70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-11 Jun-11 Sep-11 Dec-11 Mar-11 Jun-11 Sep-11 Dec-11 Mar-11 Jun-11 Sep-11 Dec-11 Mar-11 Jun-11 Sep-11 Dec-11  
                                 
  I. Total Loan Portfolio Net of Exclusions                   2,016.806                   2,056.711                   2,199.438                   2,303.436                   1,684.719                   1,720.900                   1,884.410                   1,969.464                    268.674                    267.607                    246.691                    288.170                    63.412                    68.204                    68.337                    45.803  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%)                        161.344                        164.537                        175.955                        184.275                        134.778                        137.672                        150.753                        157.557                       21.494                       21.409                       19.735                       23.054                       5.073                       5.456                       5.467                       3.664  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%)                           40.336                           41.134                           43.989                           46.069                           33.694                           34.418                           37.688                           39.389                          5.373                          5.352                          4.934                          5.763                       1.268                       1.364                       1.367                       0.916  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs                        162.166                        169.271                        162.015                        168.391                        103.511                        108.216                        108.703                        108.084                       39.223                       39.738                       32.325                       46.757                    19.433                    21.317                    20.986                    13.551  
  a. Direct compliance for MSEs                        159.402                        166.392                        159.451                        165.774                        100.869                        105.461                        106.277                        105.578                       39.141                       39.658                       32.241                       46.686                    19.392                    21.273                    20.934                    13.510  
  b. Alternative compliance for MSEs                              2.764                              2.879                              2.563                              2.617                              2.642                              2.754                              2.426                              2.505                          0.081                          0.080                          0.084                          0.071                       0.041                       0.045                       0.052                       0.041  
  2. Excess/(Deficiency) (III.A.1 - II.A)                              0.821                              4.734                         (13.940)                         (15.884)                         (31.267)                         (29.456)                         (42.049)                         (49.474)                       17.729                       18.330                       12.590                       23.703                    14.360                    15.861                    15.519                       9.886  
  3. Excess compliance of a bank/s used by another bank/s                            (0.000)                            (0.000)                              0.000                              5.829                              4.774                              3.574                              6.649                              5.829                        (4.647)                        (3.478)                        (6.548)                                    -                       (0.128)                     (0.096)                     (0.101)                                 -    
  4. Total compliance for MSEs (III.A.1 + III.A.3)                        162.166                        169.271                        162.015                        174.220                        108.285                        111.790                        115.352                        113.913                       34.576                       36.260                       25.778                       46.757                    19.305                    21.221                    20.885                    13.551  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                 8.04                                 8.23                                 7.37                                 7.56                                 6.43                                 6.50                                 6.12                                 5.78                          12.87                          13.55                          10.45                          16.23                       30.44                       31.11                       30.56                       29.58  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs                        148.711                        152.584                        155.985                        174.730                        118.719                        121.868                        132.424                        146.757                       22.587                       22.925                       16.289                       23.153                       7.405                       7.792                       7.272                       4.821  
  a. Direct compliance for MEs                        148.612                        152.402                        155.798                        174.578                        118.710                        121.779                        132.330                        146.657                       22.570                       22.904                       16.263                       23.130                       7.333                       7.719                       7.205                       4.791  
  b. Alternative compliance for MEs                              0.099                              0.182                              0.186                              0.152                              0.010                              0.089                              0.094                              0.100                          0.017                          0.020                          0.026                          0.023                       0.072                       0.073                       0.067                       0.030  
  2. Excess/(Deficiency) (III.B.1 - II.B)                        108.375                        111.450                        111.996                        128.661                           85.025                           87.450                           94.736                        107.368                       17.213                       17.573                       11.355                       17.389                       6.136                       6.427                       5.905                       3.905  
  3. Excess compliance of a bank/s used by another bank/s                              0.000                            (0.000)                                        -                              (0.036)                            (0.000)                            (0.000)                                        -                              (0.036)                          0.000                          0.000                                    -                                      -                                   -                                   -                                   -                                   -    
  4. Total compliance for MEs (III.B.1 + III.B.3)                        148.711                        152.584                        155.985                        174.694                        118.719                        121.868                        132.424                        146.721                       22.587                       22.925                       16.289                       23.153                       7.405                       7.792                       7.272                       4.821  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                 7.37                                 7.42                                 7.09                                 7.58                                 7.05                                 7.08                                 7.03                                 7.45                             8.41                             8.57                             6.60                             8.03                       11.68                       11.42                       10.64                       10.52  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 26 November 2013