48 Balance Sheet          
             
             
  Rural and Cooperative Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-12 Jun-12 Sep-12 Dec-12  
   
  TOTAL ASSETS  187,758,875.59 187,616,133.06 190,126,233.60 189,738,227.54  
  CASH AND DUE FROM BANKS 37,913,809.79 37,058,536.05 36,634,657.18 38,471,283.85  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  116,047,351.94 116,649,378.06 119,778,610.15 118,367,967.02  
  Total Loan Portfolio (TLP), gross  123,735,711.44 124,878,003.14 128,773,041.05 128,578,635.81  
  (a) Interbank Loans Receivable (IBL) 3,147.00 1,248.69 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 3,084.22 2,430.00 2,440.43 2,460.09  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 2,414.22 2,430.00 2,440.43 2,460.09  
  (c) Loans and Receivable - Others, net of amortization 123,729,480.23 124,874,324.45 128,770,600.62 128,576,175.73  
  Allowance for Credit Losses  7,688,359.50 8,228,625.08 8,994,430.90 10,210,668.80  
  TLP, gross (exclusive of IBL) 123,732,564.44 124,876,754.45 128,773,041.05 128,578,635.81  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 123,730,150.23 124,874,324.45 128,770,600.62 128,576,175.73  
  TOTAL INVESTMENTS, NET 9,933,493.12 9,565,709.26 9,245,022.90 9,249,276.73  
  (A) Financial Assets, net (Portfolio Investments) 9,809,249.99 9,442,784.90 9,134,252.08 9,119,121.44  
  Financial Assets, gross (net of amortization) 10,127,726.42 9,814,765.53 9,470,923.64 9,414,269.47  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 11,326.53 11,264.86 11,641.72 10,008.00  
  (3) Available-for-Sale (AFS) Financial Assets 2,006,194.61 1,574,487.34 1,538,096.70 1,802,250.05  
  (4) Held-to-Maturity (HTM) Financial Assets 6,883,849.95 6,985,940.62 6,721,643.38 6,347,759.52  
  (5) Unquoted Debt Securities Classified as Loans 1,095,570.05 1,125,531.15 1,094,806.17 1,126,322.62  
  (6) Investments in Non-Marketable Equity Securities 130,785.28 117,541.56 104,735.67 127,929.28  
  Accumulated Market Gains/Losses  138,867.94 76,456.81 111,299.45 161,574.41  
  Allowance for Credit Losses  457,344.38 448,437.43 447,971.00 456,722.45  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 124,243.13 122,924.36 110,770.82 130,155.30  
  ROPA, NET 9,931,712.69 10,037,792.77 9,920,350.50 9,496,744.06  
  Real and Other Properties Acquired (ROPA), gross 10,771,809.96 10,893,771.09 10,817,380.48 10,230,059.09  
  of which:  
  (1) Sales Contract Receivables, Gross 1,319,327.07 1,385,371.57 1,528,069.05 1,618,330.65  
  (a) Performing 1,168,505.91 1,225,692.68 1,336,181.40 1,398,383.70  
  (b) Non-Performing 150,821.15 159,678.89 191,887.64 219,946.95  
  Sales Contract Receivables, Net 1,228,989.60 1,282,816.28 1,378,395.47 1,461,869.64  
  (2) Non-Current Assets Held for Sale, Gross 46,195.13 32,707.02 24,765.83 540,833.79  
  Non-Current Assets Held for Sale, net 46,195.13 32,707.02 24,765.83 540,833.79  
  Unamortized Discount and Other Deferred Credits 67,407.12 78,462.33 122,524.08 122,048.18  
  Accummulated Depreciation 250,956.01 259,172.24 283,191.15 266,728.26  
  Allowance for Losses 521,734.14 518,343.76 491,314.74 344,538.59  
  OTHER ASSETS 13,932,508.05 14,304,716.92 14,547,592.86 14,152,955.88  
  LIABILITIES AND CAPITAL  
  LIABILITIES 154,694,153.31 154,320,001.19 156,212,296.19 156,420,728.12  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 127,886,981.54 127,822,920.80 127,280,879.57 126,355,467.36  
  Peso Liabilities 127,822,157.19 127,754,328.70 127,214,531.58 126,291,450.17  
  Demand and NOW 4,437,804.00 4,476,605.19 4,041,442.13 3,826,367.03  
  Savings 79,475,971.41 78,004,555.02 76,363,366.50 77,163,543.62  
  Time 43,808,993.79 45,164,960.36 46,690,721.08 45,186,257.36  
  LTNCD 99,387.99 108,208.13 119,001.87 115,282.16  
  Foreign Currency 64,824.35 68,592.10 66,347.99 64,017.19  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 44,573.30 47,570.55 46,299.29 46,714.69  
  Time 20,251.05 21,021.55 20,048.70 17,302.50  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 12,922.94 21,834.10 11,629.49 26,710.41  
  BILLS PAYABLE 16,940,525.94 15,841,447.34 18,165,924.92 18,597,595.63  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 602,693.33 602,758.33 632,880.21 582,945.21  
  REDEEMABLE PREFERRED SHARES 248,318.50 230,738.11 204,283.19 219,878.65  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 9,002,711.05 9,800,302.50 9,916,698.80 10,638,130.86  
  TOTAL CAPITAL ACCOUNTS  33,064,722.28 33,296,131.87 33,913,937.41 33,317,499.42  
  Capital Stock 21,924,485.33 22,884,658.64 23,464,690.20 23,449,664.99  
  Retained Earnings & Undivided Profits 10,880,520.67 10,227,674.05 10,233,460.37 9,521,743.08  
  Other Comprehensive Income 139,946.40 78,138.59 112,362.66 160,716.30  
  Appraisal Increment Reserves 111,570.84 97,341.69 96,120.74 91,608.26  
  Other Capital 8,199.04 8,318.90 7,303.44 93,766.79  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas