48 Balance Sheet          
             
             
  Rural and Cooperative Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-11 Jun-11 Sep-11 Dec-11  
   
  TOTAL ASSETS  181,860,006.04 184,691,709.35 185,728,879.50 186,826,955.95  
  CASH AND DUE FROM BANKS 36,831,695.64 37,394,104.40 36,284,840.04 38,844,817.68  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  111,184,606.15 113,631,019.98 115,381,703.16 114,819,067.97  
  Total Loan Portfolio (TLP), gross  118,013,071.77 120,806,890.21 122,735,479.77 122,027,262.59  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 5,000.00 3,147.00  
  (b) Total Reverse Repurchase (RRPs) 4,169.15 4,199.47 4,222.73 4,711.87  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 3,319.15 3,349.47 3,372.73 3,395.87  
  (c) Loans and Receivable - Others, net of amortization 118,008,902.62 120,802,690.74 122,726,257.05 122,019,403.72  
  Allowance for Credit Losses  6,828,465.62 7,175,870.23 7,353,776.62 7,208,194.62  
  TLP, gross (exclusive of IBL) 118,013,071.77 120,806,890.21 122,730,479.77 122,024,115.59  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 118,009,752.62 120,803,540.74 122,727,107.05 122,020,719.72  
  TOTAL INVESTMENTS, NET 10,565,198.83 10,008,224.39 9,711,887.67 9,765,670.02  
  (A) Financial Assets, net (Portfolio Investments) 10,490,901.15 9,894,550.89 9,603,178.05 9,597,840.47  
  Financial Assets, gross (net of amortization) 10,961,189.52 10,363,020.23 10,059,783.98 9,918,761.90  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 8.82 8.86 10,341.76 11,270.93  
  (3) Available-for-Sale (AFS) Financial Assets 1,901,440.60 1,911,828.19 1,916,277.72 1,842,263.05  
  (4) Held-to-Maturity (HTM) Financial Assets 7,293,244.26 7,186,146.77 6,885,183.77 6,819,150.64  
  (5) Unquoted Debt Securities Classified as Loans 1,511,047.98 1,104,352.40 1,105,516.94 1,105,358.11  
  (6) Investments in Non-Marketable Equity Securities 255,447.86 160,684.01 142,463.77 140,719.18  
  Accumulated Market Gains/Losses  1,842.66 1,429.67 1,713.38 133,858.73  
  Allowance for Credit Losses  472,131.04 469,899.01 458,319.31 454,780.17  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 74,297.68 113,673.50 108,709.62 167,829.55  
  ROPA, NET 8,893,647.44 9,145,431.12 9,298,270.50 9,568,520.06  
  Real and Other Properties Acquired (ROPA), gross 9,641,342.61 9,920,612.42 10,107,787.31 10,350,234.80  
  of which:  
  (1) Sales Contract Receivables, Gross 1,189,528.89 1,225,069.94 1,265,609.38 1,300,509.12  
  (a) Performing 1,081,402.29 1,097,017.98 1,138,926.71 1,158,461.39  
  (b) Non-Performing 108,126.60 128,051.97 126,682.67 142,047.73  
  Sales Contract Receivables, Net 1,110,401.10 1,147,821.21 1,178,814.26 1,212,352.08  
  (2) Non-Current Assets Held for Sale, Gross 36,185.61 36,766.50 27,913.44 45,293.43  
  Non-Current Assets Held for Sale, net 36,185.61 36,766.50 27,913.44 45,293.43  
  Unamortized Discount and Other Deferred Credits 62,903.88 60,381.40 67,147.67 66,201.49  
  Accummulated Depreciation 210,025.14 215,868.43 232,279.57 237,287.29  
  Allowance for Losses 474,766.16 498,931.48 510,089.57 478,225.97  
  OTHER ASSETS 14,384,858.00 14,512,929.46 15,052,178.13 13,828,880.22  
  LIABILITIES AND CAPITAL  
  LIABILITIES 150,465,187.55 152,990,872.80 153,562,243.37 154,657,691.65  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 123,609,459.69 125,493,248.05 124,083,528.59 125,357,865.71  
  Peso Liabilities 123,542,137.78 125,434,676.94 124,029,249.40 125,303,002.66  
  Demand and NOW 3,623,767.02 4,114,253.09 3,874,872.29 4,298,084.25  
  Savings 79,832,954.18 80,167,306.48 78,388,570.89 77,686,050.90  
  Time 39,939,575.58 41,062,822.04 41,673,039.10 43,215,129.98  
  LTNCD 145,841.01 90,295.33 92,767.12 103,737.53  
  Foreign Currency 67,321.91 58,571.11 54,279.19 54,863.05  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 44,848.47 37,002.96 36,304.47 36,479.30  
  Time 22,473.45 21,568.15 17,974.72 18,383.75  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 11,382.76 19,380.33 11,326.07 19,223.89  
  BILLS PAYABLE 16,650,336.90 16,978,207.47 18,512,933.62 19,332,464.50  
  BONDS PAYABLE 1,567.88 1,567.88 1,567.88 1,567.88  
  UNSECURED SUBORDINATED DEBT, NET 702,425.00 702,490.00 702,523.33 602,628.33  
  REDEEMABLE PREFERRED SHARES 340,521.17 291,110.37 248,213.85 255,633.71  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 9,149,494.15 9,504,868.70 10,002,150.02 9,088,307.63  
  TOTAL CAPITAL ACCOUNTS  31,394,818.50 31,700,836.55 32,166,636.13 32,169,264.30  
  Capital Stock 19,669,130.59 20,174,393.18 20,400,740.94 21,542,439.64  
  Retained Earnings & Undivided Profits 11,552,987.31 11,384,195.59 11,625,234.06 10,357,438.47  
  Other Comprehensive Income (14,533.92) (17,886.61) (1,792.14) 135,846.59  
  Appraisal Increment Reserves 148,948.31 133,613.67 121,897.12 117,636.66  
  Other Capital 38,286.20 26,520.72 20,556.16 15,902.93  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas