8 REAL ESTATE LOANS        
                   
                   
  Philippine Banking System        
    as of end of periods indicated        
    in billion pesos        
                   
           
  Mar-11 Jun-11 Sep-11 Dec-11
         
  Levels
  A. Real Estate Loans (RELs) 433.050 459.866 471.779 505.867
  Residential REL 192.065 198.377 207.399 220.836
  Commercial REL 240.985 261.489 264.380 285.031
  Current 405.628 432.643 443.609 478.934
  Residential REL 181.496 187.560 196.644 210.401
  Commercial REL 224.131 245.082 246.965 268.533
  Past Due (PDRELs) 27.422 27.224 28.170 26.933
  Residential REL 10.569 10.817 10.755 10.435
  Commercial REL 16.853 16.407 17.415 16.498
  Non-Performing (NPRELs) 26.210 25.920 25.973 25.358
  Residential REL 9.694 10.040 9.834 9.555
  Commercial REL 16.517 15.881 16.139 15.803
   
   
  Ratios (%)  
  RELs / TLP (exclusive of IBL) 14.73 14.28 14.60 14.52
  Residential REL / RELs 44.35 43.14 43.96 43.66
  Commercial REL/ RELs 55.65 56.86 56.04 56.34
  PDRELs / RELs 6.33 5.92 5.97 5.32
  PD Residential REL / Residential REL 5.50 5.45 5.19 4.73
  PD Commercial REL / Commercial REL 6.99 6.27 6.59 5.79
  NPRELs / RELs 6.05 5.64 5.51 5.01
  NP Residential REL / Residential REL 5.05 5.06 4.74 4.33
  NP Commercial REL/ Commercial REL 6.85 6.07 6.10 5.54
  PDRELs / TLP (exlusive of IBL) 0.93 0.85 0.87 0.77
  NPRELs / TLP (exclusive of IBL) 0.89 0.80 0.80 0.73
                   
                   
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector
Updated as of 5 March 2012