 1,006,533,448.97 1,039,430,885.51  
  Savings 1,906,271,139.25 1,947,390,210.68 1,910,722,670.64 1,876,465,229.28 1,917,191,548.46 1,953,976,474.09 1,939,524,568.55 1,956,295,680.20 1,958,791,027.99 1,961,645,461.72 1,985,415,250.35 2,132,300,940.85  
  Time 946,823,371.17 955,783,792.51 1,060,861,936.16 972,248,220.62 1,010,159,210.76 1,122,501,823.03 962,956,144.00 980,791,089.53 1,044,077,833.53 981,370,037.03 1,070,178,737.59 1,096,348,982.57  
  LTNCD 34,882,720.40 34,905,718.45 34,929,958.90 34,953,663.32 34,977,869.27 34,946,323.79 34,970,323.35 38,145,144.18 38,171,882.05 38,196,390.31 36,301,494.04 39,715,926.76  
  Foreign Currency 1,104,446,852.58 1,094,824,661.79 1,079,485,922.82 1,095,915,742.13 1,101,999,795.86 1,111,439,106.12 1,092,437,028.36 1,092,514,033.04 1,082,773,616.43 1,054,899,124.33 1,089,835,843.25 1,068,699,770.06  
  Demand and NOW 34,985,162.84 37,073,184.65 33,754,355.30 32,812,326.88 34,322,679.58 33,598,949.06 34,524,603.17 33,627,786.73 32,946,384.09 32,649,838.16 32,283,310.96 35,638,894.00  
  Savings 444,686,418.30 447,453,111.46 452,324,038.85 466,444,888.40 479,708,909.00 480,407,109.08 466,124,436.87 471,946,098.25 471,441,565.17 457,036,104.26 470,293,746.41 457,289,095.32  
  Time 624,775,271.44 610,298,365.69 593,407,528.67 596,658,526.84 587,968,207.28 597,433,047.98 591,787,988.32 586,940,148.06 578,385,667.17 565,213,181.91 587,258,785.89 575,771,780.74  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 120,418,316.66 139,080,807.49 124,141,196.36 137,550,227.89 137,063,848.78 103,570,487.98 140,473,155.79 176,112,167.99 181,618,014.44 185,287,986.61 180,854,539.02 137,167,408.71  
  BILLS PAYABLE 329,084,658.06 338,329,742.88 362,384,389.67 376,836,292.19 358,624,476.34 399,532,845.82 377,818,672.25 402,576,285.06 413,510,291.43 392,495,136.52 379,423,775.72 390,842,406.89  
  BONDS PAYABLE 24,268,410.75 23,883,525.40 36,798,082.81 36,299,450.60 36,682,413.06 36,751,697.44 35,673,810.72 35,808,172.06 37,029,866.67 36,100,401.04 36,966,072.45 37,105,010.42  
  UNSECURED SUBORDINATED DEBT, NET 102,308,036.55 102,222,027.08 102,216,966.55 102,149,051.61 102,237,919.00 117,249,600.69 117,039,059.93 111,592,041.36 110,538,991.80 110,504,680.39 110,518,500.54 110,126,817.18  
  REDEEMABLE PREFERRED SHARES 452,723.92 452,723.92 461,354.47 461,354.47 461,354.47 411,943.67 411,943.67 411,943.67 369,047.15 369,047.15 369,047.15 386,467.01  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 447,563.61 429,688.14 419,710.84 406,903.66 409,909.87 428,521.03 408,388.39 466,359.98 477,417.50 456,161.02 483,138.74 483,427.28  
  OTHER LIABILITIES 300,511,329.74 321,739,695.99 293,941,476.50 302,202,673.16 311,347,920.58 316,882,725.77 305,000,927.34 342,400,029.00 299,478,656.71 315,654,482.66 340,605,508.68 314,517,251.95  
  TOTAL CAPITAL ACCOUNTS  798,875,075.49 802,032,120.08 818,110,068.30 835,526,600.98 836,853,444.71 844,891,059.88 862,992,875.81 875,750,049.82 868,538,848.92 893,215,147.16 901,033,508.20 921,276,293.42  
  Capital Stock 391,346,622.79 391,528,541.01 389,216,805.27 389,377,894.96 390,366,154.50 394,135,713.86 395,061,119.55 398,454,782.74 403,086,717.69 403,057,141.36 405,073,700.54 408,118,536.33  
  Retained Earnings & Undivided Profits 263,948,132.78 267,851,447.67 278,991,768.91 284,654,771.20 288,183,869.08 287,026,752.55 294,161,694.25 297,190,207.73 303,740,351.10 312,412,018.44 318,787,147.79 320,554,687.59  
  Other Comprehensive Income 13,024,867.57 4,587,798.37 9,384,794.98 21,458,219.88 19,312,148.91 24,700,460.35 35,320,619.02 40,617,241.22 21,443,525.82 37,949,769.13 37,167,892.90 49,983,402.14  
  Appraisal Increment Reserves 2,732,037.33 2,717,017.71 2,663,915.77 2,689,867.84 2,689,867.19 2,574,666.74 2,574,666.09 2,574,665.44 2,508,368.50 2,508,367.85 2,508,367.20 2,424,615.92  
  Other Capital 127,823,415.01 135,347,315.31 137,852,783.37 137,345,847.11 136,301,405.03 136,453,466.39 135,874,776.90 136,913,152.70 137,759,885.80 137,287,850.38 137,496,399.76 140,195,051.44  
                             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 17 February 2017