53 Balance Sheet          
             
             
  Rural Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-11 Jun-11 Sep-11 Dec-11  
   
  TOTAL ASSETS  166,059,367.98 168,690,946.53 169,327,322.33 169,793,975.19  
  CASH AND DUE FROM BANKS 34,235,885.13 34,683,282.82 33,743,692.53 35,814,205.15  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  100,064,111.76 102,429,044.02 103,688,078.52 102,991,283.46  
  Total Loan Portfolio (TLP), gross  106,202,491.56 108,763,774.07 110,152,283.13 109,216,084.28  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 5,000.00 3,147.00  
  (b) Total Reverse Repurchase (RRPs) 4,169.15 4,199.47 4,222.73 4,711.87  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 3,319.15 3,349.47 3,372.73 3,395.87  
  (c) Loans and Receivable - Others, net of amortization 106,198,322.42 108,759,574.60 110,143,060.41 109,208,225.41  
  Allowance for Credit Losses  6,138,379.80 6,334,730.04 6,464,204.61 6,224,800.82  
  TLP, gross (exclusive of IBL) 106,202,491.56 108,763,774.07 110,147,283.13 109,212,937.28  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 106,199,172.42 108,760,424.60 110,143,910.41 109,209,541.41  
  TOTAL INVESTMENTS, NET 10,045,860.74 9,469,455.74 9,165,426.30 9,218,761.79  
  (A) Financial Assets, net (Portfolio Investments) 9,972,846.22 9,411,149.06 9,112,885.54 9,108,221.03  
  Financial Assets, gross (net of amortization) 10,410,585.19 9,846,886.17 9,536,886.12 9,396,598.94  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 8.82 8.86 10,341.76 11,270.93  
  (3) Available-for-Sale (AFS) Financial Assets 1,889,164.15 1,899,145.80 1,905,201.48 1,830,252.90  
  (4) Held-to-Maturity (HTM) Financial Assets 6,863,766.00 6,752,238.68 6,446,807.55 6,379,975.12  
  (5) Unquoted Debt Securities Classified as Loans 1,454,022.50 1,047,316.19 1,045,922.54 1,047,022.01  
  (6) Investments in Non-Marketable Equity Securities 203,623.71 148,176.65 128,612.78 128,077.98  
  Accumulated Market Gains/Losses  1,583.09 1,352.92 1,509.75 133,593.27  
  Allowance for Credit Losses  439,322.06 437,090.03 425,510.33 421,971.19  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 73,014.51 58,306.68 52,540.76 110,540.76  
  ROPA, NET 8,468,021.08 8,713,059.37 8,844,023.38 9,064,483.17  
  Real and Other Properties Acquired (ROPA), gross 9,192,107.71 9,449,442.88 9,613,305.50 9,797,905.99  
  of which:  
  (1) Sales Contract Receivables, Gross 1,096,940.69 1,133,527.49 1,167,995.15 1,195,789.28  
  (a) Performing 999,848.05 1,034,789.79 1,049,354.40 1,062,193.90  
  (b) Non-Performing 97,092.64 98,737.70 118,640.76 133,595.37  
  Sales Contract Receivables, Net 1,022,313.68 1,061,255.75 1,086,045.30 1,112,322.55  
  (2) Non-Current Assets Held for Sale, Gross 34,614.41 34,697.70 25,863.24 44,073.43  
  Non-Current Assets Held for Sale, net 34,614.41 34,697.70 25,863.24 44,073.43  
  Unamortized Discount and Other Deferred Credits 59,455.45 57,640.11 64,538.10 63,746.88  
  Accummulated Depreciation 203,079.64 205,657.97 219,766.12 226,941.34  
  Allowance for Losses 461,551.54 473,085.43 484,977.89 442,734.61  
  OTHER ASSETS 13,245,489.28 13,396,104.57 13,886,101.59 12,705,241.61  
  LIABILITIES AND CAPITAL  
  LIABILITIES 136,851,378.17 139,106,099.00 139,389,870.35 139,745,314.56  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 113,717,683.98 115,421,318.45 113,811,996.16 114,678,125.83  
  Peso Liabilities 113,660,946.40 115,373,020.65 113,763,242.39 114,628,148.25  
  Demand and NOW 3,521,941.09 4,007,657.15 3,771,741.61 4,182,277.03  
  Savings 75,312,077.60 75,706,024.80 73,979,214.24 73,009,802.58  
  Time 34,681,086.71 35,569,043.37 35,919,519.41 37,332,331.11  
  LTNCD 145,841.01 90,295.33 92,767.12 103,737.53  
  Foreign Currency 56,737.58 48,297.80 48,753.76 49,977.58  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 44,524.94 36,702.37 36,014.18 36,249.05  
  Time 12,212.64 11,595.43 12,739.58 13,728.53  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 10,521.86 18,214.53 10,498.53 18,178.97  
  BILLS PAYABLE 13,908,325.22 14,128,043.28 15,589,955.47 16,203,562.96  
  BONDS PAYABLE 1,567.88 1,567.88 1,567.88 1,567.88  
  UNSECURED SUBORDINATED DEBT, NET 528,166.67 528,206.67 528,206.67 428,286.67  
  REDEEMABLE PREFERRED SHARES 110,502.59 110,438.09 102,649.59 94,896.45  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 8,574,609.97 8,898,310.11 9,344,996.06 8,320,695.80  
  TOTAL CAPITAL ACCOUNTS  29,207,989.81 29,584,847.53 29,937,451.98 30,048,660.62  
  Capital Stock 18,461,140.68 18,880,577.21 19,063,266.00 20,211,357.45  
  Retained Earnings & Undivided Profits 10,600,340.76 10,577,090.59 10,746,897.12 9,581,339.09  
  Other Comprehensive Income (14,793.48) (17,963.36) (1,995.77) 135,581.13  
  Appraisal Increment Reserves 148,948.31 133,613.67 121,897.12 117,636.66  
  Other Capital 12,353.55 11,529.41 7,387.51 2,746.29  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas